Banners Broker, My Advertising Pays, Traffic Monsoon and a few other scams...
Hi Tara,That rule of the 540+120 days for chargeback request, is it an international worldwide law or is it for UK or USA ?
Hello Anon, it depends on whether you're referring to Credit Cards or Banks. Generally speaking VISA and MASTERCARD will have international rules. Again with International banks such as HSBC, BARCLAYS etc. Individual banks specific to each country will have their own versions of Chargeback and interpret them in many different ways. My advise is to contact the FRAUD department of whichever Credit Card/Bank account you are claiming your Chargeback on and see where it takes you.
Hi Jay,You have a total of 540 days from the date of transaction and then a further 120 days to notify them of your Chargeback request. So as long as you told M&S within that 540 day window then you are within your right to claim for a Chargeback. The EW has come up alot lately. It is just an abbreviation of ELECTRONIC WALLET. I've not heard of any $75 liability? That's a new one on me. The fraud aspect is easy to prove if you show them all the documents on the SPERGEL Canadian Receivers site which is full of references from the Canadian Police that they believe BB to be a PONZI scheme.
Hi! I see so much on here helping affiliates who paid Banners Broker using their credit card. However, what if a credit card was not used. I "invested" in Banners Broker using a paylink international payment application form and as instructed by BB I made the payment out to G CUBE MEDIA in Ocala Florida. What can I do?
Hello Anon, I help affiliates who have paid by Credit Card and Debit card because they have legal protection if anything goes wrong. If you pay anybody with another form of payment then it is probably lost. However, if you have evidence of this transaction, it is certainly worth contacting the Liquidators directly. The receivers will be very interested in this information.
Has anyone been successful in getting their money back from a bank under section 75 if they paid bb via allied wallet?
Hi Deevan, I've only heard of one. Paying through payment processors is very hard to recover your money.
Hi, Tara!I am really glad to find a chargeback guru like You.Things seem to be the same all over the world. In Ukraine and Russia 4 biggest “internet brokers” have scammed during last year: MMCIS, MillTrade, Panteon-Finance and Forex-trend. People had lost several hundred million dollars. Some of them sent chargeback claims to banks, but successful chargeback rate is very low because banks are unwilling to act on the client’s behalf and use all loopholes for not creating disputes in IPS.My issuer didn’t want to provide an information about chargeback documentation dispatch. After my appeal this information finally was provided, but I’m not sure my bank acts fairly. There is no financial ombudsman post in Ukraine, so I fried my mind looking for the answer to the following questions, but obtained no result.Are there any ways to check an open dispute existing in IPS (Visa in my case), omitting an issuer? Maybe some firms that have access to Visa Resolve Online and make case inquiries for money?Were there cases of obtaining such information using Visa hotline?Thanks in advance!Dmitry
Hi Tara You wrote about me in one of your early stories about Banners Brokers (could not see the story on Tara Talks anymore, but that is okay as it was a long time ago now). I was foolish enough to pay cash directly to a Mr Paul Novak so had no recourse for a refund, as he refused to be an honourable person. Just saw that he is still active on linked in and have submitted his linked in profile for review as he promoted a ponzi scheme.Just wanted to say thank you for all the dedication and follow through you demonstrated with this. Hope you get the chance to write a book and help promote smarter investigation before people part with their hard earned $$I also wanted to wish you well for future endeavours and again thank you for helping to warn people against scams.
Hello Desert Dreamer, yes, sorry about that! I actually deleted that page by accident, I was gutted! Thank you for your kind words, much appreciated.
Thanks for the reply Tara. I filed a complaint with the Financial Ombudsman and we'll see what happens. My beef is with Norway Finances, a company that went bust (was a scam) that demanded users to fund their Norway Finances account through an online payment processor or bank wire. I used to fund them through Payeer.com, because the wire transfer failed and I don't know why. The bank didn't tell me why it didn't work. I hope I'll get my money back, it's a lot of money and I worked hard for it. Thanks a lot for this incredible blog, it's been really helpful so far!
You can send screen shots etc to my TaraTalks Facebook page if you like? Thanks.
Hi Torsten, it was very easy really. The photos were published by MAPS as proof of their new offices. So I just googled the image and hey presto! Matched. The offices are now up for sale. More details on this saga will follow very shortly, so keep watch on the main MAPS 2 scam page. Hope your friend doesn't lose too much money...
Dear Tara,yes, I've found that MAPS 2.0 page now, too and see the photos. That's indeed a strange developement. My friend is invested with a low 4 digit amount, so he won't ruin himself over that. I'm more worried about him investing in another site - betshare.biz - have you heard or noticed that one? They claim they make money with betting on sports events and promise a weekly profit of about 7.5% (every week) of your invested sum (you have to be invested for 60 days) - that sounds very fishy to me. But the short investment time puzzles me,...I mean...if you want to create a ponzi-scheme you want people to not notice it is a scam for a long time...don't you? What's your take on that.
