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Traffic Monsoon - SCAM


Traffic Monsoon has now been Liquidated and Official Receivers appointed:
Peggy Hunt @ Dorsey & Whitney.
http://dm.epiq11.com/TMON/Project


This is their Official Email address:
trafficmonsoon.receiver.inquiries@dorsey.com


Traffic Monsoon's website has been permanently closed down and Charles Scoville is currently under investigation by the Securities and Exchange Commission.


This is our Facebook page link if you wish to contact us personally:
https://www.facebook.com/TrafficMonsoonPONZI


And this link offers advice on how to get your money back:
http://taratalkstoday.blogspot.co.uk/2016/08/traffic-monsoon-getting-your-money-back.html

The information below is now for background information only and is being updated regularly with the latest news.





Traffic Monsoon was launched on the 10th October 2014 and is another 'Click Ten Ads a day and Get Rich' PONZI scam.
It has exactly the same business model as My Advertising Pays:
Spend $50 on an Adpack and get back $55 - so it's losing $5 on every pack you buy.

Traffic Monsoon is run by Charles Scoville: 



http://www.charlesscoville.com/

Charles runs Traffic Monsoon and Ad Hit Profits out of a one bed apartment:






(for translation: AdHitProfits (and Traffic Monsoon) is owned and operated with-in the state of Utah, within the United States by Charles Scoville 4927 Murray Blvd Z9, Murray, UT 84123)

Some History on Charles:

December 2009

TVIPTC.COM




Now GONE.






April 2010 
His facebook page states he was working as a 'business owner'.
  

For translation: ' I own a group of websites which sell advertising service to internet marketeers'


 December 2010
INFINITYBUX.COM

And where is INFINITYBUX .COM now?
GONE!




SEPTEMBER 2011
EternalifeBux.com
http://www.eternalifebux.com






And where is ETERNALLIFEBUX now? 
GONE!







September 2011
ULAUNCHFORMULA.COM
http://infinitybux.ulaunchformula.com


And where is ulaunch formula.com ? 
GONE.



November 2011
Wealthenginex .com
http://www.wealthenginex.com





And where is WEALTHENGINX? 
GONE!




February 2012

Where are trophybux.com and inboxbux.com now?
GONE!









February 2012:




Guess where 'Adscashfast' is? 
Yep, you're getting the hang of this: GONE!




March 2012
FreeHitXchange



May 2013

AdHit Profits was launched:




He also has all these to his name:

BuxSecure.com     -   CLOSED - SOLD TO ANOTHER SITE
Powerfulbux.com  -   CLOSED - SOLD TO ANOTHER SITE
Foreverbux.com    -   CLOSED



BuxUnleashed.com - CLOSED!



Banrev.com - CLOSED



Ultimatepowerboost.com 




(source: http://ptccentral.com/infinitybux-review/)

30th September 2016 
ADHITPROFITS - CLOSED







ALL of these scams have CLOSED down, owing hundreds of thousands of pounds to affiliates.
And in November 2013, the US Court of Justice seized the funds in Charles Payza accounts. NONE of this money has been returned to him yet. 

These reasons alone should be enough of a red flag to put you off joining!

To re-cap:


TVIPTC.COM
INFINITYBUX.COM
EternalifeBux.com
ULAUNCHFORMULA.COM
Wealthenginex .com
trophybux.com  
inboxbux.com
Adscashfast
FreeHitXchange
BuxSecure.com        
Powerfulbux.com  
Foreverbux.com 
BuxUnleashed.com 
Banrev.com
Ultimatepowerboost.com 
Traffic Monsoon - closed July 2016
AdHitProfits - closed September 2016



So what is Traffic Monsoon?
I'll let them explain it first:

'...These are paid-to-click links which appear on your dashboard, and reward you with extra cash!Cash links are a great way to show other members what else you're involved with, and invite them to join you.
Basically
$1.00 => 50 visitors = $0.02 per click. $0.01 goes to clicker, and $0.01 goes to sponsorVisitor remains on your site 30 seconds
$1.00 => 25 visitors = $0.04 per click. $0.02 goes to clicker, and $0.02 goes to sponsor
Visitor remains on your site 60 seconds
To qualify for referral click earnings from these links, you must have clicked a minimum of 10 ads in the traffic exchange within the last 24 hours.

Sharing:
Only 1 of the services we offer includes a revenue sharing position. We do not sell "shares." We only sell advertising services. It's from the sales of all our services that we share revenues.
When our members purchase a service from TrafficMonsoon, the revenues from that purchase are held by the company. Then, you can qualify to receive share of the profits! Naturally there is cost associated with providing services. Each service provided generates a profit margin. We share those profits with you!
When you purchase an AdPack combo advertising campaign for $50, you'll receive 20 clicks to your banner, 1,000 traffic exchange credits, and a revenue sharing position.
When you click a minimum of 10 ads in our traffic exchange and remain on the websites for 20 seconds each, you'll qualify yourself for 24 hours to share in site profits.
As long as you are qualified, each sharing position you receive with your AdPack Combo purchase will continue to share in revenues up to $55.00. Reaching this maximum is not guaranteed, or affixed to any time frame. It's completely reliant upon sales of services, and you being qualified.
Earn Traffic Exchange Credits:
Any purchase turns your account into a life-time paid member. Each ad view in our traffic exchange will reward you 1 visitor credit in the traffic exchange.
FREE members can surf ads, and receive 1 visitor credit for every 2 sites you view in the traffic exchange.
There is no requirement to refer to share in site profits.
Services:
We share profits from all of the following services.
Pay-Per-Click Banner Ad Campaigns
Pay-Per-Click Text Ad Campaigns
Traffic Exchange Start Pages
Traffic Exchange Credit Purchases
Monsoon Traffic Packages
Login Ads
Pay-Per-Click Campaigns are $0.25 per click and allow you to target your ads to specific countries for $0.50 per click. Every click on your banners ads is worth a lot - those users who click on your ads may become your referrals or even clients. Users click simply because they are interested in the topic of your ads!
Traffic Exchange Start Pages is an offer we have for your site to be the first site viewed by all members. This is priced at $35 per day. You'll receive a lot more attention to your ad this way and stand out first in people's minds...'
And look at the affiliate programme.
10% COMMISSION:10% Affiliate Program
You've got the opportunity to invite your friends, family, or other groups to enjoy our services & benefit from our lucrative affiliate program. For each purchase of service (except cash links) one of your referrals makes, you'll gain an instant 10% commission. This alone can help you build a constant cash-flow...'


So Charles is saying that he will REFUND you your $50 in Ad pack sales PLUS give you an extra $5 AND give you a 10% commission on any NEW people you sign up.

So technically he is LOSING $10 on every sale!

How is that a sustainable business model? 


Answer: It isn't! This is a classic PONZI scam. NEW people are giving Charles money to pay the OLDER affiliates their withdrawals.

This only works as long as new sign-ups keep joining. 
But eventually, new sign-ups either stop or Charles runs out of money.
And then Traffic Monsoon will collapse the same as all his other scams have. 

                                               A Closer Look:




'...a specialized advertising and revenue sharing company..'
There are dozens of 'Click ten ads a day and get rich' schemes out there, so
 Traffic Monsoon is hardly 'specialized'. 



Advertisers buy ads? NOPE. YOU are the advertiser. It's a closed loop system so only members can access it and only MEMBERS place the ads. So all you're doing is getting the money back that you've already paid!


So how much do these packs cost? $50. This buys you 20 visitors and 1000 exchange credits. Not great value for money is it! But don't worry folks! You can get back EVERY penny! HOW?




SO, to get back ALL your money you just have to click on TEN ads, on TEN different sites
PLUS you get a $5 PROFIT. 
With all this lovely money that you 'earn', what do you think the majority of affiliates do?  Do they withdraw it all? Nope. They go and buy MORE packs with the 'earnings'.
So Charles is holding your REAL money in his bank account and YOU are holding fake money in your account that just 'grows' and 'grow's and 'grows'.




And how do these earnings stack up? You make about a dollar a day and they expire in around 55 days. 55 days - 55 dollars.
So a dollar a day divided by TEN ads = 10 cents per click right? 

Not according to their PTC list of earnings:


2 cents at 60 seconds it says above. So to earn a dollar a day, according to this, you would need to sit watching ads for...hang on while I add this up:
2 cents per minute.
10 cents per five minutes.
100 cents  = 50 minutes. 
That's less than a dollar an hour! You'll never be able to retire on that I'm afraid!
So how do people make so much money?

Just look at these earnings examples:



             Turn $1000 into $5100!!


                 And $5000 into $26000!

So to make this much money clicking ads, the ads must be from MAJOR advertisers right?


                                    WRONG!


This ad is for 'My Advertising Pays' - ANOTHER Ponzi scam!




This ad is for 'Rev Up Your Income' - ANOTHER Ponzi scam!




And look at these ads! These are for 'TRAFFIC MONSOON'!
Clicking on ads for OTHER Ponzi's is most definitely NOT going to make you rich. So where do all your earnings come from? Where is the REAL money made? 

REFERRALS. REFERRALS. REFERRALS...





You make:
100% commissions for Cash Link clicks and 10% commission on ad packs that your referral makes= $5.
So, based on this, how on earth is Charles making any money?
He gives you back the $50 you give him. Then he gives you an additional $5 on top of that and THEN you get another $5 if your referral buys a pack. 
This basically means that Charles is  LOSING  $10 on every pack he sells so how on earth can he share the 'profits'  with you when there AREN'T any?
The answer is: he doesn't! He keeps the majority of the money himself and can afford to pay out any withdrawal requests out of the NEW money that people are giving him for NEW packs. The problems will start when NEW money stops - which it will. Then all your fake money will vanish.

So what are other affiliates saying about Traffic Monsoon?

Here are some I picked up from the Internet (blog source link above).

 PAYMENT EXCUSES
– Suspending accounts of big earners with a lot of direct referrals, then selling their direct referrals to other members. Changing Terms of Service so they can “legally” suspend users accounts for “breaking” the new points of the terms. Charging $25 fee to remove the suspension.
– Charging $100 for support tickets, later the Support System was removed entirely.
– Converting pending cashouts to membership upgrades and main balances to purchase balance, in other words, not paying what members have rightfully earned.
– Filtering posts and removing forum threads to hide complaints and negative feedback. Later the forum was removed.

If you have any complaints about TRAFFIC MONSOON and their underhand methods, please contact me via the comments section, I would love to hear from you! 



AdHit Profits.

Charles is also running AdHit profits.
This video explains the scams wonderfully:





And look at all these other sites that also say that Traffic Monsoon is a SCAM:

http://www.unleashthewealthwithin.net/shocking-how-quickly-traffic-monsoons-money-

pool-will-dry-up-and-leave-you-hanging-to-dry-warning-do-not-invest-until-you-have-read-this/

http://www.shoemoney.com/2015/06/20/beware-of-traffic-monsoon-total-scam

http://ethanvanderbuilt.com/2015/07/15/traffic-monsoon-scam-yes-opinion/

http://ptccentral.com/trafficmoonson-review/



Follow us on Facebook:
https://www.facebook.com/TrafficMonsoonPONZI

3rd November 2015.
Charles is SO lucky. He's won some banners at 'EasyHits 4 u' !
(Buitenstaander is Charles name over at the Money Maker Group Forum).




11th November 2015
Traffic Monsoon tells you it will pay back your $50, AND give you $5 on top! And if you get referrals, you get MORE money! Compare those ridiculous claims to todays REAL businesses who are paying out dividends: 
ROYAL DUTCH SHELL  7.2%
BP  6.8%
PETROFAC   5.07%
DIRECT LINE 5.51%
AA   3.5%
BT   3.31%
SKY  3.29%
TELECOM PLUS  4.47%
VODAPHONE   5.39%

...TRAFFIC MONSOON 110% 


Spot the PONZI?


15th November 2015
MORE PAYPAL INFORMATION:

The PAYPAL 180 day extended protection plan:

'PayPal extend UK buyer protection to 180 days
PayPal has announced new terms to their Buyer Protection scheme that will take effect from 17th June this year (2014)
Buyer protection will be extended to cover services, digital goods, travel tickets and other intangible items. Needless to say, tangible goods have been covered for a number of years.
From the same date, PayPal is also extending the time for buyers to open a dispute from 45 to 180 days. This brings it inline with similar protections offered by credit card companies. The extended buyer protection applies to people who use a UK PayPal account to make a purchase from a UK or overseas seller on and off-eBay.
As PayPal’s statement notes: “From 17 June 2014 PayPal will reimburse UK buyers if they do not receive these items or services or if the goods or services provided do not match the seller’s description.”
Cameron McLean, PayPal’s UK managing director, commented, “PayPal is delighted to give people in the UK even greater reassurance when they’re buying goods and services. These changes follow feedback from customers who have asked us to extend buyer protection to cover services and items such as travel tickets and digital goods. They underline PayPal’s reputation as the faster, safer way to pay online, on smartphones and in-store.”

So what does this mean for Traffic Monsoon (or any other 'online opportunity')? It means that with-in 180 days, if you pay Traffic Monsoon 'X' amount of money, and Traffic Monsoon go 'boom', then the 'X' amount of money will be returned to you.

Sounds good doesn't it? EXCEPT, for these vital factors:
Firstly, Paypal will ONLY return 'X' to you, NOT anything over and above the amount you pay them or have withdrawn. Your 'earnings' from TM will NOT count.
Secondly, this may cover SIX months, but as the ad packs expire in around sixty days, this means that you have had the service that you paid for and can NOT request a Chargeback after the (sixty) day period.
( And yes, this is only the case if the business IS real - which it isn't! But you can't have it both ways!)

And thirdly, Paypal is NOT a bank and is not regulated by banking authorities. Paypal may accept Traffic Monsoon now, but as soon as it knows that Traffic Monsoon is an illegal PONZI, those accounts will be FROZEN and any guarantee null and void. Look at this section of their Terms and Conditions:

 '10.2 Actions by PayPal. If we have reason to believe that you have engaged in any Restricted Activities, we may take various actions to protect PayPal, a User, a third party, or you from Reversals, Chargebacks, Claims, fees, fines, penalties and any other liability. The actions we may take include but are not limited to the following:
We may, at any time and without liability, suspend, block, limit, close or cancel your right to use your Payment Instrument or Account entirely or for any particular transaction, which may in turn suspend, block, limit, close or cancel access to your Account or the Services (such as limiting access to any of your Funding Sources, and your ability to send money, make withdrawals, or remove financial Information). We will normally give you advance notice of any suspension or cancellation but we may, if it is reasonable to do so (for example if you are in breach of this Agreement or we consider it advisable for security reasons), suspend or cancel your right to use your Payment Instrument or Account without prior notice to you;
Block your Account and/or hold any funds in the Reserve Account (including, without limitation, for more than 180 days if so required by PayPal, where PayPal’s rights under section 10.2 arise from your engagement in the Restricted Activity set out in section 9.1 ag.);


30th November 2015

Those Alexa rankings aren't looking too good this morning!

Is the PONZI message finally getting through?





16th December 2015

Post the truth and your account will be BLOCKED, your money confiscated and NO re-dress! This is the way a PONZI behaves - NOT a legit business!

'...Michael on TM with Sharon today ----------------- VERY IMPORTANT - This is official If you have posted information out of yesterdays leaders meeting then remove it immediately. People there were told not to record anything, that did mean to not post on facebook or anywhere else either. Anyone found to be posting the info around will have their account blocked. I have removed the posts from in here that i shared from seeing around. Please ensure you pass this on. -----------------

17th December 2015

Call me what you will, but this is what your fellow affiliates are saying: 


Dear Mr.Charles Scoville,

This is quite surprising that your back office team do not respond to the queries sent to them, recently I come to know that they work only from Monday to Friday and they reply or take care of the issues during those period probably. Quite surprising, you running traffic exchange business and such a poor support...............
Your website notify various issues related matters to the members on their page but when we look for that issues, we don't see where that issues are.
When we contact your back office team, they don't reply, may be they are not bothered or too overloaded with work or something that they don't have time or intent to reply and sort out the issues.
I will list out some or my problem which I shared with your back office and hardly received their reply or anything which they have done for the issues.
Do we think its going well, or gonna be proved to be another ponzi scheme?

Please see the below queries posted for your back office team............

Ajay Kumar Posted on 04 Dec 2015 05:30 PM
Which one is Inactive banner on my account? I can't find any such.
Admin Posted on 04 Dec 2015 06:20 PM


Hello,
It will be the banner which does not have any clicks assigned to it
Ajay Kumar Posted on 05 Dec 2015 04:02 AM


But I can't see any such banner showing inactive or unapproved etc mentioned on it.
Ajay Kumar Posted on 06 Dec 2015 02:19 PM
Hello there, have not received any reply or support.
Ajay Kumar Posted on 07 Dec 2015 01:58 PM


Dear TM Team
Please guide, as what best possible uses can be done with More then 1700 unassigned Credits I have in my Account.
Secondly, I notices that I have ID No. #798339, #902859, #926097, #932662, #938798, #944816, #958367, #964457, #971064, #977023, #986323, #991674, #998403 all are showing as Disapproved and has many nos of visitors Left against them and it says that it can be managed, by Assign/Transfer or Unassigned, what does this mean and why all these are Disapproved? How those No.s of visitors can be managed? What benefit will I get on my Account by Managing them.
I have only 1 ID #1009190 showing as Approved. Why only 1 is approved and what does it mean? All other ID\ s shown as Disapproved are gone in vein? I have been clicking many ads everyday but you are not approving my Banners you mean?
Please clarify, step by step and what best I should do to manage it effectively.
I don' t get reply from your team on time, one of my earlier Ticket/query was not replied/resolved.
Thanks
Ajay Kumar
Admin Posted on 07 Dec 2015 09:39 PM
Please resubmit your ads. We have been working on improving our banner system.
When you resubmit your banners they should get approved now.