I've heard of these betting sites and that people are making money but I haven't investigated them. Like you through,I'm skeptical. Betting isn't an 'INVESTMENT', its a bet. 'You pay your money, you take your choice'. Either Lady Luck is on your side, or she isn't. Personally, I wouldn't do it. As to whether it's legit or not is not my call to make. As for MAPS, it's a scam. They lie, lie and lie again. The proof is in the facts.
Are the people bragging about the large amounts of cash they have withdrawn from maps paid tax on it like the rest of us?
Tarathis is the old page http://taratalkstoday.blogspot.co.uk/p/traffic-monsoon-scam.htmlwhere will the new post be added?
Its just the comments that are closed. Busting at the seams! Ordinary posts will still appear.
Where are the new comments being posted or is that the end of comments on traffic monsoon?
Here Anon...fire away.
Hi Tara,Recently i've made a claim to paypal after i read about you post about Paypal refunds regarding Traffic Monsoon, but instead i received this reply :Thanks for your patience during our review of this case. Unfortunately, this transaction isn't protected by PayPal Buyer Protection. As a result, this case has been closed and we're not able to take any further action.Do you have any suggestion regarding this matter ?Thank You.
Hi Samuel, unfortunately PayPal are refusing many refunds now. You can try your bank for a Chargeback or report Charles to these authorities: FBI: The Internet Crime Complaint Centre:http://www.ic3.gov/complaint/default.aspx andACTION FRAUD UKhttp://www.actionfraud.police.uk/report-a-fraud-including-online-crime-questionsIf the AUTHORITIES close down Traffic Monsoon then you have a good chance of EVENTUALLY recovering your money.
Hi Tara,i tried to claim my money back via paypal. paypal then went to traffic monsoon regarding my dispute... traffic monsoon said its up to paypal to give me my money and paypal just closed my claim saying that traffic monsoon is not covered under the buyers protection because they class it as an investment.i went to my bank who said they will help but i need to email them some proof which i dont have.. its £3300 of my lifes savings that i cant afford to lose... any help would be great please help.Thank youTalha
Just tell your bank that PayPal have frozen the TM account because they believe Traffic Monsoon is a ponzi scam . The report Charles to: to these authorities:FBI: The Internet Crime Complaint Centre:http://www.ic3.gov/complaint/default.aspx andACTION FRAUD UKhttp://www.actionfraud.police.uk/report-a-fraud-including-online-crime-questionsIf the AUTHORITIES close down Traffic Monsoon then you have a good chance of EVENTUALLY recovering your money.
Hi Tara,I have to give you credit for this website as I needed to find a reliable source to show my friend that traffic monsoon is a scam. You are coherent in writing your arguments which is a bonus. Regards, saeed
Many thanks Saeed.
Talhar, you have proof your back office of TM has your payment history...plus your paypal ha a summary page
Hi TaraOne of my friend requested a refund from Paypal and was told by them that they are closing his dispute, and they have not refunded his money which he paid to Traffic Monsoon through Paypal in Mid January. What needs to be done now
I'm sorry to hear that. All he can do now is try for a Bank/CC Chargeback and then REPORT CHARLES to these authorities:FBI: The Internet Crime Complaint Centre:http://www.ic3.gov/complaint/default.aspx andACTION FRAUD UKhttp://www.actionfraud.police.uk/report-a-fraud-including-online-crime-questionsIf the AUTHORITIES close down Traffic Monsoon then you have a good chance of EVENTUALLY recovering your money.
Hi TaraSome one has told me about FortAd Pays as a good investment oppurtunity. Can you please provide what is this all about. Is it Legit or another Scam or Ponzi like Traffic MonsoonThanks
Hi Riz, one of these days, I'll click onto a site like this and see ads for REAL products and not OTHER ponzi scams! Stay away, 100% Scam.
Hello Tara,Is there any legit ways to earn money online. My friend had joined triplethr3t on November last year and he had earned like some 1000$ from a little investment in 4months. He made me join and told me like, make a small investment and consider it gone, since u can't trust anything in internet. Within 20 days I can get my seed money back and with the compounded amount I can trade further. Is this a better way since my risk is low whatever I gain is bonus. With my research I had found that in several forums fort ad pays really pays and it has a physical office with employees and been in business for like more than 2years. I would love to hear your opinion on this and my strategy.Thanks
Hi Tara,I want to claim my TM money back. I did not buy my packs through pay pal but purchased them by sending payment directly to Charles bank account. I am going to pursue my bank to claim the money back from his bank. As there is a large amount frozen in pay pal do i stand a chance of raising a dispute with pay pal for my money back.Tanya
If you didn't use PayPal anon, then you have no claim. Your bank will be your only hope now but please report Charles to these authorities:FBI: The Internet Crime Complaint Centre:http://www.ic3.gov/complaint/default.aspx andACTION FRAUD UKhttp://www.actionfraud.police.uk/report-a-fraud-including-online-crime-questionsIf the AUTHORITIES close down Traffic Monsoon then you have a good chance of EVENTUALLY recovering your money.