Ajay Kumar Posted on 08 Dec 2015 03:57 AM

Please guide where to go(which link) to resubmit those ads.
I don't find the proper links from where I can resubmit them again.
Will I be charged for resubmitting them again?
Please help with the link from where I can do this.
I can only see the 4 options, i,e, Pause/Add Clicks/Edit URL and Remove.
Thanks
Ajay Kumar Posted on 08 Dec 2015 04:33 PM


Thanks My Friends at TM, I did get the link and place where I did the resubmitting and now all these banners/IDS are approved.

Now which 1 or my banner is inactive, which shows on my page. Now please tell me which 1 banner is inactive and where its showing?
Thanks
Ajay Kumar Posted on 09 Dec 2015 04:57 AM


Please tell me which 1 of my banner is inactive, which is mentioned on my page. Now please tell me which one banner is inactive and where its showing?

Thanks
Ajay Kumar Posted on 09 Dec 2015 02:02 PM
Please reply to my queries.

Also why all my 3 new banners created in last 2 days are still in pending condition.

Thanks
Ajay Kumar Posted on 10 Dec 2015 01:02 PM


Are you people not working these days, is it holidays there?

Ajay Kumar Posted on 11 Dec 2015 04:05 AM
Hello Team TM,

What is the problem with Traffic Mansoon team, that no one reply to any queries since 8th Dec? Why all 4 banners I created and paid for are still pending for approval till now?

Do I have to write to Mr.Charles Scoville for these queries?

What do I consider about non-reply and non-cooperation??
Ajay Kumar Posted on 12 Dec 2015 03:56 AM
Is there Christmas Holidays, TM team not working these days?
It seems everybody enjoying their holidays and no one is available to take care of the Members concerns.
Admin Posted on 12 Dec 2015 06:00 AM
Ads are approved Monday - Friday during business hours 8am-6pm. Normally ads are all reviewed within 72hrs but can take a few days sometimes depending on how many have been submitted recently.

If you notice your ad is not approved, pending or the incorrect banner.
You can resubmit your ads, if your site goes offline, does not load in a frame, or is a frame breaker they will be suspended, or not approved. You can edit the details for re approval.

Also note if you are advertising a Traffic Monsoon link to (TM) members your ad will not be approved since your ad serves no purpose since they are already members, we want you to get the most out of your purchase so correct your link and re submit.
Ajay Kumar Posted on 12 Dec 2015 06:46 AM
Thanks for your valuable reply.

Here it is saying that 2 of my banners are inactive, but when I go the see the banners in details I don't see which one are inactive.

Thanks
Ajay Kumar Posted on 13 Dec 2015 06:37 PM
Tell me please
Ajay Kumar Posted on 14 Dec 2015 06:16 AM
Team TM,
Please approve my pending banners immediately now, as per your reply you approve them during Monday to Friday only and all the 5 pending Banners need to be approved as its due since last week.

Also, please help me to find which 2 Banners are Inactive, as I can't find them on my page. Please tell me which 2 are inactive and need to be re-activated by refreshing the URL.

Please help urgently.

Thanks

Ajay Kumar
Ajay Kumar Posted on 14 Dec 2015 04:25 PM
Hello Team TM,

What is the problem with back office that they don't reply and sort out the problem, now its Monday, if you work between Monday to Friday, then please look, today is Monday, sort out the problem now.

Well, you can see yourself, how effective your team are and their working, reply etc.

They says that Banners are inactive which does not have clicks assigned to it. When we ask which one such, coz without assigning the click and paying the ad fee no URL/Banners can be created.

Then they says that system is down or under the up gradation or other issues? Is this the proper way or reply?

Mr. Scoville, is this real or something which people call scams?

I will not let a single penny/cent to go like this. You have to be serious about it please.

                         ***************************



1st January 2016

There seems to be a major problem developing with BLOCKED accounts:
The posts below are from the Traffic Monsoon Facebook page:

'New problem rising while surfing.Showing "click cheater" and blocked account.I am a member who referred more than 120 members to your site and stayed 1 year with TF. I know very well about the rules.But why this punishment?Even I can't create support ticket also.Please solve.Thanks. USER NAME: *******
Like · Reply · 8 · 23 December 2015 at 04:08

Vanessa ******
' they don't help you. Do you write them again?
Like · Reply · 23 December 2015 at 04:39

Karli*****
Hi, I have a similar problem. I was surfing when my account was blocked (click cheater), it was on 10 December. I use only a browser and I know the rules. Also, I can't create a support ticket. I hope you can help me, my username is *******, thanks.
Like · Reply · 3 · 23 December 2015 at 05:03

Paulo ******
Hi.. not gettibg my referral payment.. got an email frm traffic monsoon saying congratulation your referral earned you ...... but when i go into my account the money is not showing.. please TM solve this matter. Raised ticket aswell n got email back saying provide username so it could be transferrd dne that nothing happend .. send them several message byt did not get any reply back.... please admin sort it out. Thanks
Like · Reply · 1 · 23 December 2015 at 08:38

Awal *****
Traffic Monsoon i have one account.. but my id was blocked for telling double account but i have one laptop and one connection.. never use double account.. i have more than 50 referl.. i send support ticket but they tell me that they get double account activities but me don't do that.my email : *********
Like · Reply · 1 · 23 December 2015 at 18:01

Muhammad *******
i get same trouble too.click ads,get wrong click then logout.i try login againt and get cash link cheater.i already send ticket.please help me.my username ****. thanks.
Like · Reply · 24 December 2015 at 09:04

Hans ******
someone use same network connection or wifi (same router IP) as you. No one of my family members couldn´t have trafficmosoon account .Their accounts is blocked as a double account.
Like · Reply · 25 December 2015 at 14:26

Manuel *****
Traffic Monsoon Hi, I have the same problem (Click Cheater), I already sent a ticket to the support Staff, I hope you can help me... my username is ******.
Like · Reply · 26 December 2015 at 01:38

Muh *****
I have same problem ..please help me my username : ******
Like · Reply · 26 December 2015 at 08:52

Edvardo *****
I have same problem ..please help me my username : *******
Like · Reply · 26 December 2015 at 14:39

Raj *****
please help me someone , i am having also same problem , my username is - *****. Whenever i try to login its shows blocked account. plz help me...
Like · Reply · 27 December 2015 at 15:19

AndrΓ© ****
Hi, same problem, click cheater, my username: *****, please help me. tks!
Like · Reply · 28 December 2015 at 01:20 · Edited

Benjamin ****
Hello, my account with the username *****was blocked after watching about 30 ads. I was still new in the system but after sometime I got the error message blocked account click cheater... Kindly help
Username: ********
Like · Reply · 28 December 2015 at 02:06

Nomase ********
My account has been blocked nearly a month please help MY USER NAME*********
Like · Reply · 28 December 2015 at 21:06

Nirjon ******
Traffic Monsoon hello my id ******was showing blocked and i sent message to support team but no response. kindly unblock my id and clarify the irregularities.
Like · Reply · 29 December 2015 at 10:50

Abdull ******
Hi, I've also been blocked with click cheater message, please help resolve, username *****
Like · Reply · 23 hrs

Ariful ****
Traffic Monsoon hi , you have blocked my account for the following reason ...(cash link cheater)
which I consider a system error , because this occurred after the system logout me,incorrectly...
when trying to reenter the system lock me! please help me with this... username : *****
Like · Reply · 44 mins

5th January 2015


I've had some news this morning from an affiliate who is a member of both My Paying Ads AND Traffic Monsoon. He reported them to the FBI. The FBI have gone through his PAYPAL transactions and discovered a major red flag with BOTH businesses. 

'you are unable to Contact the Owner Through Paypal to Resolve an Issue'.

12th January 2016

Charles has announced today that Traffic Monsoon are no longer using Paypal. 
Many of us have been working tirelessly behind the scenes, talking to Paypal about Traffic Monsoon and it certainly looks like they now agree with us that TM is indeed a ponzi.
The fact that this occurred so quickly is a really good indication that his hand was forced.
Charles says he is starting his own bank. I have no idea how the Banking system works in Dubai but I doubt this process will be instant. And in the meantime?
He is telling you to put money into his PERSONAL ACCOUNT.
If you're daft enough to do this, there truly is no hope for you!
This is the beginning of the end for the Monsoon.
Paypal AND Payza have both previously seized his funds and now Paypal have deserted him again.

This is his message in full:

 'As you already know from the video, I'm currently in Dubai. One reason for that is to setup an office in the World Trade Center Dubai. Part of this process is also setting up a bank here, and having an additional business registration here in the UAE. We're transitioning from using PayPal to opening our own TM World Bank. VIDEO: Processor Account Balances For Transition: https://youtu.be/THV9AiCnYdY Our goal with opening our bank is to send you TM MasterCards for easier access to your earnings! We'll also have complete control over the funds received by the company for revenue sharing, without any worry about the payment processors taking control of funds. This will also increase quality of our services and reduce risk of click cheating, because with the bank we'll need to verify "Know Your Customer" documents to ensure that each member getting paid is uniquely different from all other members. What this means for you if you use PayPal: For the next 30 days you'll be able to still make purchases with PayPal. We're unable to process withdrawals through PayPal because funds will begin moving into Payza and our own TM World bank account to support withdrawal requests. We do recommend that you start using Payza for purchases for now until we get the TM World Bank completed. If you used PayPal for withdrawals, you'll be able to gain access to your funds with Payza instead during this transition. There will be a space provided for you to enter your payza email address and begin making withdrawals of your earnings through Payza. If you don't have a Payza account, get signed up for FREE here: https://secure.payza.com/?ZtQ4708%2f1zX1PKE5FlvQlA%3d%3d We'll be moving funds from PayPal to Payza, then to our own TM Worldwide Bank. Until the bank is finished getting setup, if you wish to make larger purchases unable to be processed through Payza or SolidTrustPay, you're welcomed to wire the funds to the following bank details: SWIFT CODE: CHASUS33 NAME OF BANK: JP Morgan Chase Bank ADDRESS: 2610 S STATE ST SALT LAKE CITY, UT 84115 BANK ROUTING: 124001545 ACCOUNT #: 734785868 Charles Scoville My Address: 4927 Murray Blvd Apt Z9 Murray, UT 84123 
Best Regards, Charles Scoville Owner - TrafficMonsoon

13th January 2016

Great piece on the Traffic Monsoon FB page from Charles himself:

Traffic Monsoon There's another company which used payment processors and sold millions of their products/services.. When they setup their own bank, they became a billion dollar company; generating billions in sales, instead of millions. Sales increased. Their ability to penetrate additional markets increased. They could provide their services to more countries the processors didn't accept sending/receiving money to. The same team which setup that bank for this other company is the same team working on setting up TM World Bank. It's an honor working with these individuals. For the long term, this is going to be a greater benefit for traffic monsoon members than anyone might be able to imagine right now. Yes, it's a bit of a frustration -- just like it would be to move from one hosting company to another -- we're moving to our own bank, so I respect that some will find this a bit frustrating .. but in the long-run, this will be so much better for each member, and so much better for the company as a whole.

Not only does this give us the ability to sell more services to more people.. but it also will make it a lot easier for our members to get paid, and use their money faster without a middleman. It also protects the company over the long-term from sudden decisions a processor like paypal might make without warning. We'll have full control over the assets of the company, which is exactly the best way forward to make this company stand strong for years to come.

If you knew of the exciting things happening right now with amazing Emirates I'm meeting while here in Dubai, no one would think this is even close to being over. We're just getting started!..'


If anybody seriously believes that Charles will be able to open a BANK with his track record of failed Ponzi's they need psychiatric help!
This is a stalling tactic. Charles is asking you to put money into his PERSONAL bank account. He's getting ready to run,

Traffic Monsoon is as good as dead.

16th January 2016
FB reports are surfacing that Payza and STP are now paying out. But this only applies if you've already put money IN to these processors and this doesn't help all the thousands of people stuck in limbo with Paypal OR the many thousands of people who have had their accounts blocked for no reason.
A Bank in Dubai takes around six months to set up - assuming Charles can open one, which he can't.
So what are all you people going to do in the meantime? Just keep pouring money IN to his personal account with no way of getting anything out? 

Check out these T&C's. They make really interesting reading. Especially the bit that says:
 TM IS NOT REGISTERED AS A BANK!

https://trafficmonsoon.com/terms

A. By participation in TrafficMonsoon program, you must acknowledge and agree to the following terms:
1a. You agree to be of legal age in your country, and in all the cases your minimal age is 18 years of age.
2a. TrafficMonsoon service is only available to qualified members & individuals personally invited by them.
3a. Every transaction made between TrafficMonsoon and its members, is considered to be private.
4a. All members information, financial reports, account balances, messages and other info displayed and / or stored by TrafficMonsoon are of private nature, and will not be disclosed to third parties.

B. TrafficMonsoon registered as a limited liability company and not a bank nor a security firm. A purchase of advertising service with us is not considered a deposit, nor investment.

C. You are under the money laundering prevention law and other such international laws, therefore it is illegal to conduct or attempt to conduct a financial transaction with proceeds known to be from specified unlawful activity. Such an activity may include the intent to promote the carrying of unlawful activity, to evade taxes, and / or to conceal or disguise the nature of the proceeds and reporting requirements.

1c. You accept sole responsibility for any and all appropriate taxes as charged in your country, and hereby indemnify TrafficMonsoon and its owners of such liability.
2c. All transactions are deemed final. Any refund of any payment we send you will be ignored and it won't be added back to your account nor sent again. In addition, we reserve the right to change our members payment method as deemed necessary for accomplishing their withdraw requests.
3c. You agree that our past performance does not guarantee you the same results in the future.
4c. You agree to hold TrafficMonsoon harmless from any loss and / or liability to your purchase, therefore do not purchase services that you can not afford to pay for, as you are spending it at your own risk.
5c. TrafficMonsoon is not responsible and / or liable for any internal or external loss of funds due to password sharing and / or Identity theft.

*******************************************************************

17th January


The latest post from Charles on the TM Facebook page states that screenshots don't lie. Indeed.

'Screenshots don't lie  - PART 1


$31,259,465.00 + $20,246,413.89 = $51,505,878.89
We're in transition to move these funds out of PayPal. I have a meeting today, and if all goes well then we'll have 13 million to cover all member account balances moved into the bank, ...'

So Paypal are holding $50 million which is made up of an available balance of $31 million and a 'withheld' balance of $20 million.
So out of that $50 million he can only move $13 million OUT?
Why not all of it?
Even if he does achieve this, $13 million divided by 2 Million members isn't really going to go that far is it?


Screen shots don't lie PART 2!
Look at the figure for 'EXCEEDED RELEASE AMOUNT'.




It says $18,445,403.44.
 So what does this mean? This is what Paypal have to say: 

'You may need to verify your account to lift your withdrawal limit. When you open a PayPal account there's a limit to the amount of money you can withdraw to your bank.  
In order to lift your withdrawal limit you will need to add and confirm your bank account. If you click on the option "lift limits" next to your name on your account overview screen it will guide you through what you need to do to verify your account.'


 So it looks like Charles has gone overdrawn! But all he has to do is verify his bank account details? Sounds like a simple enough request? 

January 18th 2016

News from an affiliate in Australia called Jane who phone PayPal directly and was told that they had FROZEN TM's account. Hardly voluntary withdrawal then Charles, was it.


January 19th 

https://www.giveforward.com/fundraiser/77lb

Haha...nice to see someone with a sense of humour! I somehow don't think you'll get many takers through but 10 out of 10 for originality. REALLY wish you hadn't put a photo of Charles kid there through, not cool, whoever you are.

January 20th

Interesting little comment left on my blog this morning by Stacy, Charles mouthpiece on the Real Scam forum. He has some interesting news about the timing of the TM Bank. Take it away Stacy...

'tara in your last rant on your facebook page you claim he cant open a bank in 4 to 6 weeks did you not hear the part that imy said that the bank has been in the works since last october..i can verify this information a little as im friends with some of the support staff and he told me that charles was working on something to take monsoon to the next level and that he was traveling to dubai in a few months . i was told this in august of last year. immy also said that paypal was not processing the payments into the monsoon from other countries once the transactions were approved and that charles and the staff was manually having to do this over and over every day .. not nice to leave things out just to try and prove a point...lol.'
Where to begin?
So the bank has been 'in the works' since OCTOBER 2015, his friends on Charles support staff told him about the bank in AUGUST 2015?
And yet in JANUARY 2016, Charles just suddenly decides to cut all links with Paypal and wait another six weeks for the magic TM World Bank to appear?

Even by 'made-up story' standards this one is beyond belief!
Are you seriously asking us to believe that Charles has known for FIVE months that he's opening a Bank but cut off Paypal BEFORE transferring any money into it????