I ask Paypal about TM,they said due to data protection policy is not possible share any info only report sites, so i report both Scoville's sites to PP as possibles related ponzi schemes, because AHP still have PP. And im also reporting TM as HYIP where i see their ad: PTCs, TEs,etc.If more people can do the same this maybe can help to avoid some to get scammed in the future and stop once and for all this serial scammer.Thanks!
Hi TaraDoes 540 days rule apply to visa debit cards too? or just credit cards?Thank you!
The '540 day rule' applies to both, but the debit card is voluntary, the credit card is mandatory.
TM has asked to supply ID as their accounts will be verified and they will be issued with a Allied Wallet MasterCard for future purchases & withdrawals. My Question is If charles & TM are going to close the company as many assume why would they do this Allied Wallet thing. Can you please shed some light on this Tara.
Charles is charging you $6(?) to have an Allied card. So far 50,000 have supposedly done this so not only is Charles making a nice additional income but he can also sell the data on for criminal use.
Hi Tara, Do you know much about Likes XL, seems like another potential scam but a lot of people think it really is the real deal?!
Not yet, no. But its on my list. Sounds scammy through!
Hi Tara , have you heard of LTW or life tree world. Would like your opinion , thank you
I have Steve, yes. I've emailed them a couple of times to ask them to explain the 'business' to me and they don't reply. I think that speaks for itself!
hi tara, so, all the ppc/ptc are scams ?so how about others like ad.fly, whaff rewards (android user),cash pirate, etc?thankyou
My golden rule has always been - if it SOUNDS to good to be true, IT IS TOO GOOD TO BE TRUE.
Hi Tara,I logged disputed my money invested in TM with Paypal on 30th March/2016 and I have got all my money refunded(4100 USD) which I invested in TM. I am really thankful and happy to you. Also I asked my friend to do the same and he got his money refunded as well.
That's brilliant news Abhi! Very pleased for you.
Have you ever looked at My Binanry Profits, another great scam. Not paid out since January, accounts frozen I guess, and yet people are still putting money in. PLEASE DON'T - just report him to the authorities
Anybody in the UK ever taken TM and Paypal to the small claims court?
My account was in pending status for a while and when I tried to access today it says blocked account problem account-paypal.What does this mean?I did not have any active adpacks because it was all frozen in paypal and I was waiting for the problem to get resolved.
Charles has started blocking accounts that claim refunds. Try for a Bank Chargeback instead.
Hi, I am currently researching Life Tree World.It has good reviews with not many negative comments floating around the internet. I have been watching closely on social media and it does seem that if you feel that its not right for you that you just stop doing it but you end up with at least a grocery shop. It's only a £35 annual fee but I just want to see if you have had any negative feedback from it? Thanks
I have looked at it a little but have done no proper research on it. I have asked them about their business model through and they haven't replied. Caution is probably warranted.
Hello Tara,I am blown away by the dozens of complaints involving Traffic Monsoon. I thought I was the only one having problems with them. But, after I kept sending in their "support" tickets with no response or "support", I became concerned. The problem initially was with cash links. I paid for them and they were never activated, then when they were, the "visitors" I was supposed to get went from 250 to zero PLUS the second Cash Links I paid for was NEVER applied to the account. I put all this on a ticket and sent it in and it was never responded to. When I finally did get a response, I noticed at the bottom of the screen now next to the SUPPORT tab, was a new TERMS OF SERVICE tab, was never there before. Then I noticed my account was in a "Not verified" status and they were requesting now I send a picture of my ID. Then they also "Disapproved" one of my websites that had been paid for and running. Now my account is in a "REFUSED" status and they're requesting I re-submit my ID photo because the one I sent was blurry. I've contacted my "sponsor" on this several times. He's always promised to help, but then I don't hear from him again. I don't like chasing folks down to solve an issue, especially when I have this feeling in my gut that something's REALLY WRONG with this picture! Thank you for your in depth information on this scheme...as well as FUTURENET, which the sponsor "rushed" me to get into before it was too late. I complained I came on board to earn some part-time income as I'm on a fixed income and all I've done is spend money!!!He NEVER responded! SMDH!
I just saw some comments about Lee Oshea. Lee was a so called binary options trader and has switched his attention to new scams last year. He is a highly toxic individual that has lured many new people into ponzi scams. He currently works in Dubai a marketing director. Maybe Tara could do a full expose on him ''stepsys style''? We are gathering as much info as we can to pass on to his place of work and the Dubai authorities in due course. WATCH THIS SPACE!
Good news all and a huge thank you to you Tara for the idea and words. Put a claim in for £597 10 days ago even though I had made withdrawals in the past, and it was paid today. They have still not closed my account and my monies are still showing - obviously they are in trouble. I urge you therefore if you have paid anything thru Paypal in the past 6 months, claim it now.