*****************************
Breaking news!

Charles started this bank in AUGUST 2015 (apparently!) but he has been having great difficulties with it.
Luckily he has some help now from this gentleman:

'Announcement:. Charles Scoville
I would like to extend a warm welcome to Dr. Amin forati as our new CFO (Chief Financial Officer) .It is the president of the group of B & Ambassador of Malta, and has a lot of experience with banking and financial systems.
Dr. Amin. Forati is very famous for its exceptional character, his integrity and his willingness to help the needy and give everyone an equal chance to grow, regardless of their position.
Those who have had the chance to work with him knew he was a man who respected his word and held its importance above any contract.
He was a devoted family man who always applies his family based on concepts of how he managed his own company.
Dr. Amin. Forati was born in 1969 and earned his MD from the University of Shiraz Medical Sciences in 1995, then the study of the quality management system by SGS and passed all the training and courses traveled to Toronto and continue his studies in management system of quality and became the principal auditor registered in the quality management system (ISO 9000) and recorded in the accounts of lead (OHSAS 18001) and sme and appointed as the manager for qmi in Middle East region.
This led to his appointment as advisor youngest head of industry in 1998, however, in 1998, he decided to be more hands on the market and worked as a consultant for a financial company. In 1998 he was appointed as Secretary General for the chamber of commerce and become a VIP member of the European Foundation of Arab and directors of the local association of financial and commercial company.
In 1999, he created the group & B with headquarters in the United Arab Emirates was a bold move, since they were troubled times, when the market was monopolized by companies managed internationally. Yet he managed to become one of the largest Financial and commercial group in the world.
In 2007 he received his PhD in Economics honored and college business management system of Oxford for Higher Education and doctoral studies and high education committee with reference number 11116776 and b was appointed economic advisor for the oil companies. She quickly multiplied its profits and became known on the international scene.
He was appointed in 2008 as a senior consultant for the eabaff development program), EU-Arab States Economic and Groupement D'European interest in Arab affairs and scholarships of the foundation with the International registration number eu356563.'


January 21st

Dr Amin's 'certificate' of authentication:




...is from the WORLD COALITION AGAINST THE DEATH PENALTY!

********************************************************************


Remember Charles (and all his pimps) trumpeting on about the PAYPAL '180 day MONEY BACK GUARANTEE'? Guess what? Screen shots don't lie Charles!


   For translation: 'Thanks for your patience during our review of this case. Unfortunately, this transaction isn't    protected by Paypal Buyer Protection. As a result, this case has been closed and we're not able to take      further action'

24th January
PAYPAL NOTICE OF TERMINATION:
The Paypal Merchant Risk Team have assessed Traffic Monsoon and pulled the plug.
They feel that Traffic Monsoon is TOO MUCH RISK to carry on.
Charles can spin it any way he likes, but no way have TM 'outgrown' Paypal.
Paypal process billions of dollars of transactions for hundreds of thousands of businesses.
To say that Paypal can't handle the volume of transactions is plainly ridiculous. The truth is that Paypal can smell a Ponzi a mile off!

'The reason for Paypals decision to part ways with your organisation is due to the size of growth in a very short time frame. Due to the amount of growth in the short amount of time, this creates too much risk for Paypal'


25th January


Charles latest video in Dubai shows Immy (who sounds like Charles Chief Financial Officer!) explaining that 'on top' of the Bank they plan to open, they're also going to open a bank account with Emirates NBD which can supply Business Debit cards:
https://www.emiratesnbd.com/…/busi…/banking-solutions/cards/
WHY?
Either you're opening a Bank Charles, or you aren't?
What's the point of going to all the trouble of opening a Bank Account with someone else and then transferring all that dosh to ANOTHER Bank?
All these lies are unraveling now...
And as for the TM Debit cards - rewind a couple of years and Banners Broker did the exact same thing - look how great that turned out!


26th January
If you think your money is safe in PAYZA, THINK AGAIN!

'Obopay/Payza
"The United States government, including Homeland Security Investigations and the Washington, D.C. Financial Crimes Task Force, is currently conducting a criminal investigation. As part of that investigation, the United States Attorney's Office for the District of Columbia has requested a United States District Judge to pause current civil litigation relating to Payza and Obopay. The Judge has paused the litigation until January 22, 2016. Shortly after that date, additional information will be made available on this website about the status of this investigation.

If you have questions or concerns about your Obopay or Payza account, please email USADC.OBOPAYZA@usdoj.govEmail links icon or call 202-252-1903. Please include your name, email address, and contact information in your message. Someone will respond to your email or call within 3 business days.

Updated October 21, 2015'


January 28th
TRAFFIC MONSOON SCAM EXPOSED IN THE DAILY MIRROR!
It's game over for Charles! His face is now plastered all over a UK National newspaper and he's been exposed for the scammer he really is!
http://www.mirror.co.uk/…/online-rich-quick-scheme-traffic-…


January 29th
BREAKING NEWS!
We have personally spoken to PayPal and this is what we believe is happening:
PayPal have FROZEN Traffic Monsoons account and Charles has NO access to withdrawals. THAT'S why he is insisting on you opening a PAYZA account. He needs the money, it's that simple. PayPal are, however, continuing to accept deposits from affiliates so that they can cover disputes.
You don't have much time to claim, so DO IT TODAY.
PayPal have also strongly suggested that LEGAL action against Charles could be taken to recover any losses incurred.
This is why it's URGENT that you file a dispute with PAYPAL, NOW. 


January 30th
So Charles is opening a Bank in Dubai? NO, HE ISN'T!
Charles is an American citizen so is covered by the US Tax Laws: 
The FOREIGN ACCOUNT TAX COMPLIANCE ACT -or FATCA.

https://www.irs.gov/Businesses/Corporations/FATCA-Information-for-United-States-Entities

This rule makes it virtually impossible for Amerian citizens to open a Bank ACCOUNT, let alone an actual BANK in the United Arab Emirates.
This rule has been in place since January 1st 2013 

http://www.emirates247.com/business/americans-find-it-difficult-to-open-bank-accounts-2013-02-

'Americans find it difficult to open bank accounts
Some banks might even cease to provide banking to American residents
By Majorie van Leijen
Published Monday, February 18, 2013
Some banks might cease to provide banking services to their American customers, while others are reported to refuse new customers based on their American nationality.
Why?
Supposedly, the recently enacted Foreign Account Tax Compliance Act (Fatca) by the US government is the reason for banks to close its doors to US citizens.
Since January 1 this year, all foreign financial institutions must report or disclose financial accounts and investments, balances, receipts, and withdrawals held by US persons/taxpayers or held by foreign entities in which US persons/taxpayers hold an ownership interest directly to the US Inland Revenue Service (IRS).

When institutions fail to report or disclose information the consequences can be grave, one of the penalties being the withdrawal of US Dollar clearing rights in New York, a penalty feared by banks.

“For a bank which operates in the United Arab Emirates which has its currency linked to the US dollar this would be nothing short of catastrophic,” wrote a bank in a letter to its American account holders.

In the same letter, it implies that the recently enacted law might lead the bank to decide to cease operating bank accounts for US citizens: “While we await further clarification from the IRS regarding reporting requirements, it appears on the face, that these will be onerous and will involve substantial costs for [the] bank in terms of people, process and systems.

“The bank is currently reviewing its options - one of which is to cease banking for individuals who fall under Fatca regulations. We are hopeful that it will not be necessary to adopt this course of action but it will depend a great deal on the requirement placed on the bank in continuing to maintain accounts for individuals covered by Fatca.”

Meanwhile, US citizens are reported to have been refused by banks when they wanted to open a new bank account. A woman speaking on an online forum for expats living in the UAE said that she, being an American citizen, tried to open an account at a bank but was flatly refused without a reason being given.
Emirates 24|7 tested the theory by having an American citizen call 10 banks, with the question if he could open a bank account being a US citizen. 
One bank employee promptly said she had to consult her boss. However, all seemed to be fine.

Another employee at a regional bank avoided answering the questions of the caller once he had revealed his nationality and said he would return the phone call, which he never did. 

An employee at the third bank said that the account could not be opened because the company of the caller was not listed with the bank, and claimed this had nothing to do with the nationality of the caller...'


Charles has been caught out lying - AGAIN! 

**************************
To Re-Cap:
Paypal has frozen Traffic Monsoons account which means withdrawals can't get paid.
You can, however, pay IN to Paypal.
Charles has told everybody to pay IN using PAYZA so there is enough money in the system for withdrawals.
With us so far?
People pay IN to Payza - so there is enough money for people to withdraw OUT.
That's what Charles has actually said.
EXCEPT...
Aren't you all clicking on Ten Ads a DAY to supposedly generate revenue? 
Which is supposed to pay your 'earnings'?
Where do these 'earnings' GO to? Charles doesn't put the ACTUAL money into your accounts does he? If he did, you could withdraw it out instantly without having to put MORE money in.
And yet, he needs you to pay money INTO Payza - to be able to get money OUT.

By making this Payza instruction, Charles has proved beyond a shadow of doubt, that Traffic Monsoon IS, indeed, A PONZI SCAM!


1st February
Charles has been called urgently to Dubai and won't be attending the Vegas extravaganza! Nor will Immy! OH NO!
Heard of Skype Charles? The telephone? Nevermind, you get the picture.
And as for Paypal...
PayPal have frozen Traffic Monsoons account and notified the authorities, as they are required to do by law. Ask yourselves why Charles hasn't rolled up to Paypals door with the best lawyer his money can buy ( a BIG one!) and demand that they return his MILLIONS of dollars to him immediately! 
I'm guessing its because Charles is allergic to Court rooms.



3rd February 2016
(Special thanks to Ajay for sending in this info! )

Admin Posted on 29 Jan 2016 03:49 PM
Hello, thank you for being a valued Traffic Monsoon member!

We're currently transitioning from using PayPal to opening our own TM World Bank.

Our goal with opening our bank is to send you TM MasterCards for easier access to your earnings! We'll also have complete control over the funds received by the company for revenue sharing, without any worry about the payment processors taking control of funds.

This will also increase quality of our services and reduce risk of click cheating, because with the bank we'll need to verify "Know Your Customer" documents to ensure that each member getting paid is uniquely different from all other members.

What this means for you if you use PayPal:
We're unable to process withdrawals through PayPal because funds will begin moving into Payza and our own TM World bank account to support withdrawal requests.
We do recommend that you start using Payza for purchases for now until we get the TM World Bank completed.
If you used PayPal for withdrawals, you'll be able to gain access to your funds with Payza instead during this transition.
There will be a space provided for you to enter your Payza email address and begin making withdrawals of your earnings through Payza.

If you don't have a Payza account, get signed up for FREE via Payza website.
Payza Sign Up - https://secure.payza.com/?kAbQiJpNO4gZt5WkUABMYQ%3d%3d

We'll be moving funds from PayPal to Payza, then to our own TM Worldwide Bank.
Until the bank is finished getting setup, if you wish to make larger purchases unable to be processed through Payza or SolidTrustPay, you're welcomed to wire the funds if the minimum is of $7500/£5000 (please ask for wire transfer details)
Also please be aware, if your banners/sites are currently not showing or you are having issues logging in; this will be sorted as we are going through the transition. We apologize for any inconvenience.

Best Regards,
CEO - Charles Scoville 

Wire transfers are extremely dangerous! DON'T do it! You will NEVER see your money again! 

4th February

From the Official Traffic Monsoon Facebook page:
'PayPal is now up to $58,553,217.77 -- Please get the word around to start using Payza for purchases. This balance has grown by more than $10 Million since this announcement was made. If that amount was inside Payza instead we'd have no pending payouts through Payza'

 Why doesn't Charles STOP deposits? Makes no sense to accept money into an account that you cant withdraw from!
And according to Immy, the TM bank is about to OPEN!

'Well folks as promissed an UPDATE from Immy Aslam I have just spoke to him in Dubai And yes wait for it the Dubai Bank is OPEN yes that is trading from next week we will have our own system to take payments and the System will box off all the awaiting l in process payments so guys and girls be patients payment on debit and master cards still in testing as we want no glitches. I would like to congratulate Charles and Immy on their HUGE MISSION is almost complete. Please do not ask when we will get our cards as this will be the next phase So lets sit a little longer and give credit for this mission'.

5th February

FALSE ALARM! 
That bank is delayed! Shocked we are! The good news is: Charles is accepting credit cards SOON! So if you're still stupid enough to give him money, at least you can go on the long, painful CHARGEBACK journey! 



Some great info in on Charles CFO ( not a peep from him is there?)

Great research Fahd! Thanks!





6th February

Truth or Lie?

'I pay for services at Traffic Monsoon and I get what I paid for.'
The 'services' you pay for are Advertisements seen by OTHER members in a closed loop system, that only they can see. You may indeed get sales from those adverts.
So that's TRUE.

'I've withdrawn loads more money than I've put in,'
Some affiliates certainly HAVE withdrawn more than they put in.
So that's TRUE.
'Traffic Monsoon is not an investment, it's a revenue share'.
This is the definition of investment:
'the action or process of investing money for profit'.
You haven't brought your Ad packs just for the pleasure of advertising your business on the Traffic Monsoon Traffic Exchange. You've brought your packs with the expectation of a full pack refund plus a little bit extra. Would you pay for Advertising at Traffic Monsoon if you had NO chance of getting any money back? Of course not. Which makes it an INVESTMENT.
So that's a LIE.

'I see loads of Major Corporation ads on the Traffic Monsoon site'.
That's TRUE, you DO see them. But they're placed there via Affiliate Links, NOT direct company advertising.

'Traffic Monsoon is about to open a Bank'.
Traffic Monsoon is owned by an American - Charles Scoville. Americans aren't allowed to open Banks in Dubai.
So that's a LIE.

'Everybody is getting paid, it just takes a little longer now, have patience'
Charles could easily make payments directly to affiliates if he wanted to via B.A.C.S (Bacs Direct Credit (also known as “Bacs transfer” or "Direct Deposit") is a secure service enabling organisations to make payments directly into another bank or building society account) which is how the majority of employees/affiliates get paid today.
The work of a Payment Processor is to process said payment from seller to buyer as an added layer of security in case 'packages' go missing.
Traffic Monsoon doesn't have 'products' to send, so why use one in the first place?
So that's a LIE.

'Traffic Monsoon will soon have it's own credit/debit card'.
No, it won't. For the same reason that Americans can't open Banks. It may, through have a PRE-PAID card which is totally different.
So that's another LIE.
All the above is easily checked on the Internet, so you don't have to take our word for it - Google it yourselves.


7th February

The Utah address that Charles is using for Traffic Monsoon (and AdHitProfits) seems to be up for Sale: 4927 Murray Blvd Apt Z9 salt Lake City, UT 84123




But he's still using this address for Traffic Monsoon business:
This last message was on 12th January 2016  


https://trafficmonsoon.com/news_details.php?nid=9  





And this APARTMENT was only RENTED. He didn't own it and he isn't listed on the property records as a resident.
These are all the records for people beginning with 'S' in Charles apartment block.

It could be through, that he was using a different name to rent it? 
This is only name that shows up specifically for Z9.




Since he's fond of using his 'son' in promotional pictures, I'll take a stab that a one bedroom apartment isn't the place for raising a family -or have them to stay? 
He is now telling everybody that he lives in the UK?  
I have no info on that at present, but this now means he is Officially MOBILE and can go anywhere he pleases...

February 8th

What weekend this has been! One revelation after another!
To start with:
Charles repeated boast of opening a BANK has been corrected by a mouthpiece of his called Karen 'God-Fearing' (she should be as well!)
She states on our Facebook page that Charles says it isn't a BANK he is opening but a  'PAYMENT PROCESSOR'. SLIGHT difference! 
She also can't understand why it's odd that Charles should state he LIVES in UTAH and his businesses are REGISTERED in UTAH at an address that's now for SALE, when all along he has been living in the UK!




More about Charles Living arrangements:



This  is Charles latest Dubai video where he introduces his 'brother' Manny, has no idea who the guys second name is, but has reeled him in as his latest 'partner'.
https://www.youtube.com/watch?v=fFxaEmSLSRM

'Manny' is the owner of MSBC, a Software Development company that offers 'Banking Solutions'. It has less than 100 staff who, according to the video, is putting 350 staff to work on the TM account! 
http://www.msbcgroup.com/

EVENING BREAKING NEWS!
THEY HAVE STOPPED USING PAYZA! YOU NOW HAVE TO OPEN AN STP ACCOUNT!
So what's happened to all the money in PAYZA Charles that you told your affiliates to put money IN. Will they get it all back? 


9th February

Just to remind you of this post from Charles on January 12th 2016:

'We'll be moving funds from PayPal to Payza, then to our own TM Worldwide Bank. Until the bank is finished getting setup, if you wish to make larger purchases unable to be processed through Payza or SolidTrustPay, you're welcomed to wire the funds to the following bank details: SWIFT CODE: CHASUS33 NAME OF BANK: JP Morgan Chase Bank ADDRESS: 2610 S STATE ST SALT LAKE CITY, UT 84115 BANK ROUTING: 124001545 ACCOUNT #: 734785868 Charles Scoville My Address: 4927 Murray Blvd Apt Z9 Murray, UT 84123

Best Regards, Charles Scoville Owner - TrafficMonsoon'


The only true statement I can find in this post are his bank account details. Which beggars the question:
If Charles can accept payments through his COMPANY bank account, why does he even need his Bank/ Payment processor at all?

*********
Evening latest!
Oh dear...Charles is not a Happy Bunny. Dastardly Paypal have withheld all of his millions and aren't giving it back.
But never fear. One of the TOP lawyers in the whole of the USA is on the case! No idea who...but the TOP one, the very TOP one.

'Everyone knows what the situation is. We're in a position where most of the funds are inside paypal and paypal is not allowing funds to go out. We've retained one of the top attorneys in the USA to help with this matter. Their only reasoning for holding onto funds is because we grew too fast in a short amount of time. We have a group of people here in Dubai who have been working on resolution towards making sure members get paid right away using a new payment gateway. We're getting closer to finishing the resolution to the matter. #1 goal is paying members asap while we resolve getting funds out of paypal. What PayPal is doing is not fair on our members, me, or the company as a whole. In fact, we believe it's illegal what PayPal is doing. We're doing our best given the situation, and I don't know why anyone would say B.S. when I've always been honest and open with our members.
Just know we are working on the best outcome for all members asap, which means payouts, not just payments for purchases. We have made some very incredible connections I can't even describe or release who they are, but I will just say that we are very close to the resolution of the matter at hand, and that there are plans in development for taking TM to a whole new level structurally and commercially...'