Hi TaraMy friend text me a few months back about Traffic Monsoon, about the same time my cousin had been ripped off by HQ Revenue Share (something like that) so I knew instantly it was a scam. Told my mate the same thing, but at the time he wouldn't listen, apparently his cousin introduced him and his brother to it and had been to the seminars and spoken to senior members etc. After reading your blog, I told him what I had read and to contact PayPal and try and get your money back and the same to your brother. He's been refunded £1.6k and his brother about £5.Everybody who has money tied up, contact PayPal ASAP. Tell your family and friends too.Thank You Tara
That's great news Anon. Very pleased!
Sorry that should have been £5K not £5
Hi Tara,Have you heard of OneCoinIs it a scam?
I've read articles on it, yes. Try this one and then use some good old fashioned common sense. http://www.mirror.co.uk/news/uk-news/who-wants-onecoin-millionaire-you-7346558
As someone who is currently involved with onecoin - and slowly recouping the money I initially 'invested' - I can say without a shadow of a doubt, that it is a big fat ponzi, and should be avoided at all costs. Keep your money in your bank coz this one is dying fast. Just hope I can get all my money back before it disappears completely!
I feel sad... so many of my friends have joinedThey have that unbeatable feeling thinking nothing gonna go wrong and they'll be millionairesWorst of all they're recruiting people in this scam
hi sickofscamersIve got a lot of friends who are in one coinhow do i prove to them that its fake
You can't prove any of these are scams any more than you can prove they are genuine. What you CAN do is apply common sense and see the truth.
Hello Tara, unfortunately I'm a member of Traffic Monsoon although I always suspected it might be a scam...unfortunately, I wasn't thinking it through properly when I signed up and I uploaded my drivers licence :( Is there any way to get them to delete this photo? I only put in $50 so I don't care about the money, I'm just scared about identity fraud..
Sorry to that anon. Contact the Government department responsible and explain whats happened. They will advise you.
Hi Tara, I would love to thank you for all of these useful and valuable reviews about traffic monsoon and other similar sites. This blog in truly informative. Well, I have heard about it time ago but i was hesitant and reluctant to join in although it apparently looks "successful" up to now. Briefly, have you got any idea about "Mypayingads.com" ? it is also a revenue share business but works differently than traffic monsoon. Thank you !
ALL 'click ten ads a day' sites that use referrals to make money are scams. Stay away is my advice.
Hello Tara, I am thankful to your free informative fraudulent education. Have a situation of No Service Received with MyPayingAds and Ticket Not Resolved after one month agreement. I have sent reminders with no response. I paid through a payment processor who have also already written to them about the same. In the event that I don't get a refund, do I report to the UK Action fraud or the US FBI Internet Crime complaint centre? Good day
Hi Tara,Just thought I'd post...As of last week I received my full investment into TM back to the tune of £1500 through Natwest Claim Back 120 day...My father also received his full £3k credit card investment back on the 540 day charge back rule. HAPPY DAYS!!! Lets bring it down.
That's great news!
Hi Jansel,I'm looking to recover £10k from my Natwest Credit Card, did your father pay using his credit card via PayPal?Any help that you can give me would be appreciated.Regardschandy3@hotmail.com
Hello Tara,Here is one to get your teeth into:Exitus Network, which was a six level deep cash gifting programme has now launched Exitus Lifestyle Ltd (the limited company has already been dissolved, so it is illegal to quote the limited company on their website - see link below) and it is One Up programme, which means, your first sales goes directly to your sponsor, and you pay an annual admin fee to Paul and Julie Wilson. After that every sale you make, which costs $999 goes to you.There is no residual income.The whole programme is based upon Genesis Product Package, which previously retailed for lots of money.http://thegenesisproductpackage.com/Another failed venture was Prosperity Cash Machine. This collapsed when the equally awful scam Zeek Rewards launched, and their attention turned to there.
Hi Tara! You have saved me from loosing my hard earned money. I was also fully convinced by a sponsor (one of my friend) to buy adpacks for making consistent monthly income through TM. I read many other blogs but yours one being special and unique (having solid/ logical information jotted down in a very comprehensive chronological order) really opened my eyes and saved me from a great loss. I was wondering about the fact that there is NO any legit organization in entire world (may it be insurance company et-cetera) who gives this formula that your deposit can grow so rapidly that your initial deposit/ investment can turn into a consistent monthly income equal to your one time (initial) deposit/investment just after TWO YEARS (How silly TM Calculator is). Compound Formula of 2% daily uhh... Tara! you have saved so many people, you really deserve more than a praise. I really thank you from the core of my heart and pray to Allah almighty (the creator of all) to save you from all odds and evils as you are saving his mankind. Stay blessed always...
That's very kind of you Muhammad, very glad I've helped!
Hi Tara,I would like to ask you that how do you know all this info about MAP and Simon even?Thank you for your answer in advance,Edina
Hello Edina. All the info about MAPS and Simon was or is available publicly on the internet. You just have to dig a little to get it!
How do we make all these claims TARA? When we will in the form, do we tell the creditors how many banners from whatever colours we had and which packets we have started with? Also can we claim all those packets we have bought for others and transferred to them, our linked accounts :( I feel really bad that I and a few others got people in this. However, we would not know the money is long gone...