Just one tiny observation...if PAYPAL have all of Charles money. And PAYZA have all of Charles money, where exactly are these funds going to come from to pay people?


12th February

Paypal are a payment processor, not a Bank, which means they
are not covered by the rules of Chargeback that protect your Credit/Debit cards. PayPals refund citeria is therefore very strict.
Some of you have been lucky enough to receive a full refund from PayPal, others have not been so lucky.
Our advice to you is to CLAIM a PAYPAL REFUND NOW.
DON'T WAIT OR IT REALLY WILL BE TOO LATE and we won't be able to help you.

On that note, this is Charles latest post.
We draw you to one particular bit where he says this:
'...If all the sales which have been going into PayPal these last few weeks went into Payza & Solid Trust Pay, then we wouldn't have any issues with paying anyone...' which is an admitment that without NEW money IN, he can't pay OLDER members withdrawals.
Which defines a PONZI.


Charles post in full:
I truly am doing all that I can to get this situation resolved, and have met with so many people discussing ways to overcome it, including individuals who are in position to help in significant ways. PayPal is promising to send the balance in full within 180 days.
We're working through many solutions, including retaining one of the best attorneys to resolve this situation. This attorney has worked with the Department of Justice, has connections who are in the FBI, and a friend of his also is friends with the CEO of PayPal. We're working all possible channels to get this resolved amicably and quickly.
Please know that I recognize fully the position this is placing each of you in, and I am working so very hard to get this resolved for you and all members as soon as humanly possible.
Worse case scenario, PayPal will release the funds in a max of 180 days and everyone's pending withdrawals will be paid. I've always been honest with you, so I at least hope you stick with me through this journey as we face what PayPal has done to YOUR business together and get through it together, and keep going for years and years to come.
Best case sceneario, we'll have a new payment gateway added to the system in a matter of days and our solutions we've been working on will be in full force and within the next 3 weeks or so we'll have all the pending payouts caught up and withdrawals instant again. If all the sales which have been going into PayPal these last few weeks went into Payza & Solid Trust Pay, then we wouldn't have any issues with paying anyone.. So let's focus on having everyone use Payza or Solid Trust Pay.
The best thing for everyone to do is setup Payza, or SolidTrustPay while we complete work adding an additional method of payment and get it built into the system. PayPal is no longer a method of payment on the website.
The trajectory of the business has been upwards, so keep doing all you have been doing to grow the business and take this to the next level (like you always have) then we'll make it through this challenge in a shorter time.'

**********************

Check out Charles videos lately. He's wearing the same pants/shirt! So either he can't afford to buy any more clothes or he's made these videos on the same day and released them intermittently. 


13th February

CHARGEBACK CLARIFICATION:

The general rules of Chargeback only apply if you've paid for a service DIRECTLY through your Bank Debit or Credit Card.
If you go through a Payment Processor like PayPal, their own specific Refund (Chargeback) policy applies. This has a strict time limit so you need to request a refund ASAP.
Your first contact for a refund should be the Payment Processor.
If the processor refuses, you should THEN contact your Bank and/or credit company. They MAY help you, but are not obliged to.
When Traffic Monsoon closes down, your case for a Bank Chargeback is stronger.
We recommend you contact the Police or Authorities in your Country immediately to report Charles and Traffic Monsoon as a PONZI scam.
If the Authorities close Traffic Monsoon, they will likely seize Charles money so it can be returned to the affiliates affected.
More detail is available here: 

http://taratalkstoday.blogspot.co.uk/p/get-your-money.html


14th February
Interesting info on a new company Charles has just been made Director of called
 'Traffic Monsoon Global Ltd'
The other Directors recently resigned.  
He was made Director on Feb 11th 2016 and has his Office address registered as 
Imperial Offices 2 Heigham Road, East Ham, London, United Kingdom, E6 2JG
(which is a solicitors office)
https://beta.companieshouse.gov.uk/company/09922090










15th February

Did you wire money into Charles personal account? Has that been credited to your Traffic Monsoon account?

From the Traffic Monsoon FB page today:
'I have heard that people who have wire transferred funds to Charles to purchase Ad Packs have not had their TM accounts credited with the Ad Packs. Some have been waiting weeks for this to happen. I wonder what reasons Charles has for this delay. How can people trust him when he is hanging onto their funds in a very blatant manner. The above wire transferred funds have nothing to do with the issues he is experiencing with PayPal. All he has got to do is to credit the members accounts with the Ad Packs and there should be no delays or excuses. It is about time Charles tells every one what his intentions are because at the moment it is looking very dodgy.



*****************
We are incredibly busy on our Facebook page tonight answering PayPal queries.
I have put together a comprehensive post with advice on getting your money back:

http://taratalkstoday.blogspot.co.uk/2016/02/traffic-monsoon-paypal-refunds-and.html


16th February

TRAFFIC MONSOON IS EFFECTIVELY OVER!
Latest post from Charles:

While We Wait PayPal Funds
Plan Moving Forward:
We know for certain the funds inside PayPal will be released. Exactly when that is we do not know, but we are working on getting them released ASAP.
While we wait for the funds to be released, the earnings which are backed up by those funds will be placed into PENDING status.
Sharing positions from adpacks purchased 11 Feb 2016 or before which are active will be placed into PENDING.
Reason being, they have shared in revenues which came in mostly from PayPal purchases.
Pending Withdrawal Requests have been returned to your balance.
Earnings from 11 Feb 2016 or before will be placed into PENDING also. Reason is because earnings before this date mostly came to members from PayPal purchases.
Once PayPal releases the funds and we have them available for payouts, all pending balances and positions will be restored into Active status.
This will make it so you can get paid instantly on the new commissions and earnings generated by the new purchases of services.
In other words, all the business which has been impacted by PayPal is placed into pending while we await for those funds to be released.'


What this statement is saying is that without NEW funds, Traffic Monsoon can't continue. So much for clicking those ten ads a day to create revenue! 
We've always said that NEW funds paid OLDER withdrawal requests. We have been proved correct by Charles himself!
17th February

PAYPAL ARE NOW SUGGESTING REPORTING CHARLES!

This info from an affiliate came in today:
Michelle 16 February 02:07
I called paypal again and requested to speak with a higher up. I asked them why some people are getting refunds and I'm not. They said those who managed to get back their money could do so because TM did not respond and paypal would automatically transfer the money back. The manager finally agreed to let me have about 300usd back, and advised me to report Charles to the authorities as well, in particular:


This is your BEST hope of recovering your money. If the Authorities close Traffic Monsoon down, they could eventually re-distrubute funds back to affiliates and CLAW BACK money that the big Ponzi promoters made - including Charles!

*****************

How to get your funds back from PayPal:
Step 1
Navigate to PayPal’s Resolution Center Web page and click the “Dispute a Transaction” button.
Step 2
Check the box next to the reason why you are requesting a refund, and then click “Continue.”
Step 3
Enter the transaction ID for the item or service you dispute, and then click “Continue.” If you don’t know the number, click the “Find Transaction ID” button.
Step 4
Review the transaction information and indicate the reason you are disputing the transaction. Click the “Continue” button to submit your request. After you submit your request, the seller receives the dispute information and can respond directly through the Resolution Center.
Step 5
Escalate the claim if you and the seller are unable to resolve the issue within 20 days of opening the dispute. If a case is not escalated within 20 days of opening a dispute, PayPal automatically closes the case. To escalate a claim, hover your mouse over the Resolution Center link on the PayPal toolbar and select the “View Open Cases” option.
Step 6
Click “View” next to the open dispute you want to escalate, and then click “Escalate this dispute to a PayPal claim.”
Step 7
Follow the on-screen instructions to provide PayPal with further evidence, and then click “Escalate to a claim” to submit your request and activate the claim. While PayPal tries to resolve a claim within 30 days, the process may exceed 30 days depending on the complexity of the case. PayPal will notify you after reaching a decision and may issue a refund based on the investigation.

Tips:

Select 'service not provided' or ' not received', or ' not as described'.
The 'reason to Escalate' is 'Fraudulent Vendor'.

Traffic Monsoon is not defending these refund requests so, by default, you should get your money back.
The funds are readily available for you to claim. 

18th February
Admin Notice:
I'm collecting PayPal information on the post link below with tips from other affiliates on how to get a refund. If you have any questions regarding PayPal or tips to share with others, please can you post them on there as the comments section here is fit to burst!
Thanks!
Tara.

http://taratalkstoday.blogspot.co.uk/2016/02/traffic-monsoon-paypal-refunds-and.html


19th February

The latest ruse to get you to put MORE money into defunct Traffic Monsoon:

'Traffic Monsoon is back! Before the PayPal fiasco revenue sharing was running at 2.1%. It is now running at 14 to 15%. Long story short in the last few hours members are getting paid 7 times what they used too. Even the mighty PayPal couldn't bring down TM. Back under your rocks Trolls. TM is here to stay.'
So Traffic Monsoon have manually adjusted their programme (when the website went down presumably) to make it look like you're earning staggering amounts of money!

From 2.1% to 14-15% in 24 hours. That's a 700% Increase!

Charles can put as many noughts on his 'rev-share' as he likes. You'll never see a penny of it!


20th February.

From the latest webinar:
THE TRAFFIC MONSOON BANK IS 'ON HOLD'!

Latest info from Charles:
https://www.youtube.com/watch?v=V7h1klpK3j0
Go to 32.30
QUESTION:
What is happening with the TM Bank? Is it being put on hold?

'Charles: '...the World Wide TM Bank is ON HOLD for a little bit especially as we need to release those funds out of PayPal. At what stage we might pick those plans up in the future, I don't know. Or if we might take a different direction altogether, I don't know. There's definitely alot there that needs to be sorted out...
...or will it just benefit the members most to just open up a bank account somewhere and handle some types of merchant services. And it probably wouldn't be in Dubai, we'd have the Bank account in the US...'


So there is NO TM Worldwide Bank. NO payment processor. NO Bank account. And your accounts are still pending!

21st February

REFUND DETAILS FOR PAYZA/SOLID TRUST PAY: 
PAYZA:
Transaction disputes between the customer and the seller are managed within the Resolution Center within the members’ account. Payza member’s may only submit one dispute per transaction. Disputes must be filed within 45 days of the completed payment transaction.

About Chargebacks and Associated Fees
The customer is not permitted to initiate a chargeback (the return of funds to the customer, forcibly initiated by the customer's credit/debit card issuer, from the seller). If the customer does initiate a chargeback, then the customer’s Payza account will be immediately limited and the customer will be subject to a $25 non-refundable penalty fee.

REFUND DETAILS FOR STP: 
Buyer Beware - SolidTrust Pay assumes absolutely no responsibility for any purchases made or received through the system. Any time you join, or offer, any Income Opportunity, MLM program, Matrix Website, make a purchase online or offer a product or Service for sale online, you are doing so at your own risk ...'
'...in the event an account has been suspended due to fraud...no retrieval or reclaimation of funds is possible. The following activities will result in Account suspension or termination:
REAL or SUSPECTED fraudulent activity of any kind.'

Can I get a refund of credit card payments made for products or services?
If you have not received the product you purchased from a verified SolidTrust Pay merchant, please contact the merchant for support first. If you are unable to contact the merchant, you are welcome to contact us for resolution. We will contact the merchant on your behalf, and we will do our best to ensure that the situation is taken care of.
IMPORTANT: when you made your original purchase, you agreed to our NO REFUND policy. Therefore, calling your card company and attempting to acquire a refund, or to reverse the charge to your credit card, constitutes intentional credit card fraud, and we will report this fraud appropriately. All credit card complaints must come through our support department.'

And we received this information today regarding STP: 
From: "Rebecca" noreply@stpay.info
Subject: Re: Illegal Ponzi Scheme using STP: https://trafficmonsoon.com http... - [PEC-JMROG-663]

Sent: 2016-02-12 16:45:02
Hello XXXXXXX, Please note that all entry into an income opportunity programs is done so at your own risk. Note that there is no guarantee of a refund from an income opportunity website or a website which states explicitly in their terms that there is no guarantee of earnings. We are not responsible for the merchants who utilize our services. If you have a problem with the merchant we ask that you try to resolve it with them. --- Sincerely, Rebecca'

If you thought getting a refund from PayPal was hard, try getting one from these guys!

   *******************************
SPREAD THE WORD!- Happy to Oblige!

'We must tell our teams and spread the word for these PATHETIC TM Members who are making FALSE despute claims in Paypal, PayPal have agreed to release our money but TM Members are making FALSE despute claims. Paypal tell Charles ALL the people who are making DISPUTE CLAIMS and there TM Accounts will be blocked for life. We can't stop people making a claim if they want to. It's their business and their money. Their is $50 million in PayPal. The percentage of people claiming will be low and probably less than $1-2M worth of claims if that. The rest will be released and shared. Keep calm!!

Firstly, if these disputes are FALSE, why isn't Charles defending them?
If all these affiliates are committing fraud, why isn't he prosecuting them with his 'TOP USA ATTORNEY'?  
Paypal have agreed to release the money? GREAT!
How much? And when? The first $10 million is due out any day , is this what he means?
'TM accounts will be blocked for life'? Affiliates who want their money back wouldn't touch TM with a barge pole now. And besides, TM is just about finished , so what a hollow threat that is!

22nd February 2016
CHARLES AND $60 MILLION 
Charles tells us that he has (approx) $60 million tied up in PayPal. 
$60 MILLION!
Say that a couple of times to yourself and try and get your head around such a vast amount of money.
Why would anybody keep $60 million in a payment processor account that doesn't need to be there?
The figure kept rising didn't it? 
Which means that deposits must have always been higher than withdrawals. He was never going to go overdrawn.
And even if the amount did 'dip' sometimes, a Bank Transfer these days, takes minutes to do.
So why not put a huge chunk of that money into  a bank account that pays interest?
Do you know how much interest you get at just 1% on $60 MILLION?
$600,000! PER YEAR!
Which works out at $50,000 per month. 
Just imagine how many people could have got paid on the interest alone!

Traffic Monsoon must surely have a BUSINESS bank account as well as Charles personal account? How much money is in that one? Why can't Charles just do BACS to affiliate accounts in the short-term?
And he must be paying the Leaders like Sharon, Immy etc REAL money?  All those plane tickets to Dubai must have cost him a fortune. Not to mention the Hotel bills!

Charles was always very fond of showing screen shots of his PayPal account, why not his BUSINESS bank account as well?

 **************************************
PAYPAL UPDATE.

Many messages are coming through telling us about disputes that have been won. One gentleman received back $7,500 because of the information he got from this page (Traffic Monsoon Scam Facebook)! 
If YOU win ( or lose) a dispute, please post it here!

DEFINITIVE PAYPAL STEPS from an affiliate: 
Go to your transaction > contact seller > item dispute > item not received and select service > click next > select again service not received, category > service > select the amount you want to get refunded > put the traffic monsoon web link > in description just say item not received > click next > reason to escalate : fraudulent vendor > click full refund > check provide paypal with info > say again item not received > finish. Doesn't matter what you write really since TM doesn't defend disputes and in 11 days you get full refund.

 ************************

BREAKING NEWS!

According to this unsubstantiated email conversation, Dr. Amin Forati is saying he is NOT Traffic Monsoons CFO! 


'First of all I suppose to be CFO on his new Dubai company which he did with one local guy with the name Mohamad ****** and this guy is responsible for Dubai company and I don't have any responsibility in this company and I use to collaborate with him but when I knew he was a scammer and has alot of debt so I reject this position and even I'm going to open case against him because he did (this) without my permission. Anyhow if you need my advice don't put money and push him to return back your money because he has alot of debt from his previous business and even we dont know he has 14 company which have all closed...'




24th February

FUNDING FOR TRAFFIC MONSOON MEETINGS HAS BEEN STOPPED!
Hardly the actions of a Company re-building, is it?



27th February

I've had many messages from people over the last 24 hours saying that PayPal have refused their refunds and I apoligise for not publishing them all here, but I haven't got the room. This seems to be the standard reply at the moment:

'After further review of the claim you filed against Traffic Monsoon, we've determined that the issue you described or the item or service associated with this transaction isn't covered by our Buyer Protection. As a result, this claim has been closed and we're unable to take any further action'

It seems that most of the refusals by PayPal have come from claims saying 'Item not as described' instead of 'item not received' but PayPal seem to have closed the drawbridge on refunds now.
You may try for a Chargeback, but see this information regarding third party processors:

'...in some cases we see, the consumer has bought online, using a credit card on a website that uses a secure third-party payment system to process credit card payments.

Section 75 may not always apply to transactions made this way, because this payment mechanism can break the chain of arrangements that must be in place between the consumer, the lender and the supplier.


But there are many different types of payment mechanisms used on suppliers' websites and not all of them prevent section 75 from applying. Where there is a dispute on this point, we look at the specific payment mechanism used and decide whether section 75 applies in the particular case...'

I can't stress highly enough how important it is to REPORT CHARLES to these authorities:

FBI: The Internet Crime Complaint Centre:
http://www.ic3.gov/complaint 
and
ACTION FRAUD UK
http://www.actionfraud.police.uk/report-a-fraud-including-o…

If the AUTHORITIES close down Traffic Monsoon then you have a good chance of EVENTUALLY recovering your money.

March 1st 2016
It's now been seven weeks since PayPal froze Traffic Monsoons account. So where are the payment solutions? No bank? We knew that was impossible. But a bank account? Thats easy to open. Charles lives in England now. He can pop down to his local branch of Barclays/HSBC/Lloyds etc etc and just open a business account. He can then pay all of his members in Europe in a matter of hours, days at the most.
And for the rest of the world, he has Payza and STP.
 And before he tells you he hasn't got the funds, he HAS got the funds. He has (so he said) $18 odd million in a reserve fund and over a million in Payza was it?
 Lost track of all the lies now.
Charles told you, way back in January that Paypal would release $10 million every 30 thirty days. They haven't. Now he is telling everybody that PayPal will release funds in 180 days - if at all. So I'm thinking his high powered lawyers aren't having much luck with recovering PayPal funds are they? Why aren't they taking PayPal to court?

************************
We've had a very interesting message about PayPal today, that puts to rest the lie about the 180 day Buyer protection guarantee.
It never existed!

Thank you for contacting PayPal.
Unfortunately, we are unable to take any action on this claim because the item purchased or the transaction is not eligible for PayPal Purchase Protection.

To be eligible for PayPal Purchase Protection you must pay for the full amount of the item with one payment. Items purchased with multiple payments are not eligible.

Payments for the following are not eligible for reimbursement under PayPal Purchase Protection:
- Real estate, including residential property
- Businesses
- Vehicles, including motor vehicles, motorcycles, caravans, aircraft and boats
- Significantly Not As Described claims on custom-made items
- Items prohibited by the PayPal Acceptable Use Policy
- Item not received claims for items which you collect in person, or arrange to be collected on your behalf.
- Industrial machinery used in manufacturing
- Items equivalent to cash, including prepaid or gift cards or money revenue sites.
- PayPal Direct Payments
- Virtual Terminal Payments
- Personal Payments
- A single amount split into multiple payments to pay for one order or item.

To learn more about PayPal Purchase Protection, simply click "Legal" at the bottom of any PayPal page and then click "PayPal User Agreement."
We encourage you to continue to work with the seller for a mutual resolution. Although this claim is closed, the dispute is noted in the seller's account records...'


2nd March
Latest video from Sunil states that a meeting on  March 11th will herald some GREAT news about PayPal. Apparently PayPal are LYING to you all. About what, we don't know!  But you must spy on them and report back to Sunil asap! 

And thanks Huz for this reminder!
'Another thing people have forgotten... when TM literally forced everyone to open a Payza or STP account (in Jan) and said you will be paid through there. (Some people were but that has completely stopped now)

BUT everyone had to purchase a cash link or an ad pack in order to link it to their TM account. You can imagine the nice cash injection for Charles if a million people did this. They could have allowed people to link their accounts without having to purchase!'

3rd March

The Latest Excuses by the man himself - Mr Charles Scoville!

'Update About Traffic Monsoon's Bank and Credit Card Processing:

As you know we released news that we were moving away from PayPal and opening our own bank.'

HANG ON CHARLES - YOU RELEASED AN EMAIL SAYING THAT PAYPAL FROZE FUNDS BECAUSE YOU WERE 'GROWING TOO FAST!' SO YOU AREN'T 'MOVING AWAY FROM PAYPAL' ARE YOU. PAYPAL ARE GIVING YOU A WIDER BERTH THAN THE GRAND CANYON!

'The problem we bumped into is PayPal is holding onto the funds. To complete the opening of our bank we need an initial deposit. The required deposit amount is currently held by PayPal'.

ALL THE FUNDS HELD BY PAYPAL? WHAT ABOUT THE 'RESERVE ACCOUNT'? WHAT ABOUT THE FUNDS IN TRAFFIC MONSOONS BUSINESS ACCOUNT?

We're waiting for PayPal to release these funds, then we can complete the plans of opening our own bank.

IF PAYPAL HAVEN'T RELEASED ANY FUNDS IN NEARLY TWO MONTHS - THEY AREN'T GOING TO NOW!

We're reviewing concerns members have submitted for us to review relating to opening our own bank, and whether it would be better to simply use a bank account in the USA rather than place funds supporting member balances into our own bank. This is still something under review, even though our original desire was to have our own bank.
THERE IS NO BANK. THERE NEVER WILL BE A BANK!
AND AS FOR A USA BANK ACCOUNT- THERE IS ALREADY ONE:
SWIFT CODE: CHASUS33 NAME OF BANK: JP Morgan Chase Bank ADDRESS: 2610 S STATE ST SALT LAKE CITY, UT 84115 BANK ROUTING: 124001545 ACCOUNT #: 734785868 Charles Scoville (My Address: 4927 Murray Blvd Apt Z9 Murray, UT 84123)
Best Regards, Charles Scoville Owner - TrafficMonsoon

We have setup Allied Wallet for processing credit cards directly on the site. The reason it's not live on the site is simply because when the sales come in through this gateway, we want to first have the ability to pay members through Allied Wallet cards. Setting up these cards will take just a little more time. We wanted to have them branded as Traffic Monsoon cards, which may take a couple of months to complete.

PREPAID VISA CARDS ARE EASY TO BRAND. AND THEY DON'T TAKE MONTHS!

It may be decided to use unbranded cards while the branded cards get completed. This is something I have a conference call today to discuss with Allied Wallet.

WHAT DO YOU MEAN 'IT MAY BE DECIDED?' WHY NOT JUST PAY PEOPLE AND WORRY ABOUT THE BRANDING LATER?

4th March 2016


The ABOVE post has been deleted from the main board and replaced by this one:

'Update About Traffic Monsoon's Bank'

As you know, we are working to release funds held by PayPal so we can timely honor all of our commitments to you.

We also are considering a number of payment plans and gateways, including private-labeling a credit card or otherwise arranging for issuance of a credit card.
We may even consider acquiring an interest in, or venturing with, a bank that has the right to issue credit cards. However, for now, we are focused on solving the PayPal situation and rapidly providing to all of you a secure, efficient means of paying for services and sharing revenues.
We already offer a number of alternative payment methods: Payza and Solid Trust Pay
We also are in working with Allied Wallet to process credit cards directly on the site. We hope to complete that process within a few weeks, but we do not yet know the exact timing.
In short, we are diligently working to ensure that each and every one of you can continue to receive the service and benefits traditionally provided by Traffic Monsoon. We are also developing innovative new content and programs that will serve your needs. Bare with us for just a short while and we believe the results very likely will meet or exceed all of your objectives.'

HE'S BEEN SAYING THIS FOR WEEKS!
And STILL no PAYMENT PROCESSOR.
STILL no BANK!
STILL no Bank account!
STILL no PAYPAL fund release!
AND your accounts are still PENDING!

And THIS is the reason why Charles will NEVER open/or 'part own' a BANK of any description...except a PIGGY BANK!

How Can I Start a Bank? Well to start with - you have to be legit!

http://www.federalreserve.gov/faqs/banking_12779.htm

How can I start a bank?

Starting a bank involves a long organization process that could take a year or more, and permission from at least two regulatory authorities. Extensive information about the organizer(s), the business plan, senior management team, finances, capital adequacy, risk management infrastructure, and other relevant factors must be provided to the appropriate authorities.

The proposed bank must first receive approval for a federal or state charter. The Office of the Comptroller of the Currency (OCC) has exclusive authority to issue a federal or "national bank" charter, while any state (and the District of Columbia, Guam, Puerto Rico, and the Virgin Islands) may issue a state charter. Before granting a charter, the OCC or state must be able to determine that the applicant bank has a reasonable chance for success and will operate in a safe and sound manner. Next, the proposed bank must obtain approval for deposit insurance from the Federal Deposit Insurance Corporation (FDIC). Additional approvals are required from the Federal Reserve if, at formation, a company would control the new bank and/or a state-chartered bank would become a member of the Federal Reserve.

All insured banks must comply with the capital adequacy guidelines of their primary federal regulator (Federal Reserve, FDIC, or OCC). The guidelines require a bank to demonstrate that it will have enough capital to support its risk profile, operations, and future growth even in the event of unexpected losses. Newly established banks are generally subject to additional criteria that remain in place until the bank's operations become well-established and profitable.'


March 7th

If you'd like your money back from Traffic Monsoon, you could always try the direct approach.
This is Charles registered address in the UK:
Charles David SCOVILLE,
Apartment 27, The Quays, Salford, England, M50 3BB .



And this is the website address of the Small Claims Court in Salford Manchester. It costs start at around £50 to lodge a claim.
https://courttribunalfinder.service.gov.uk/…/county-court-m…

Why not give it a go? Charles will have to pay you out of his personal account. And I bet THAT account isn't frozen by PayPal!


10th MARCH 2016

EVERY SINGLE POST FROM THE 'OFFICIAL TRAFFIC MONSOON FACEBOOK PAGE', UP TO DECEMBER 23rd 2015, HAS BEEN WIPED!
After two months, PAYPAL HAVE RELEASED ZERO!
There is NO TM WORLDWIDE bank.
NO payment processor.
NO bank account.
And despite Charles boasting of his MILLIONS stashed away in PAYZA and STP, NO PAYMENTS EITHER!

TRAFFIC MONSOON IS DEAD!

WAKE UP FOLKS - YOU'VE BEEN SCAMMED!!!


11th MARCH

More waffle from the great Magician himself!

'73,077 unique members have clicked on ads within Traffic Monsoon TODAY!
That's up from 63,903 a week ago. Many people are realizing, that we're continuing forward as normal.
Yes, PayPal has limited Traffic Monsoon's account and they are holding funds.. all the funds will be transferred to TrafficMonsoon after waiting 180 days, and then placed in other payment processors for withdrawals.
One of the greatest tests you'll have in life, is whether you'll give up on what you believe in when the storms of challenges roll in. It's not only to withstand the storm, or wait the storm out.. but choose to persist forward and advance to new ground while the storm of struggles beat down hard upon you. I'm amazed, and inspired by the many Traffic Monsoon members who aren't giving up.. Those who aren't just waiting for "something" to happen.. but are rising up, and taking their own TM business to new heights.. advancing towards higher and better grounds. Thank you all for your support. I'm with you.. and you're with me. Together we're a force to be reckoned with!'

Firstly, only 73 THOUSAND out of TWO MILLION members?
Oh dear!
Secondly,' all the funds will be transferred to TrafficMonsoon after waiting 180 days, ' is a DEFINITIVE statement!
If PAYPAL have promised that they DEFINITELY will transfer the funds in JULY, then why not do it sooner?
Show us the PROOF Charles!!!


12th March.

I asked Charles some questions over on the MMG forum:

Charles,
Where is the $28 Million RESERVE fund held? 
How much money is in this account?
SWIFT CODE: CHASUS33 NAME OF BANK: JP Morgan Chase Bank ADDRESS: 2610 S STATE ST SALT LAKE CITY, UT 84115 BANK ROUTING: 124001545 ACCOUNT #: 734785868 

Is this address still being used as the Official location of Traffic Monsoon (and AdHitProfits)?
4927 Murray Blvd Apt Z9 Murray, UT 84123 
...when you are registered at THIS address in England?
Apartment 27, The Quays, Salford, England M50 3BB

Is your CFO, Dr. Amin Forati, still working for Traffic Monsoon?

What has been the outcome of the 30 day meetings you have been having with PayPal? 
What is their reason for not releasing funds?

Charles reply:
PayPal truly did limit my account simply due to the amount of growth in such a short time.

Quoting Jason Gardner (my PayPal account manager), "The reason for PayPal’s decision to part ways with your organization is due to the size of growth in a very short time frame. Due to the amount of growth in the short amount of time this creates too much risk for PayPal."

PayPal isn't asking me for documents. Not this time. Through a previous review from their underwriting team, they did ask me for all the documents, and I provided them. This was back in Oct 2015.. and I was given the news that PayPal has chosen to do business with me long-term.

Dec 22, 2015 I had another conference with them, and an additional risk review specialist named Michael .. they congratulated me on all areas of the business, and actually said that with my volume, I had the lowest dispute/chargebacks when compared with other accounts with similar volume. They told me the disputes/chargebacks were less than 1/2 a percent.. and they said they didn't know how I was doing it, but keep up the good work! They encouraged me, and made me feel I would never have to worry about losing paypal.

I know the truth, PayPal knows the truth, and God knows the truth. What these silly people in forums are saying, and accusing me of.. I know is not true. At the end of life, I'll stand before the great judge and creator of all mankind clean from having done anything wrong in this situation.. and will be rewarded for having had to go through such attacks from mean individuals. I leave it with God. He knows best.

It was designed this way as a test. I didn't do anything wrong. There's a paypal limitation. I can't touch those funds, and neither can the members who want to get paid.. it's causing people to feel frustrated because they want to get paid.. and they read words from people who are casting doubt upon my character.. doubt whether the money is really there.. doubt whether paypal is really temporarily holding the funds.. and doubt that they will actually ever get paid... They will. Especially people in my PTC sites would know that after the money was released and it was loaded in Payza, they got paid! Just like I told them they would be..

21 Feb 2014 (as recorded in this forum) I said this about potential of ever losing PayPal:

"if something were to happen, we'd continue as normal.. we'd do our best to supply any info to PayPal to help resolve anything, but worse case scenario all the funds would be transferred to TrafficMonsoon after waiting 180 days, and then placed in other payment processors for withdrawals. That's the worse case scenario. In other words, nothing to worry about."

---
That's exactly what we're doing. Continuing as normal. The funds inside PayPal are temporarily being held by PayPal, and placed into pending within Traffic Monsoon.

When PayPal releases the funds, they'll be placed in other payment processors for members to withdraw. There truly is nothing to worry about.

75,201 unique members have clicked on ads within Traffic Monsoon TODAY!

That's up from 63,903 March 4. Many people are realizing that we're continuing forward!

Yes, PayPal has limited Traffic Monsoon's account and they are temporarily holding funds. Our other payment processors, Payza and SolidTrustPay are doing business with us as usual and we expect to add another payment processor within about two weeks. We are demanding that PayPal immediately release payments to our members and affiliates. No matter what, PayPal has confirmed that it will release all funds no later than 180 days from 11 Feb 2016 and that it may start releasing funds sooner.

One of the greatest tests you'll have in life, is whether you'll give up on what you believe in when the storms of challenges roll in. It's not only to withstand the storm, or wait the storm out.. but choose to persist forward and advance to new ground while the storm of struggles beat down hard upon you. I'm amazed, and inspired by the many Traffic Monsoon members who aren't giving up.. Those who aren't just waiting for "something" to happen.. but are rising up, and taking their own TM business to new heights.. advancing towards higher and better grounds. Thank you all for your support. I'm with you.. and you're with me. Together we're a force to be reckoned with!

Not one question has been answered. 


March 13th
Hooray! Charles has answered ONE of my questions on the MMG forum!
'Is your CFO, Dr. Amin Forati, still working for Traffic Monsoon?'
Charles replied:
'Who cares about the CFO ? Why does this matter to so many who wish to bring hate upon the business? Does it impact PayPal? no... Does it impact regular day-to-day functions of the site? No.. I will just say that regarding Dr Amin Forati there was a task for him to work on.. actually about 3 different tasks assigned to him.. and there was a conflict between Dr Amin Forati and someone else.. Due to that conflict between him and someone else, the tasks weren't completed.. and there have been discussions between Dr Amin Forati and I for how he will work with TM long-term. His goal is to make money with me through Traffic Monsoon. Discussions are yet to be resolved exactly his role in the company. When I released he was CFO, he was asked to gain approval before officially making it public that he's working with me. He and I have a good understanding between us, but still need to sort out some details relating our business relationship.
I showed him a screenshot someone shared with me about something it appears he said online. His response to this screenshot was, "Very funny bro my face book is not dr Amin Forati nor any social media. It's 200 percent fake."

Which throws up more questions than my original one:
'One task for him to work on...no three - which he didn't complete'
What tasks were they?
1/ Start a BANK -FAIL
2/Open a Payment Processor - FAIL
3/ Open a bank account in Dubai - PASS AND FAIL.
 A business bank account that you refuse to use and can't pay people is worse than useless.

' His goal is to make money with me through Traffic Monsoon.'
So is he being paid in ad packs then instead of a salary?  

And gain approval for the CFO post from who? His mom, wife, aunt, lawyer?? 

'When my 6 ptc sites lost PayPal due to a massive fraud attack..'
What was the outcome of these fraud attacks?'
 Has the case come to court yet?

Still waiting for an answer to the rest of the questions...
pretty sure the TM Bank will open before he does through!

15th March
Charles isn't having a good day today. First he gets a Fatwa, and then PayPal confirm he has been lying his socks off for weeks!




Translation: Thank-you for contacting PayPal regarding your traffic monsoon payments.
As suggested I am forwarding this message to you to confirm we do not cover Traffic Monsoon payments. We have never covered pay-per-click schemes/business investments.
Secondly, Traffic Monsoon are being investigated by a higher authority and for that reason we have decided to remove ourselves from there site as we no longer care to do business with this company. Thirdly, if Traffic Monsoon ever wanted to refund a customer they have always had the ability to do so.
Sarah-Louise Paypal
Europeanservices@paypal .com 


New fatwa on TM:

the name of Allah, the Most Gracious, the Most Merciful
Request for Islamic Ruling on an online business called Traffic Monsoon
This is a summary of Traffic Monsoon's business and its transactions, based on their website and based on asking members who have participated in it and earned money.

What is the ruling on participating in any of these transactions or in this business? And can one make promotional material for the company, for example website, applications, or tutorial videos about Traffic Monsoon?