Hi Anon. All you need to tell the Liquidators is the amount of ACTUAL money you gave BB. Everything else was fake.
Hello Tarra,I want to ask you to tell me which program or site one can safely invest?I would be very grateful if you do.Greetings.
I don't recommend Ignat, I just expose. Stay well away from these schemes is the only advice you'll get from me.
Hi Tara, I am curious - a you involved with any business (online or offline) ?
No Darren. I have a full-time regular job and I earn a few pence a day from the ads on this blog, but I don't do anything else.
i have submitted a dispute(charge back) to my bank against titan trade,bank has rejected due to the fact that transactions was sent for more than 120 days i have used Visa card)please advise
What's 'titantrade' Naser? All I can advise is that if you haven't received a product you paid for you have 540 days to claim a Chargeback from your bank or CC company. Details on my Chargeback page.
Hello Tara, can you review bout adpackpro by OneVision Holding Company?
Happy to Anon. 'AdPackPro'...you give them $25, they give you $30 back. 100% SCAM. Stay well away!
This comment has been removed by a blog administrator.
Hello Tara. I sent an message to the Daily Mirror reporter who did the report on TM back in January and told him about the SEC v TM situation and shut down of TM. I pointed him in the direction of your FB page for more information and he said he would be doing a follow up report.Hopefully he will name and shame the Ponzi pimps Sunil, Sharon and Immy. Great work by the way!!!
That's great news Anon. I'm sure they'll follow it up.
Hey Tara I need your help i scammed by Plusoption How I can be in toch with My skype ali_mhamed firstname.lastname@example.orgI need your help please.
Sory to hear that Ali. I can only advice you to try for a Chargeback and then report PlusOption to your local authority. There is a Facebook page for support - plusoption scam - as well, that has just started and can put you in touch with other victims.
Tara i have creat a charge back against titan trade but it was rejected for the reason that transaction over 120 days please advice what i have to do my e-mail email@example.com
Sorry to hear that Nasar, you have to contact your bank now. All the info you need is on my Chargeback page.
Tara can you post the link to the traffic monsoon hitler clip? I saw it on your website before but can't find it now.
The Hitler clip was for MAPS I think? and I'm not sure I have it? I'll check.
Yes that's the one!
Hi Tara, I am writing a book on these passive income schemes and have been inspired and greatly informed by your posts. Would you be willing to share your perspective - maybe a skype call? I am a Care Home Manager and author based in UK. Best, Liam Palmer.
Hi Liam, you can contact me via my 'TaraTalks' Facebook page. Thanks.
Thank you Tara. Can I sue TM for compensation?
I can't advice you to sue them or not. All I can say is that it would be incredibly expensive to do so and since the receivers have already liquidated TM, I think your journey through legal process would be a long one.
Hi Tara.I left that comment yesterday but somhowe it has not appeared here yet. Maybe this time. I would like to ask what is going to happen with people who were persuading lots of "investors" to take a part in that "buesiness"? I mean what about those who were wery high on that piramid and earn some/a lot of money doing this? Thanks
Anon, we hope that they will have 'over payments' clawed back as they have started doing with Zeek Rewards. And the really big promoters have been reported for tax evasion. All we can do now is wait.
Hi taraI'm really stressed out, I wired 50k to Charles bank account in January this year.2 weeks later everything was frozen, I haven't withdrawn a single penny, I just want my seed money back, Do I have a chance of a chargeback,please help me.Thank you
You need to first contact your payment processor (Paypal/Payza/STP etc) for a refund. If they refuse, try for a Chargeback from your Bank or Credit Card company. (Information on link attached). In summary, you are claiming for 'services not received' under the 540 day Chargeback rule. You need to contact the Banks Fraud department - NOT RETAIL DISPUTES -All the information you need to help you is on this page:http://taratalkstoday.blogspot.co.uk/p/get-your-money.htmlNot all Chargebacks are successful so if your Chargeback application fails, the Receivers may eventually refund a percentage of any ORIGINAL SEED MONEY money you paid Traffic Monsoon but this may take months/years I'm afraid.
Hi tara akash here can u plz tell me if we get a TM money back....that boody tm. Scammer robbed many people....
Hi Akash, see reply above.
Hi Tara,I tried to put a dispute claim through paypal but it was close straight away. I assume this is because the 180 days have passed.I now put a chargeback claim from my bank by sending a message through online banking. I got a call from the bank today and they said that because the 120 days have passed and the transaction is old there is no guarantee they will refund the money, but they will look at the claim. They will email me a chargeback application and they asked me to include a letter to explain what happen with the transaction. Also they want me to include any info about traffic Monsoon and proof of what is happening to the company.What do you think should be written in the letter requsted by the bank? Any advice would be appreciated.Many Thanks
The 120 day rule does NOT apply. This is fraud.All the information you need to help you is on this page:http://taratalkstoday.blogspot.co.uk/p/get-your-money.htmlIn summary, you are claiming under the 540 day Chargeback rule for 'services not received' You need to contact the Banks Fraud department - NOT RETAIL DISPUTES -
p.s as proof you only need to give them the receivers info:Peggy Hunt @ Dorsey & Whitneyhttp://dm.epiq11.com/TMON/Projectand this is her Official Email firstname.lastname@example.org
Many thanks Tara.