If there is any transaction that is impermissible, what should the Muslim who participated ignorantly do with the money he has earned through it?

Please explain the reasoning behind any impermissible transaction, and if there is any way to make it compliant with Islamic law.

Jazakum Allahu Khairan.

Text of the Fatwa:
Written by Shaykh, Dr. Ahmad ibn Rashid Ar-Ruhaily, a member of the teaching faculty at the Islamic University in Madinah, a member of the Center of Da'wah and Irshaad (Calling and guiding to Islam), and a member of the center for Guidance and Counseling (At-Tawjeeh wal Irshaad) in the Noble Prophet's Masjid, holding a PhD in Fiqh from the Islamic University in Madinah, with a dissertation in modern financial transactions.
All praise is due to Allah, and may His praise and peace be upon His Messenger, and upon his family, companions, and those who follow his guidance. To proceed:
It is not permissible to take part in this company called Traffic Monsoon, because it involves usury, gambling, and deceit and fraud.
As for usury, then he is paying fifty, and receiving fifty-five. This is usury (ribaa).
As for the product or service, then it is superficial and unintended. The reality of the transaction is money for money, with an increase and a delay. It is from the transactions that are considered schemes to usury, and in such transactions, the product or service is ignored, and the transaction is essentially money for money.

Allah – the Most High – has prohibited usury in His Noble Qur'an; Allah, the Most Mighty and Exalted, said: "O you who have believed, do not consume usury, doubled and multiplied, but fear Allah that you may be successful." [Surat Ali-Imran, 130]. And He – the Most High – said, "Allah removes any blessing from usury." [Al-Baqarah, 276].

The second matter: It involves gambling, and this is because a person goes in with the hope of earning. Gambling is when a person pays something, and perhaps he may profit, and perhaps he may lose. So, he is either one who wins or one who loses.

And Allah – the Most High – has prohibited gambling in His Book. He the – the Most High – said, "O you who have believed, indeed, intoxicants, gambling, [sacrificing on] stone alters [to other than Allah], and divining arrows are but defilement from the work of Satan, so avoid it that you may be successful. Satan only wants to cause between you animosity and hatred through intoxicants and gambling and to avert you from the remembrance of Allah and from prayer. So will you not desist?" [Surat al-Ma'idah, 90-91].

In addition, this company involves deceit and trickery. This company deceives people; it gives those who joined first their profits, and then the loss is upon those who join last.

As for promoting this company, then this is impermissible, because this involves aiding them in prohibition. This company's [transactions] are prohibited, and advertising for them is also prohibited, because the means to a prohibited act is also prohibited. Allah – the Most High – says, "And cooperate in righteousness and piety, and do not cooperate in sin and aggression " [Surat al-Ma'idah, 2]

As for the one who took part in this company while not knowing its ruling, and has gained some profit, then: if he already withdrew this profit before knowing it is prohibited, then there is nothing upon him, because Allah – the Most High – says regarding money gained from usury, "So whoever has received an admonition from his Lord and desists may have what is past, and his affair rests with Allah." [Surat al-Baqarah: 275].

However, if he did not withdraw anything before knowing that it is prohibited, then he can take the original capital that he invested, and he cannot take any of the profits. This is because Allah – the Most High – says, "O you have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. And if you do not, then be informed of a war [against you] from Allah and His Messenger. But if you repent, you may have your capital investments- [thus] you do no wrong, nor are you wronged" [Surat Al-Baqarah: 278-279].
And in the case that he has taken any of the profits after knowing of its prohibition, then he must get rid of this prohibited money, and he cannot benefit from it whatsoever. Thus, he should give it to fulfill the debt of his Muslim brother, for example, or he can give it to the general benefit of the Muslims, such as giving it towards building roads, buildings, and so forth, with the intention of getting rid of prohibited money, and not with the intention of drawing closer to Allah with this spending. This is because Allah is pure, and only accepts that which is pure. Thus, one cannot have the intention of giving it in charity, because it is prohibited wealth. The authentic hadeeth states, "Indeed, Allah is pure, and only accepts that which is pure."

And Allah – the Most High – knows best.

Summary of Traffic Monsoon's Transactions:

There is a company called Traffic Monsoon, which is an online company that specializes in online advertising and provides advertising services to businesses. It helps increase the awareness of businesses to the world by not only advertising for companies but by also providing "traffic", which is viewers who could be potential customers. They offer a range of different services.

Service type 1: Pay-Per-Click Banner Ad Campaigns & Pay-Per-Click Text Ad Campaigns. This is where you pay $0.25 per click to your website. If you want to target your ads to specific countries then you will pay up to $0.50 per click.

Service type 2: Traffic Exchange Start Pages and Login Ads. Traffic Exchange Start Pages is whereone's website will be the first site viewed by all members of Traffic Monsoon. The price is set at $35 per day. Login Ads places your website in a pop-up window upon login. This is also priced at $35 per day. This is limited to only 1 space of availability.

Service type 3: Traffic Exchange Credit Purchases: This is where you buy a certain amount of traffic exchange visitors to your website for a set price. For example, packages include: 1000 visitor credits costs $5.95, 10,000 visitor credits costs $49.95, and 50,000 visitor credits costs $229.95.

Service type 4: Monsoon Traffic Packages. This gives someone the ability to promote his website
through many advertising websites to help you gain exposure, recognition, and generate better overall results in gaining sign-ups, leads, and referrals. The price is based on the number of visitors that will come to someone's site. For example, packages include:2500 visitors costs $5.00, 50,000 visitors costs $70, and 500,000 visitors costs $600.

There are several ways for people to earn money through Traffic Monsoon.

The 1st way is through Cash Links. This is where one clicks on a link to view a webpage and gets paid the value of the link. If a member clicks a cash link worth $0.01 he must click on a given advertisement and stay on the page for 20-30 seconds. If a member clicks a cash link worth $0.02 he must click on a given advertisement and stay on the page for 60 seconds. A member is not required to pay anything to earn money through cash links. These cash links are not always available for members to click on.

The 2nd way to make money is through buying AdPacks. When you purchase an AdPack combo advertising campaign for $50, you will receive:
- 20 clicks to your banner
- And 1000 traffic exchange credits (visitors to your website).
- And it gives you a revenue sharing position. Usually, a member will earn $55 for each AdPack that he buys, and this is the maximum amount he can receive, and it could be less than that. Usually, he will earn this total within 55 days, so his account will increase gradually a dollar a day, until he reaches the maximum amount of $55 dollars, or less than that, based on the performance of the company.
-
To be eligible for revenue sharing, one must click on 10 ads every 24 hours and remain on each website for 20 seconds, regardless of how many active AdPacks the person buys, whether he buys a pack, 100 packs, or 1000 packs. If a person fails to click 10 times every 24 hours, he loses the opportunity to share in revenue.Profits are shared hourly so if a person's 24 hour period elapses and he didn't do his 10 clicks, the company will stop sharing revenue until he resumes his 10 clicks.
- There is no fixed time frame in which you can receive up to the maximum of $55.
- The duration is based upon the company's performance. If profits from its sales of services are high then the company shares on average $1 a day and if the profits are low then they share less.
- Once the $55 maximum has been reached, the revenue sharing stops, and the AdPack expires but the service (of traffic owed) continues if the quota has not been reached.
- To buy an AdPack one must have a website to advertise, even if it's a personal Facebook page or Twitter page. If he doesn't have a webpage, Traffic Monsoon will offer him a free webpage in which he becomes an affiliate of Traffic Monsoon.
- If one choses not to participate in the revenue sharing and wants to buy the 1000 visitors and 20 clicks to his banner separately, it would cost only $10.95 or $15.95.
- There is no guarantee that one will get any money even though he qualifies for sharing revenue, because when one buys an AdPack he is paying for a service (traffic to his site) and NOT making an investment.
- The profit share is not fixed to time or amount.
- The maximum amount can be reached in more or less than 55 days. 55 days is just a given average from track record.

Here are examples of how someone can make money by buying AdPacks.
- A person buys one ad pack for $50, and fulfills the 10 clicks per day requirement. He can usually earn up to $55 within 55 days, and his account increases daily by about $1. Of course by contract, he is owed 1,000 visitors and 20 clicks to his banner, and the revenue is not guaranteed.
- A person buys 100 AdPacks for $5000 (50 x 100), and fulfills the 10 clicks per day requirement. He can earn up to $5500 within 55 days. Of course by contract, he is owed 100,000 visitors (1000 visitors per pack) and 2000 clicks to his banner (20 clicks per AdPack), and the revenue is not guaranteed.
- If a person quits Traffic Monsoon services, there will be no refunds.

The 3rd way to earn money is through referrals:
- If you invite friends, family, or other people to buy Traffic Monsoon services you will instantly get 10% of whatever service your referral buys, except for money he makes through cash links. For example, if someone refers a friend to TM, and he buys 100 AdPacks for $50 each, you will make 10% of $5,000, which is $500. If he buys 2500 visitors for $5.00, he will make $0.50.
The following is the way revenue from Traffic Monsoon reaches its members:
- Traffic Monsoon site shows each person how much earnings he has made. This stays in Traffic Monsoon accounts, and a person can choose to transfer it to his own personal account, after putting in a request to Traffic Monsoon of wanting to withdraw and the amount.
- It will take Traffic Monsoon time to process the withdrawal request
- Note: There is a maximum daily withdrawal limit from a person's Traffic Monsoon account to his personal account.

The following advertisements are not allowed on Traffic Monsoon: Adult content, gambling, interest/usury, illegal content, hate, racism, drugs, and alcohol.'


18th March

Another Chargeback success today for £7500! What are you waiting for? Go claim!
If PayPal refuse you, go to your bank or Credit card company.
Contact their FRAUD DEPARTMENT. Not customer services - THIS IS NOT A RETAIL DISPUTE!
Tell them you are a member of Traffic Monsoon and would like to claim a Chargeback because they are PONZI SCAM. 
They will listen! Traffic Monsoon is now well known by the banks/banking authorities.
IF YOU WAIT FOR CHARLES TO MAKE EVERYTHING RIGHT - YOU WILL LOSE EVERYTHING!

Translation:
The power of chargeback. Believe in your card issuer/bank. They will get your money back from Traffic Monsoon via paypal and take up the issue from there.
Traffic monsoon are unable to provide the evidence required to challenge chargebacks via PayPal. They aren't co-operating with paypal on anything. A paypal operator told me that my chargeback would be successful and that TM have no seller protection. Here's the proof that Paypal are not the bad guys...I've got my money back. Go get yours.

19th March
Some more refund successes:










21st March
This is Charles trying to explain how his Ponzi works.
Are the authorities breathing down your neck then Charles?  

'How To *Correctly* Explain How Traffic Monsoon Works

Basically, people can click through the traffic exchange to earn free adverting credits. People can click on cash links to earn money, and refer others to click on cash links and earn referral cash from each referral click as long as the sponsor has clicked a minimum of 10 ads in the traffic exchange to qualify for referral cash link click earnings. There's no purchase requirement for earning from referral cash links clicks, and no purchase & no click requirement for earning referral purchase commissions. Anyone can surf and never purchase anything and still receive unlimited advertising credits for clicking through the traffic exchange.

If people don't want to surf to earn credits, they can spend money to receive ad service. The revenue from the purchase gets shared with people who have purchased adpacks and qualify through clicking ads to share in revenues. An adpack gives visitor credits through the traffic exchange, banner click credits, and a sharing position. Sharing positions will receive a max of $55.00. There is no set amount these positions receive in a day, and no guarantee the positiosn would ever reach their max. It's completely related to sales of services, and only revenue which has come from advertising sales get shared with those who have qualified. There are multiple services being offered which provide the buyer an ad service, and the revenues from each of these purchases are shared.. and a portion of each purchase goes into reserve.

Benefits:
Get Visitors To Your Website
Advertising your website can increase visitors. If you are a blogger it can increase the number of readers you have. If you are selling something online it can increase the number of potential customers you have.
Earn an income by telling others about the services
Earn an income by telling people to sign-up free and click on cash links.
With AdPacks you receive sharing positions. You can qualify to share in site revenues through clicking a minimum of 10 ads in the traffic exchange.
You can surf an unlimited number of sites and receive an unlimited number of ad credits to be assigned to your ad campaigns.

If you are telling people to "put in" $50 and get out "$55" in ANY time frame-- this is absolutely WRONG. It's not how it works. No one is "putting in" money or "depositing" money. The services we offer are for SALE if people PURCHASE the services. Please DO NOT position traffic monsoon as any sort of investment, because that is NOT what Traffic Monsoon offers. Traffic Monsoon ONLY offers ad services, and since the VALUE of our advertising is membership driven, the revenues from the ad purchases are shared with the members. When you qualify for sharing, there is no guaranteed amount you will receive in a day, and no guarantee (implied or otherwise) that your positions will receive a max of $55. In fact, our ad plans page specifically informs the buyer, "Reaching this maximum is not guaranteed, or affixed to any time frame. It's completely reliant upon sales of services, and you being qualified."


Funny Charles...that isn't what your site says here:



March 23rd

BEWARE!!!! PHOTO ID ALERT!

Charles latest con is that Allied Wallet will provide you with a magic payment card, (but NOT an Allied Wallet account) BUT you have to upload your PHOTO ID first!
BEWARE!!!!
Charles can use your photo ID and your other personal information to sell on for identity fraud!!!

'Allied Wallet Update => => We're almost ready! Things you need to know:
First of all, there is NO need for you to sign-up for Allied Wallet. None. Payments are NOT going to be sent to your Allied Wallet account. Payouts WILL be sent to your CARD which you will order through Traffic Monsoon directly.
When you enter your credit card details for making a purchase, your card information will NOT be stored by Traffic Monsoon for future purchases.
We're working on the order form for sending you cards for payouts to be built into the site when things are completely setup for this to take place.
To make purchases with your credit card you'll first need to upload a photo ID.
We'll also be adding requirement to upload a photo ID to view cash links. This will help strengthen the effectiveness of this form of advertising.
Make sure your Traffic Monsoon account name and address matches what you have on your government issued ID.
If you are uploading your passport, there isn't an address. It's up to you to ensure your address on your Traffic Monsoon account reflects your correct physical address, otherwise if you order an Allied Wallet card to receive payout, your card will not be sent to the correct address.'


*********DON'T GIVE HIM YOUR PHOTO ID!************


March 31st

Oh dear...those ID's are being done MANUALLY! So how long do you think hundreds of thousands of ID's will take to check? The 'twelve of never' folks...


For translation:'There's been SO many uploaded ID's. Right now there are 52930 ID awaiting to be reviewed. We've already done so many. More keep getting submitted all the time. We're not asleep on the job. We just have alot of work to do. We'll make it through this queue, but it will take time. Thank you for your patience.'

15th April.
We have a fake Call Centre Video:
https://www.youtube.com/watch?v=MT4Sz1n3feE
and now this made up rubbish about servers. The quicker Charles pulls the plug, the better. This is getting embarrassing, even by scammer standards:

'Revenue sharing is being fixed. We have run out of space on our servers due to the amount of files being uploaded (both banners and ID cards). We have mounted NAS (Network Attached Storage) onto server 1, which was instantly overloaded due to the processing of so much data. Server 1 crashed. It's being replaced right now. We're also setting up a separate storage site for the data. We're working on resolution which will allow us to fix the revenue sharing as soon as possible. Thank you for your patience. When it's fixed, the hours missed will be caught up'.

18th April 2016
From Charles last update:
'Matters sent directly to Charles will NOT be addressed as he will ONLY be dealing with issues directed to him by Ernie Ganz...' 

Who is Ernie Ganz? Is it this guy?

'Defendant ERNEST GANZ was indicted in 1991 on two counts of attempted importation of marijuana in violation of Title 21 United States code, sections 952(a)....'

http://www.leagle.com/decision/19922373806FSupp1567_12161/U.S.%20v.%20GANZ


26th April

Payza seems to be having problems paying out. Cashlinks aren't working and the Alexa rankings are off a cliff edge.
'Traffic Monsoon' is now 'Traffic Go Soon'.


27th April 2016

The PAYZA website is currently DOWN. Is it anything to do with this lawsuit currently going through the USA courts?

“The United States government, including Homeland Security Investigations and the Washington, D.C. F[i]nancial Crimes Task Force, is currently conducting a criminal investigation. As part of that investigation, the United States Attorney’s Office for the District of Columbia has requested a United States District Judge to pause curr[en]t civil litigation relating to Payza and Obopay. The Judge has paused the litigation until January 22, 2016. Shortly after that date, additional information will be made available on this website about the status of this investigation.”




29th April 2016

Official Confirmation that Amin Forati diplomatic credentials in I.O.D.R. (International Organization for Diplomatic Relations) have been revoked. 

'Hello ********,
yes, Mr. Amin Forati is no longer member of our International Organization since last February 20.

Some of IODR fundamental canons are honesty, integrity and good name, whom all the Members of our Organization are called to.
The calibre of the relations we have been developing for years worldwide does not allow us to see our good reputation associated to subjects and/or ambiguous situations.

For this reason and in compliance with the legislation of IODR itself, we had to cancel immediately Mr. Forati’s diplomatic credentials (passport, plaques, cards) which he was invited to be returned to us as well as provide immediate elimination of all references on the Internet (articles and videos) linked to IODR events, not authorizing him from using them.

We also informed him that, in order to protect our good name, we are obliged to inform the competent Maltese and the UAE Authorities, to clear any confusion about his statement as Ambassador to / from Malta.
I hope this mail has been helpful

Kind regards

*******


4th May

Only $7! The latest money making scheme from Charlie boy to squeeze every last cent out of the gullible!

'IT’S HERE THE LONG AWAITED TM CALCULATOR…
The most powerful TrafficMonsoon tool you can have! As used by some of the top TM earners and leaders. Recommend by online experts…

This unique and powerful tool will aim to work out your earnings, according to the number of add packs your business has. Its accuracy and efficiency builds confidence in your TM business by allowing you to calculate & strategise your packs. With its advance formulas, we have managed to simplify the ease of calculating add packs for all of our trafficmonsooners. So seize this great Opportunity with the TM tool, and start implementing the powerful compounding strategy that is earning most trafficmonsoons thousands globally.

We ask All the TrafficMonsoon family to seize this opportunity by recommending it to all your affiliates who will in turn benefit but purchasing daily, aiding your daily earnings… So go ahead and share this great news today!

The best part is it’s a one-off payment of $7. Start building a better business today!

To Your Success
Buy Now'

DON'T BUY NOW! Is my advice!


9th May

*****AMIN FORATI - BREAKING NEWS!******
I've had an email from a gentleman who did business with Amin Forati and who now wishes to make some information known.
This information has been authenicated by a contact I have in the International Organization for Diplomatic Relations in Malta.

'Dear Tara,
I met Amin Forati during one of my business trips to UAE. 
Being a diplomatic correspondent in Malta he showed interest about the possibility to get Malta diplomatic credentials and I introduced him to I.O.D.R.. At the time it was not found negative information to prevent him to enter the Organisation.
He also recommended himself as a financial expert the GCC and particularly the United Arab Emirates, asking me to invest my money in his own company D&B General Trade.

http://www.dnbgroups.com/Home.aspx

We signed an asset agreement  between us, but after my money was transferred to the bank Forati indicated, he never informed me about the type of investment chosen for my money and  stopped to answer my calls and attempts to get in touch with him.
Last August I gave Amin Forati formal notice of contract termination, (3 months pre-advise according to contract terms) considering him untrustable.

On January 29th 2016, after keeping him calling for months he accepted to meet me in Montreux (Switzerland) where he has often travelled having some companies there.
In his hotel he opened his laptop showing me evidence that he was keeping in his paypal account about 17mil € (!!) because of kind of new business by internet he was managing and he told me he can‎ return my money back by transferring it from his paypal account!
When back to Italy I meet my lawyer who strongly recommended me to stay out from this business since in Internet there were some news about Forati to be new Traffic Monsoon CFO,  being Traffic Monsoon a possible scam. Some news also reported statements in which Amin Forati was presented as Malta Ambassador!!!!
I immediately informed Amin Forati that I didn’t want to be involved is his Internet activities, therefore again I asked him to return me my money through a simple bank transaction.
Forati never answered or contacted me, keeping to withhold my money.
At the end of  February I made full report to Dubai and Swiss Authorities asking to open investigations on Mr. Amin Forati  and his D&B Group for suspect fraudulent activities against me.

I.O.D.R. was informed about it and Mr. Forati’s Credential immediately revoked.  (Of course he was not present in this April Rome Gala event for yearly convention)'
    
 ************************
This email throws up some very interesting questions...
PayPal supposedly froze $60 milllion in Charles PayPal account on January 12th 2016.
Amin Forati was announced as the CFO of Traffic Monsoon on January 20th, so the implication in this email is that Amin Forati is/was holding 17 MILLION Euros from Traffic Monsoon in his PayPal account. 
SO...if the Paypal account was frozen, where did the $17million Euros come from? If Charles had a separate account, then he could have easily paid the affiliate withdrawals.
 Or are the rumours regarding Paypal NOT holding any funds actually TRUE? 
Has Charles diverted the funds to Amin Forati to launder through his D&B Group? 
I can 100% verify today that the International Authorities
ARE investigating Amin Forati and, by association, Charles Scoville and Traffic Monsoon. 
Lets hope they act sooner, rather than later.

13th May 2016

Charles seems to be winding things up nicely! Taken from his Facebook page this morning:


Charles Scoville I sent you a pm regarding a referral of mine not being able to login for a long while. Details are in the PM, can you please check and help? Support is not getting back to us at all. Thanks!
LikeReply7 hrs
Paul Brooks I don't hate but I sure hate my time being wasted... fix your website... what's the point if nothing works properly? I mean I expect issues from time to time but stop wasting my time booting me out and making it difficult to withdraw my cash. I invested my cash now it's tied up.
LikeReply14 hrs

Delia Rianty Desy TM #super_cheat (chapta wrong) #LOG_OUT_LOG_OUT i'm very HATE you
LikeReply33 mins

29th May

Remember when Charles said he was opening a Bank? 
What happened? NOTHING.
Remember when Charles said he was opening a Bank Account in Dubai?
What happened?NOTHING.
Remember when Charles said he'd now open his own payment processor?
What happened?NOTHING.
Remember when Charles said that PayPal would hold thirty day reviews to release the money?What happened?Still no money released.
Remember when Charles said you'd all have Debit Cards?
What happened?Still no debit cards.
Remember when Charles said he'd appointed Dr. Amin Forati as Traffic Monsoons Chief Financial Officer? An Ambassador of Malta?
Dr. Amin Foratti is NOT a Maltese Ambassador any longer. He was dismissed and is currently being investigated for Fraud!
Remember in February when Charles said the Traffic Monsoon website would have it's own Credit Card processing system 'THE FOLLOWING WEEK'? Can you pay by Credit Card? NO!

Remember when Charles said he'd hired the TOP US attorney to get the funds out of Paypal and TWICE asked affiliates to send in information? What happened? NOTHING.

Remember this:
The Daily Mirror in the UK ran a story on Traffic Monsoon:
http://www.mirror.co.uk/news/online-rich-quick-scheme-traffic-7262673

In the meantime, Charles is still accepting Bank Wires into his USA account that can only ACCEPT money and not PAY OUT money. 
Where is all this money? Its almost JUNE.
He must have Millions stashed away by now, he must surely have enough to pay SOME outstanding 'pendings'?
Charles has been caught out lying again and again.
There never was a Bank.
There never was a payment processor.
There were no debit cards.
And Traffic Monsoons Alexa rankings have plunged off a cliff edge - which means affiliates are deserting in their thousands.
TRAFFIC MONSOON? 'TRAFFIC DRIBBLE' more like!

3rd June 2016

Charles recently got married. How did he pay for the wedding? He didn't. He got a friend to pay for it! Charles has told some whoppers over the months but this lie is the funniest!
Firstly, why on earth wouldn't he pay for the wedding himself?
He doesn't run TM for candy drops does he.
Secondly, how many friends do you know that would willingly stump up for YOUR wedding? ZERO, I'm guessing!
Thirdly, his poor bride! I can just hear the convo now:
Bride: 'darling, I'd love a big wedding with all the trimmings'.
Charles:,' nah, I'm not spending a dime. We need things simple and cheap. I'll even get a friend to pay for it!'



9th June 2016:

How do you close down a PONZI? You block accounts!
Charles is steadily getting rid of as many as he can. Just look at these comments on his Facebook page:
' Dear Charles Scoville, my username is retprasad, my account is blocked last 12 days, its showing payment Problem, i bought adpack after 2 month, I have 135 adpack 91 adpack is running. I paid the bill my credit cards company too. I called my credit cards company, my credit cards company did not reverse any money from TM. I did not get any refund from my credit cards company. I did not do anything wrong. why did my account do bloucked? I know, your are is great, Pls unblock my account.
Thanks Retprasad'

'Jawadali1 is blocked as payment problem. It has been more than 10 days. Nobody is helping. Please can you unblock it. thanks'

'Hi Charles, i would be grateful if you can help me with my ACCOUNT PERMANENTLY BLOCKED as replied by your support ticket (by Blake) it been days now, can you help me for a reply why or reason been blocked and how do I go from here as your tele customer service can't assist me when I call them. My username: googles.'

'Charles Scoville my its been almost t two weeks that my account is been blocked, my username is mdnoorna I don't know what's been happening to my account and earning. I have been trying to reach out no one is responding and my issue is hanging. Please unblock my account. Thanks'

'My username is eughiepughie and i have been blocked since 29th may and i have sent tickets in and on reply they said charles will be looking into fraudlent credit card problems that was over aweek ago, then phoned TM support and they said waiting for charles to look into these blocked accounts but i am still waiting. Please can you inform me what am i supposed to do now that i have went down all the right channels to no avail. Charles i am not a rich man i am less than working class but i put all that i have into this business to give me a bit of financial freedom and now when i want support there is none. PLEASE HELP. Why treat me like this i have ran out of ideas what more can i do. Helpless from your support programme.'

'Dear Charles, i really did not deserve this, as one of Your most loyal members from the very beginning - I have over 1000 referrals . My account is already more than 10 days (May 29) blocked - reason Payment Problem. I have verified all accounts : paypal, stp and payza that i use for deposits and withdrawals from twenty other programs with over 6000 direct referrals - and no one ever suspended my account. i tried to get in direct contact with You through my friend tanguy hubner as well as sharon james but without success.'

.Hi Charles Scoville My account has been blocked for then a week since then I have been trying to contact Traffic Monsoon through Chat, direst call to and support ticket, Everyone keep saying "This blockage will remain until Charles Scoville has determined all the fraudulant activity that has happened is solved with the credit cards" I want to know why am I being victimised what did I do. I have put so much of trust on you and put so much money. and now. I am so disappointed and exhausted with this entire process of waiting and not being answered properly. I really hope you can fix this problem as soon as possible get back to normal. I hope you maintain your trust and a healthy record.'

' I had great confidence in making Trafficmonsoon, but unfortunately are very disappointed, we account trafficmonsoon blocked a week without any explanation, my account was verified and approved by trafficmonsoon and yet my account is locked, I sent countless messages to support, I talked to people from chat who are made only form that does not help anything and in the end I got a mail in which I was informed that the password has been changed and still formally asks sorry for the inconvenience, but surprise I tried to login with the new password and my account is still blocked, heaven can not understand this situation, you mock us we who put money into this business and treat us with contempt. Do you think you can remedy this totally disappointing Don Charles Scoville, very quickly and professionally, that's what you want to be this business that you creeato, a serious and lasting. Thank you in advance and I hope that this message is not without a serious resolution as you present yourself as a man of integrity, seriously.'

'charles am very grateful for you because I unblocked my account but I trafficmonsoon Account Status shows: Refused. I have already sent 2 times my ID to verify my account and nothing. I appreciate what I can do since I sent the only identity I have. Please excuse my insistence.'


'Dear Charles scoville. My downline username is10008pks. He is trying to make his first withdrawal through payza and his money is stuck in Traffic monsoon. Please can you intervene because support is not giving a straight answer.'


18th June 2016
Charles latest excuses:

"Are people still earning in Traffic Monsoon? YES! Are people still getting paid instantly? YES!!

(NOT ACCORDING TO THE NUMEROUS POSTS ON CHARLES OWN FACEBOOK PAGE (ETC) SAYING ACCOUNTS ARE BLOCKED AND PAYMENTS ARE PENDING)

Haters will only try to create fear, uncertainty, and doubt within you.

(TRUE! THE TRUTH HURTS! AND CHARLES BANK BALANCE REDUCES WITH EVERY CHARGEBACK!)

In case you have missed the answers previously to these questions:

1. Where is the bank? - The Traffic Monsoon bank was planned before the PayPal limitation. After it was limited, plans continued and it was made known to me after news of the bank was released that an initial deposit was required to complete the plans. With the funds temporarily held by PayPal for 180 days, the plans couldn't continue further until PayPal releases the funds.

(CHARLES SAID AT THE TIME THAT THE BANK WAS THE SOLUTION TO PROCESSORS WITHHOLDING MONEY. IF WHAT HE SAYS IS TRUE, HE MUST HAVE KNOWN HE NEEDED DEPOSITS BEFORE WITHDRAWALS COULD BE MADE. SO WHY MENTION THE BANK AT ALL? ) 

With this additional time given to us before completing plans with opening a bank, it's given me a chance to evaluate whether this is truly in the best interest of the company as a whole, or whether simply using an established company such as Allied Wallet, STP, and Payza would be better.

(...WHICH CONTRADICTS EVERYTHING HE PREVIOUSLY SAID REGARDING PAYMENT PROCESSORS!)

2. What about the bank account in Dubai? - There is a bank account opened there, but there is no need to use it because there is a bank account in the USA. There were some who shared potential that having the bank account in Dubai could create issues for the company. No funds were ever placed in that account.

(YOU HAVE TO PUT MONEY INTO AN ACCOUNT TO KEEP IT OPEN!)

The bank account in Dubai was only intended to make it easier for people in that region to send wire transfers. Now that there is a business bank account setup in the USA, we are seeing this solution also is working just fine.

(WIRE TRANSFERS EQUAL CASH - WHICH MEANS NO CHARGEBACKS. NO WONDER IT'S CHARLES PREFERED METHOD OF PAYMENT!) 

3. What happened to Amin Forati? - There were circumstances which caused doubt to fall upon whether this man was doing the things he said he was going to do for the company. It's now spread throughout forums that he is not a Maltese Ambassador any longer. He was dismissed and is currently being investigated for fraud. Amin Forati was let go without pay.

(WHICH CONFIRMS OUR PREVIOUS STORY TO BE TRUE! ) 

4. What about PayPal releasing funds each 30 days? - I agree. PayPal did say that they would evaluate each 30 days, but they haven't released anything yet.

(WHAT REASONS HAVE PAYPAL GIVEN? NO MENTION OF THAT!)

5. What about debit cards being released? - Allied Wallet cards would be done if it was up to me, but there are APIs and coding details being ironed out. I have been discussing these things with my developer and with Allied Wallet, and I have pressed them to finalize whatever needs to get done, and get these cards released. Both Allied Wallet and our members wish to have these cards released, so we are trying to sort out whatever needs to get done in order to release them.

(FOUR MONTHS AND COUNTING CHARLES. ARE KINDERGARDEN WRITING THE CODES FOR YOU?)

Obviously everyone is getting paid without problems with STP and Payza. We have improved support so if you haven't received a purchase or withdrawal, our support team is better equip to handle solving things for you."

(CHARLES OBVIOUSLY ISN'T READING THE COMMENTS ON HIS FACEBOOK PAGES! GETTING HOLD OF SUPPORT IS LIKE ASKING CHARLES TO TELL THE TRUTH - IMPOSSIBLE!)

     ***************************************
And look at these Alexa rankings today for both Traffic Monsoon AND AdHitProfits. 
Both are crashing. Which means the likelihood of Charles making it to August are nil to slim.


26th June.

More happy Traffic Monsooner posts! 

 'I WITHDRAW $30 FROM PAYZA DATED 6/16/2016
23/06/2016 WITHDRAWAL COMPLETED 
TODAY IS 25/06/2016 STILL I CANT FIND IN MY BANK ACCOUNT THAT AMOUNT WHICH COMPLETED
I WITHDARW $30 FROM TRAFFICE MOONSON PAYZA TOOK $1.17 FROM $30. 
AND IN MY PAYZA ACCOUNT AMOUNT COMES $28.83
CONVERT INTO £19.68
AND WHEN TRANSFER INTO BANK ACCOUNT AGAIN PYAZA TOOK £2.25 FEE
MY QUESTION IS WHERE IS OUR PROFIT????????
OUR ALL PROFIT GOING TO THESE COMPINES??
WHEN WE ARE BYING ADDPAK THEY TOOK FEE WHEN I WITHDRAW THEY TOOK FEE.. 
ON TRAFFICE MONSOON PAYZA SHOWING 0% FEE 
WHY PAYZA TOOK 1ST $1.17
THEN £2.25
ALMOST PAYZA TOOK $6 DOLLERS FROM MY $30'



28th June 2016

Charles has just announced that he is launching a pre-paid Allied Wallet card which will cost you $6. Unfortunately for Charles, Allied Wallet have a 'live chat' option and I've just had a very interesting chat with them!
Charles announcement:
'Today is the day! We are finally ready to release the option to be paid out on your Allied Wallet prepaid debit cards!
Button can be found on the withdrawal page, and add a card page for ordering your Allied Wallet card.
Just make sure your name and address information are correct before processing the order, because once ordered and paid for, there's no way to make a change and we want you to receive your cards!
* Card delivery may take up to 2 weeks.
We're also integrating 3D Secure credit card processing at check out.
We've also implemented the "Add Card" feature which will help protect you from having anyone else use your card with Traffic Monsoon.
This means you'll need to upload front/back of your ID cards, and a recent utility bill to help us ensure you are the rightful card holder. This requirement is being placed on us by Allied Wallet, and we aim to comply and keep our business strong for years to come!
When you order your Allied Wallet card, you'll first pay a 1-time $6 for the card. When requesting funds from Traffic Monsoon to your card, there is only a $0.50 fee.'