Hi Tara i buyed 6 adpacks in trafficmonsoon worth of approx 300+ usd now its being upto 2 months from payza can i get my money back please tell me and one of my friend transfered the funds from his payza account to my payza account then i bought 6 adpacks please help me to get my money back i shall be very kind for this favor!
You can certainly ask them anon. If not, then Chargeback isn't an option for you so you need to contact the receivers directly: Peggy Hunt @ Dorsey & Whitneyhttp://dm.epiq11.com/TMON/Projectand this is her Official Email email@example.com
I am extremely hopeful that you will be able to assist me. I am from south Africa. I use Trustpay to transact with a binary trading company. Only found out afterwards that it is a scam. My bank is refusing to charge-back. They claim that I provided the OTP to the merchant and was fully aware of my actions. I invested $73,000 of my retirement savings which i cannot afford to lose. The transactions occurred during the last week of July 2016 and August 2016. Where do I go from here? Awaiting your urgent response.
Hello Ghiem, I'm very sorry to hear of your loss. I have had many complaints about Binary Option scams lately. All I can say is that the 540 Chargeback rule covers services that haven't been provided by the merchant. If this is so in your case, then you are entitled to a refund. How did you fund Trustpay? If it was by cash or wire transfer then the money is gone. If it was by bank or credit card, then contact their respective fraud departments. Please read my Chargeback page in full for extra tips. I wish you the best of luck.
Hello Tara,How is the 540 Chargeback rule applied?
Hello Tara,Why is only the initial amount paid allowed as a chargeback?
Because that's the only money thats real. The 'earnings' you make are fake.
Hi Tara VX Gateway is a scam !!! I have funds transferred from My Advertising Pays...EUR 145 that I am now trying to withdraw but to no avail. I went through a very comp-licated process and eventually I was registered but when I tried to withdraw they said I had exceeded my daily limit. ?? Does anyone else have this problem ?
Hi Tara I getting a lot of offers about Exitus elite Easy1up Aspire and Skinny body care alomst daily. Do you know anything about these companies? are they scams? They look so promising but I getting a kind of alarm bell ringing in my head. Stacy
Exitus looks like a scam, the others I haven't heard of. But if they LOOK to good to be true - they ARE too good to be true.
Hi TARA. If MAP, TM etc are all SCAMs, then what can we do as online part time job so as to earn a decent and secure income. Any few genuine online business which works would be welcome.
I only do SCAMS anon.
Hi Tara, first of all I would like to thank you for your hard work. I want to understand why all MAPS money operations are on hold? There are 2 money processors VX and STP which now froze any MAPS financial operations. Most of people choose VX anyway, so why they cant continue as normal?
Because, quite simply, we suspect that VXGATEWAY and MAPS are the same company. Which means that Mike is lying and he has taken the money. If this freeze is legitimate, MAPS have been notified to the authorities and MAPS is over anyway.
So, first USD operations were withheld by STP, and Mike knowing this is probably the end of MAPS decided to shut down VXGATEWAY operations too?
No, we don't believe at this stage that STP have witheld any funds and they have nothing to do with VX. We will find out more this week.
Hi TaraI was one of the first MAPs members and got to 1200 packs, but withdrew all of my money when i found out that i could lose every penny at any time. I didn't lose any money, but used my credit cards to buy adpacks.When withdrawing, using paypal mostly, i was not paying off my credit cards as i was using it to live off as my own business was struggling.This has left me with a lot of debt.Can i still put a chargeback to my credit card company?Kind regards
The simple answer is 'no'. You can only claim for your original stake, which you are lucky enough to have been repaid.
Hello Tara,I text you before. My bank (FNB South Africa) has finally informed me that they will not perform a chargeback as it was a secured transaction. After 2 months they did not even make an attempt to contact the Merchant. The merchant offerred me a settlement which I took off course. In the process I have lost $40,000.Why would the merchant request that my bank confirm in writing that they would not raise a chargeback. Strange hey? Is there anything else that I could do? i do not want to give up on my loss.
Your only recourse now Ghiem is to make sure you register with the receivers. You will surely get a percentage back at least.
Hey TARA what do you think about BitClub Network ??
If you google it, reams of scam warnings up. I'd say it was a safe bet to assume it was one.
Futurenet has already changed once to FutureAd Pro. Unfortunately, it looks like they're now changing again. Thanks for the tip-off Michael.
Hi Tara, I have recently been invited to a talk about onecoin, I already know its a scam but how do I convince my friend that it is? Do you have any news on it's main man, Tom McMurrain. Your blog helped me get another friend his money back from the Traffic Monsoon scam, which I did post before but just wanted to say thanks again. If you could help me with onecoin that would be great.
Nothing will convince your friend if he/she truly wants to give them money. All you can do is tell her that if any scheme sounds too good to be true - it is. Best of luck trying.
Hi tara, i need some help regarding traffic monsoon.I have tried making a chargeback claim but my bank is refusing because the payment that i made to traffic monsoon is shown on my bank statement as a direct debit.Apparently for large amount payments, paypal set up a one off direct debit with your bank to complete the payment.So, i have tried making a direct debit indemnity claim under the reason "services not recieved" but my bank is also refusing, stating that the reason i have given them does not apply to a direct debit indemnity claim.what would you suggest is my next course of action, shall i try contacting paypal and ask why the payment was debited as direct debit.Thanks
Neither your bank or Paypal is under any obligation to refund you, only credit cards have this guarantee. Having said that, the direct debit reason is a new one on me and sounds like a 'fob off'. Try the banks Fraud dept and explain that TM is a ponzi that has been closed down by the SEC. Remember through that you always have the liquidators to fall back on. Good Luck.
Hi Tara,There is a new site called likesXL that my friends are recommending, now I am not really interested in joining but for is there any proof that shows that this is a scam.Thanks
You'll never find proof until these things end. Just use some common sense. LikesXL is definitely a scam so stay clear is my advice.
Hi Tara, could you investigate Trading247 please and confirm its legitimacy please?
Hello Anon. Trading247 is a Binary Options company. I've just googled them and there is one scam warning about them. I can't say one way or the other whether this business is legit or not, but I will say that many, many binary option companies have sprung up, that most certainly are. Tread carefully is my advice. Binary Options are the latest way to scam people.
Dear Tara, quite a few of us appear to have been scammed by Mike Davies of Eastleigh, we invested in a company of his called CUPAU Ltd, his name I have just found out has been mentioned in Tara Talks a while ago. A few of us have decided to take this alot further, do you know of him
Hi Anon, I think you're confusing Mike Deese with Mike Davies? I'm very sorry this guy has scammed you. There are a couple of things you can try. Firstly, a chargeback - depending how you paid him - and secondly, please all report him TOGETHER, on the same day, to ActionFraudUK. It's a very effective way to raise awareness of a particular scam.
Hi Tara Suggest me about rcycle.com.What is your opinion about rcycle.com
No record of rcycle.com? But if it's offering you vast sums of money for hardly any work, you'd be best to stay well clear!
Hi please let me know weather Social trade biz is genuine or ponzi scheme....and how much we can believe the same.
One Google search of this company has heaps of scam warnings. Best to stay well clear!
Me thinks referencing www.recyclix.com and it is a ponzi.
http://www.law360.com/articles/868065/payment-processor-outsourced-work-stole-60m-co-saysMaps saga. ...know anything about this developmemt ?
Not yet. Watch this space...!
Hello Tara! Thank you for doing a terrific job! Fortunately, I did not join MAP even if there were people trying to promote this scam. In fact, same people as got me to join another scam where I lost a significant amount of money.A question; do you by any chance know if it is possible to get information about S.R.L-companies from Costa Rica? In this latter scam I referred to, there is an offshore company involved that was registered in Costa Rica. But it seems very hard to get any information about who is the company manager, who are the shareholders etc. I probably need that information to be able to solve the puzzle.
Many thanks Zeke! If you want to find out about ANY company, just Google them. You will get an awful lot of info that way and some links will lead you to other links etc that will help you. Especially look at Costa Rica's Official Gov company register site. There are lots of ways to do this. Good Luck.
Hi.MyAdvertising pays had a lawsuit with Tara. What ist the result of this lawsuit? Who won?GreetingsSlawomir
Ah...the infamous law suit. It was thrown out!
Hi, hier Slawomir again.Are there proofs, that MAP is a scam (Ponzi - scheme)?Kann you proof it?!I'm sure MAP is a scam, but logical argumenation ohnly ohne proofs it's unsufficient to keep the people away from MAP.Greetings
How much more proof do you need?
Hi Tara,This is about your "Get Your Money Back - CHARGEBACK Information" page. Thank you for all that helpful information. Please do you know if it's possible to contact the Financial Omsbudman, Under section 75 of the 1974 Consumer Credit Act, even if my Credit Card Provider is the French bank Societe Generale based in Paris?
The Financial Ombudsman handles Bank complaints. Have you been refused a Chargeback? If you have, and you believe that was wrong, then you need to contact the French equivalant of the FCA as I don't think the FCA has jurisdiction in Paris?
Hi Tara,one way to get my money back is to Sue my sponsor. He had benefittet from my money. And imparted MAP buisness to me. His duty was to check, is MAP a serious Firma or scam. But i must proof, that MAP was a scam. Your blog ist unsufficient. I need documents. I have registerd at PACER and will download some Court Dokuments. I don't know if it ist sufficient.GreetingsSlawomir
Hi Tara,you wrote above, the lawsuit MAP against TaraTalksToday.blogspot.com was thrown out.I have read the court documents. The only reason i found, why had the judge terminated tha case, was that MAP didn't know your citizenship. Is it true?GreetingsSlawomir
The only reason? This case was always fake, Mike knew it would be thrown out. Just as well really, since Mike gave a false address. He'd have looked a real pratt if I'd actually known about this case in the first place and shown up!
Hi Tara, I purchased Credit packs from My Advertising Pays and would like to use the ChargeBack rule to get my money back from Barclays. The problem I have is I have since paid Barclays back with my personal money so not sure how keen they would be to consider my case considering I have already settled their account.
That should make no difference Anon. We've had Chargebacks issued from accounts that have been previously closed, so contact Barclays Fraud dept directly and see what they say.
Hi Tara, I havn't been on here for a while but it's great to see you still giving your all to get these scams shut down. I was wondering if you could start a page to get rid of 'onecoin' seeing as this is the biggest active ponzi in the world at the moment. Got some big serial scammers involved and I would love to help you get this one shut down
That's very kind of you Anon, but there are dozens of these scams around. Why not start your own Facebook page? I will certainly publicise it. Thanks.
HiI have a friend who is pushing onecoin very hard to me. I've told him many times that it's a scam. Do you have any links on the serial scammers so to speak. I would like to show him, hopefully he can see sense.
Your best bet is just to google 'ONE COIN' and show him what comes up. There are loads of posts about OneCoin being a scam. He just has to read it.
is there any information about the court case took place yesterday in Panama?Thanks
Nothing yet Anon, sorry.
I have approached my bank for Charge Back and was rejected at all levels. I have now appealed to the Ombudsman for Banking Services and Investments (OBSI) my last and final resort. My case is being investigated. The Senior Investigator would like to know if there was any document to show that there were problems with the Payment Processing System? I know MAP blamed it on VX Gateway. Where can I get the documents to send it to the investigator? I'm unable to log into the MAP website. Can someone including Tara help, please? Thank you
Hello Hema, the problem we have with MAP is that it hasn't, as yet, been Officially closed down so your battle will be a hard one until this happens. If the Omsbudman would like documents/evidence etc, this blog is heaving with it, you are welcome to take anything you need to help your case. The VX featured post is a good start. Let us know the outcome? Thanks.
Hi Tara, Please advise me how I can get my money back from vx gateway. Basically, the website says they have paid out all people who filled for claim by 20/02/2017. I have not managed to file for claim by that date and i tried all my best to trace their contact details with no chance. I have contacted my bank, filed for charge back but my bank isn't helpful either. What shall I do in this situation please? Thank you x
Unfortunately you've now gone as far as you can until MAP/TAP are closed down, so please report them asap to the SEC. It's the only hope you have of getting back any money: https://www.sec.gov/complaint/tipscomplaint.shtml
The you Tara, for your continued efforts to support people like us.x
Hi TaraAre you able to advise on binary options? I'm in South Africa. Visa rules says the dispute must be within 540 days of the transaction, but FNB says only 120 days.
If you haven't received the service you paid for, then 540 days is correct.
Hello Tara. At first I apologize for my bad english. My bank in Poland has dealt with my application negatively based on the chargeback procedure. It deals with transactions to MyAdvertising Pays. They wrote me that the MasterCard organization allows a transaction complaint within 120 days of the date the service was interrupted (in this case August 31, 2016). My application was sent in April 2017. How to use the term of 540 days? The bank added that he was not responsible for the seller of the service. Thank you.
Hello Marioostroda, the 540 day rule is for 'services not received'. Full details are on my Chargeback page. However, chargebacks generally are not working for MAP because they haven't yet been Officially closed down. So PLEASE report them to the Securities and Exchange Commission asap.
Dear Tara, what should I do if I purchased service from TM by Allied Wallet by debit card? Should I contact with my bank or with Allied Wallet first? I wonder that I might send chargeback request to all institutions including: my bank, Allied Wallet and directly to The Receivers at the same time? I did purchase on 10 April 2016 and I'm approaching to final date to make claims in connection to 540 days chargeback rule. Thank you very much for your support!
You've left it too late to claim from Allied Wallet, but you can certainly try from your bank. As for the receivers, you still have plenty of time, but by all means register, just in case your chargeback fails.
Hello Tara! I am a victim of frauden broker company Trade12.com. They manipulated me and destoyed my account. Now I applyed to my bank for chargeback, but I don't beleive I can prove to my bank I have been scammed. Can you give some advise? Did you heare about Winchargeback? People say they help to take back their funds. I don't know whom to beleive. Thanks.
Hello Anon, very sorry to hear that. There are loads of Forex scams around at the moment. If you paid using your credit card, you're entitled to a refund under the 540 day rule for 'services not received'. Otherwise, make sure you report them to the Financial Authorities in your country.
Hi Tara.Any news on first coin? scam or ligit
I think you'd better read this Anon and make up your own mind: https://taratalkstoday.blogspot.co.uk/2017/11/crypto-currency-scams.html
Please do not post links or email addresses on your comment.Thank-you.