Allied Wallet Chat:
Please wait for a site operator to respond...
Operator Alicia has joined the chat.
Alicia
Thank you for contacting Allied Wallet . How may i assist you ?
07:41 PM
Ticket S31283****** is created. The chat transcript will be attached to this ticket after the transcript is saved by system.
Tara Glassia
Hello, can you please tell me why you charge $6 for a pre-paid card? Thanks.
07:42 PM
Alicia
Well, in that case you may contact Traffic Monsoon directly and check with them.
07:44 PM
Tara Glassia
How do you know I was talking about Traffic Monsoon?
07:45 PM
Alicia
It costs you nothing to receive and activate a card. We also have eliminated many fees that other companies charge, like; annual fees, monthly maintenance, online access, customer service, and
activation fees. We do have reasonable fees for usage that are described in detail in the Cardholder Agreement, available at: www.AlliedWallet.co.uk/prepaid.
07:46 PM
Because currently they are offering prepaid cards from Allied Wallet. Not every merchant with us doing that.
07:47 PM
Tara Glassia
So the $6 charge is not from you?
07:48 PM
Alicia
Tara you will have to contact Traffic Monsoon directly to get that information.
07:48 PM
Tara Glassia
But they are saying that YOU are charging this amount. They are also saying that you want the back and front of bank (*) cards AND a utility bill as proof of address. Is this your policy or Traffic Monsoons?
07:50 PM
Alicia
If you need additional help understanding any part of the Cardholder Agreement or the Privacy Policy,
please contact us through the website at www.AlliedWallet.co.uk/prepaid.
07:53 PM
Tara Glassia
I don't need additional help, thank you. Just to confirm. Traffic Monsoon are lying when they say YOU require the $6 charge(**). And you haven't answered my question regarding the card information?
07:55 PM
Alicia
Tara , regarding the documents if traffic monsoon is requiring you to send the documentation then ideally user's will have to submit it as per their request which is applicable for every user.
07:56 PM
And since the card is being sent by Traffic Monsoon and regarding the charges you will have to check with them.
07:57 PM
**********
*The ID card mentioned in this transcript was previously mentioned in a Traffic Monsoon post as meaning a bank card. This hasn't been confirmed.
**The $6 fee has been imposed by Traffic Monsoon only. This is not an Allied Wallet policy.

July 7th
Great news this morning! Lots of people are reporting that PayPal have been refunding previously refused Chargebacks!

http://taratalkstoday.blogspot.co.uk/2016/02/traffic-monsoon-paypal-refunds-and.html

...and Charles has announced you now need to click 50 ads a day instead of 10!

http://taratalkstoday.blogspot.co.uk/2016/07/traffic-monsoon-refunds-and-ridiculous.html

July 10th 

To all those people who read this page and are waiting for August 9th to come round, ask yourselves this question:
If PayPal are suddenly releasing Chargebacks that were previously refused, why don't they release the frozen funds to Charles immediately as well?

July 21st

Remember those Allied Wallet cards that Charles promised you? The ones he made you pay $6 for?
Well surprise, surprise NO CARDS! And to add insult to injury, the $6 you paid will be refunded to your account balances which you'll never manage to withdraw. So Charles has just made a bundle of cash from you! 

'After getting the green light to allow our members to order Allied Wallet pre-paid cards, Allied Wallet bumped into some complications which resulted in them not being quite ready for these orders yet.
Instead of making you wait until things are resolved, I've decided it is best to refund you $6 for your purchase. The $6 is being returned to your Traffic Monsoon account balance, and can be viewed within your account balance history labeled, "Allied Wallet Card Purchase Refund"
So if there is any question whether you have received refund for this purchase, please check your balance history and look for "Allied Wallet Card Purchase Refund" on today's date.
I'm very sorry for the inconvenience this has caused you.
My recommendation for now is to use the Payza card instead rather than waiting on Allied Wallet to resolve things.
On a more positive note: Payza cards are being sent out very quickly, and people are experiencing fast withdrawals to their cards. Ernie Ganz has been in communication with Firoz Patel at Payza to organize additional benefits, such as a credit card gateway through Payza which will accept both Visa and MasterCard.

After studying into bitcoin and coinbase, I've found it possible to accept bitcoin in USD and ensure a zero loss situation due to volatility of the bitcoin exchange rate when accepting bitcoin. In the near future I expect to begin accepting bitcoin as a method of payment on Traffic Monsoon.'

27th July 2016

GREAT NEWS!
The SEC has frozen Charles accounts and will seize his assets once a receiver has been appointed. 
'Federal regulators are trying to halt the operation of a Utah company that purports to share profits from online advertising services, but that regulators claim is a Ponzi scheme that took in $207 million from more than 160,000 investors around the world.
The Securities and Exchange Commission filed a lawsuit Tuesday in federal court in Salt Lake City and asked for a temporary restraining order against a company called Traffic Monsoon and owner Charles David Scoville, 36, of Murray. U.S. District Judge Jill Parrish granted the restraining order Tuesday evening, freezing the assets of Scoville and Traffic Monsoon, which is sitting on about $60 million in cash in the United States, Canada and the United Kingdom. Regulators seek appointment of a receiver to find and protect the assets of Scoville and the company.'

The facts so far are:
On January 11th 2016, PayPal froze outgoing funds from Traffic Monsoon. This freeze ended on July 11th 2016. But instead of releasing funds to affiliates, Charles transferred $25.6 MILLION to his Traffic Monsoon account and then instantly transferred $21 million into his PERSONAL BANK ACCOUNT.

The SEC have effectively closed Traffic Monsoon down. Its accounts will be frozen and its assets seized. This is GOOD news for the affiliates who have lost money, so please don't despair entirely. There is a really good chance that EVENTUALLY you may get some (or all) of your ORIGINAL SEED money back through legal RECEIVERSHIP process.
For those of you that haven't already tried for a Bank or Credit Card Chargeback, it would definitely be worth a try now. You would have a very strong case. All the information you need is here:
http://taratalkstoday.blogspot.co.uk/p/get-your-money.html

This is Charles latest message. Every sentence is a lie! He has delusions of winning his case against the US Securities and Exchange Commission! 

'Charles Scoville Good news. I spoke with the SEC this evening, and they have been so kind and wonderful. They have recognized I have been very honest and open with them about everything, and they recognize my pure intentions behind this business. They know and can confirm that the reason I moved funds to my personal account previously to coming to the USA was to protect people's money from these fraudulent checks circulating. They feel we can work something out that allows Traffic Monsoon to move forward through restructuring. More discussions will follow, but I have expressed to them that I want to find through creativity working together with the SEC a way to make everyone happy, or at least say: "oh, it's not that bad!" Additional conversations and meetings with them will follow. More updates to come when they're made available'

July 29th
Latest news in:
The SEC has requested the court date to be re-scheduled to September 23rd.
Charles has been posting lots of messages telling affiliates that evrything is ok and that Traffic Monsoon will somehow rise and be reformed etc etc. Its GARBAGE folks!
His company has been put into the hands of the Receivers, his assets have been frozen and he has NO access to his bank accounts.
Your accounts will by now have STOPPED working and NO pay outs will happen ever again.
News on the Receiver details will be posted asap.

'Traffic Monsoon preliminary injunction hearing rescheduled for 23 September:

Earlier today a joint stipulation was filed by the SEC and Charles Scoville, requesting the upcoming August 5th preliminary injunction hearing be rescheduled.
The parties also requested the current TRO in place be extended until the rescheduled hearing.
An order passed a few hours after the filing granted the request, with the preliminary injunction rescheduled until September 23rd.
The TRO has also been extended till then. The Receiver remains in control of Traffic Monsoon and Charles Scoville’s assets as ordered on the 27th.
No reason for the request for a reschedule is provided in the joint-filing. Of note is Scoville personally signed the joint-filing, suggesting he has yet to acquire legal representation in the matter.'


http://behindmlm.com/companies/traffic-monsoon/traffic-monsoon-preliminary-injunction-hearing-rescheduled-for-23-sep/

(Thanks Shami for this info!)

31st July


Here is Charlies latest rant. He's explaining why Traffic Monsoon can't be a PONZI. Another Comic Classic saved for the archives:

'Regardless of what you think. Traffic Monsoon has more money to pay everyone what they have earned .. More money exists in the payment processors than is owed on member accounts for earnings.. No matter what, there are profit margins .. So even if everyone was buying adpacks, the profit margin was the only thing being shared on all the services anyway. Plus, the service purchased is labeled as a service, not an investment .. And further in terms of service everyone agreed to upon signup, says that buying any service with traffic monsoon is not any form of an investment of any kind. Full disclosure of expectation always provided that qualifying to share in revenues by clicking minimum number of ads does not guarantee any amount you would receive .. but whatever profits generated by processing the sales of services you can surf and qualify to receive. Yes, a max of $55 was set, but there wasn't ever a guarantee it would be reached. No time frame ever given.
I have always done things to help and benefit everyone in this company. The hurt came from PayPal limiting funds. I have always done everything to help lift people, benefit people, and help people achieve something more.. Even the services themselves rank among the best advertising services online.
Just remember I have always worked for the good of members. Always.. Even if plans I released didn't work out and I was called a liar.. it was me who at least tried hard to work for all of you every step of the way since day 1.
When people wonder why I didn't release news that paypal released funds. It took time to request all the funds. July 11th I learned. So I tested it out by sending $100,000 to my bank. I waited to see if it actually came. A few days later I found that they came. I started withdrawing more from PayPal. It took 255 requests to request the total I was able to withdraw. I didn't request it all out in 1 sitting. It took some time. Because I knew it would take time to move the funds out of PayPal, I didn't release that this was happening. I wanted to first get them into Payza then release to the public that PayPal had released some funds. I wanted it to be "BOOM" it's there. I didn't want to tell people PayPal released funds but not be able to do anything. I wanted to tell people this had happened when I could do something, and actually have the balances released!
I didn't have statistics to show me which services revenue came from. to me it didn't matter. Reason is because what was shared was profit margin regardless of service purchased.
Revenue was there and more money existed than was on member balances.
I definitely have shown what was in processors and how much more was there compared to member balances. Ponzis DO NOT have enough money to pay people what they have earned. Traffic Monsoon DOES.
Today 31 July 2016.'


What you neglected to mention Charlie, was that all that money that is supposedly there to pay affiliates was sitting nicely tucked away in your own personal bank account - money that you siphoned off a whole month ago when PayPal released all that money earlier than you said!
What's worse is, it went to TRAFFIC MONSOONS ACCOUNT first, and THEN your own.
So, in theory, you could have paid out all that money to affiliates with pending balances!
  

3rd  August 2016 
 Latest update:
http://taratalkstoday.blogspot.co.uk/2016/08/traffic-monsoon-what-now.html

Since Charles is not currently in the United States, the receiver has offered to pay for him, his wife and son to return to Utah. This motion is currently going through the court
Thanks to 'behind MLM' for this info:
http://behindmlm.com/companies/traffic-monsoon/traffic-monsoon-receiver-to-pay-for-scovilles-flight-to-us/#more-30931 

4th August
This motion has now been granted.This means that the receivers will give Charles enough money to fly into the USA with his wife and son.

5th August 2016
TRAFFIC MONSOON IS OVER! THE SITE IS CLOSED!
https://www.sec.gov/litigation/litreleases/2016/lr23604.htm


6th August
Charles is asking: What is really going on here?
We can answer that Charles. The SEC have ended your PONZI reign and will hopefully see you jailed for stealing millions of dollars!  

'I've spoken with a few lawyers lately. One thing is clear. Traffic Monsoon is not offering a security. It's not offering an investment. That is one thing very certain through these communications. A security is when someone makes a deposit or investment, and walks away. Does nothing. They rely upon the market to do its thing, and hopefully make a profit. There is no service provided to these "investors". Traffic Monsoon sells services. One service is the adpack. It provides a service. The company also is in need of service: surfers. Surfers are paid when they provide a service to traffic monsoon. Paid with money which actual money already exists and received by the company from the sales of ad services. Money paid from advertisers who made purchases 24 hours ago or more, the surfers provide a service to the company and view other people's websites. Every lawyer I've spoken to about this situation all believe the SEC is wrong in their findings, and especially wrong when they learn that there is more money available than what people have earned!
So why did the SEC file this lawsuit? Why have so many judges been recused from the case after being assigned? The SEC is getting paid. Are you? The receiver is being paid. Are you?

What is their intention here? Is it really to protect you? Or to grab the money? If multiple lawyers all say there is no investment here or any security... and the State of Utah Securities Division closed their file in the past finding no security.. what is truly going on here?

8th August 2016
A new TM site is on the web that IS NOT an Official site!
****DON'T GIVE IT YOUR EMAIL ADDRESS OR PERSONAL INFORMATION*****
We don't know how it's operating, but we'll keep you updated:
https://trafficmonsoon.plus/home

***************
URGENT!! DON'T DONATE MONEY!
Some 'Go Fund Me' sites have just been launched to raise money for Charles, and crazy people are actually parting with MORE money by donating! 
Why on earth would anybody be stupid enough to give Charles MORE money?
The sooner Charles gets arrested and charged, the better!




9th August
Charles has handed over the whole TM database to a mysterious anonymous person who has now set up another 'NEW TM' site. Data protection springs to mind here?
If you'd like to report the site, I'm sure the lovely guys at the SEC would love to hear from you!

Daniel J. Wadley (10358) 
wadleyd@sec.gov 
Amy J. Oliver (8785) 
olivera@sec.gov 
Alison J. Okinaka (7954) 
Okinakaa@sec.gov 
Cheryl M. Mori (8887) 
moric@sec.gov 
Attorneys for Plaintiff Securities and Exchange Commission 
351 South West Temple, Suite 6.100 
Salt Lake City, Utah 84101 
Tel. 801-524-5796 
Fax: 801-524-3558


 Traffic Monsoon.plus



10th August
This is the Official Traffic Monsoon Receivers page for you to contact Peggy Hunt @ Dorsey & Whitney.
http://dm.epiq11.com/TMON/Project
and this is her Official Email address:
trafficmonsoon.receiver.inquiries@dorsey.com


11th August
A UK paper 'The Daily Mirror' has picked up on the Traffic Monsoon story. Very few papers report these Ponzi's so it's great that Andrew Penman is doing so.
 http://www.mirror.co.uk/money/pyramid-investment-scheme-worth-160million-8601621
(thanks to everybody who sent me these links , much appreciated!)

12th August
Court subpoenas have been issued to specific banks requesting documents about Charles numerous other companies and his immediate family. It's especially interesting that his son is mentioned. 

http://behindmlm.com/companies/traffic-monsoon/receiver-issues-bank-subpoenas-against-scoville-family/#more-31119

16th August 
So far, the case against Charles is civil one.
So why has he hired a CRIMINAL lawyer, Edwin S Wall?
http://www.edwinwall.com/



17th August
Charles donation page to his legal bills states this:
THE ASSUMPTION WITH YOUR DONATION: Contributions less than $14,000 a year will be a classified as a gift. Contributions greater than or equal to $14,000 a year will be classified as an interest-free loan. It is unlikely Charles will be able to repay this loan, so it should be considered a bad debt for tax purposes.
Thank you!"
NOTE:
 'It is unlikely Charles will be able to repay this loan',
Why not? If your own relatives think you're guilty Charles it surely is game over!

********

Remember Amin Forati, the CFO that Charles took on?

This is what Charles had to say on the subject:

Since plans were already in motion to open a bank and secure company assets there to avoid this sort of thing, it was decided to turn this situation into a positive. Inform people of the bank plans, and time expectation for this to be completed as given to me by this group of people already working on the plans. I knew it would take 6 months to get all money out from PayPal, but also relied upon PayPal releasing some funds each 30 days. We could transition those funds into the bank, and payout members on cards issued by Traffic Monsoon.



After releasing the news, I went to work trying to help ensure members didn't have to wait 6 months to get paid. Among all the people we met with, there were a few people who seemed genuinely that they could help. Amin Forati positioned himself as someone who could help with PayPal. He believed he could get all the money out with the help of his international contacts within the UN, senators, and various other connections he has within the banking world. The only way he could pull this off was if he was made CFO of the company. Contract was drawn up to include percentage of revenues of the company, he was made CFO, and then time passed. It didn't appear anything was going on. It didn't appear he was doing anything. Time was of the essence, and we needed to find solution urgenty. Since he was bombarded by emails.. and many people contacting me accusing him of lying about his ambassadorship for Malta, and picking into the claims presented by Mr Amin Forati about his background-- plus in additional nothing actually being done to resolve the PayPal issue, but a lie he created about $3 million being released in a month; which never happened.. I had to let him go without pay, and felt the contract was null and void since he truly didn't do anything he was contracted to do... and therefore I was not obligated to pay him anything at all.'


17th August
Charles is off again. Digging himself a deeper and deeper hole. 
Todays 'defence via social media' gem is that he's donated oodles and oodles of money to charity - just because he's that kind of guy!  

'Many of you have not read the full deposition. If you did you would come to a question asked of me about an amount of money removed from my Traffic Monsoon account totaling around $80 million. The SEC wanted to know why I would remove this amount from my account. The SEC was so confused WHY. I told them this was too much money for me. I didn't need that. So I chose to put it in queue for sharing to members, and through time the amount of money I had earned as a personal income from Traffic Monsoon was shared with members instead. I also had my programmer reduce my personal income and place more of it automatically into being shared with members so I wouldn't have to remove it as often.

The SEC's report does not report how much money I had donated to charities. The SEC's report does not report on how much FREE members had withdrawn from clicking on cashlinks and referral commissions.

The SEC's report also does not indicate that millions had already been sent to Payza from my personal account AND HAD BEEN paid out to members. $150,000 per day combined between personal and business account had been sent to Payza Monday-Friday for quite some time. $100,000 from personal and $50,000 from the business account. Having company funds moved over to my personal account to be moved to Payza was quite typical, because I could move more from my personal account because of the account type than the business account type allowed.

Interestingly enough, the SEC's report DOES recognize that Traffic Monsoon website was not selling any investments, and also none of the promotional tools provided by Traffic Monsoon contained anything about investing. The purchase page displays the service a buyer would receive, and also clearly indicates the purchase is not an investment. They also recognize that through the site there is no income guarantees, no refunds, and customer's agreement that their purchase of advertising service is NOT an investment. So why in their report are they calling customers investors?'

August 21st
Traffic Monsoon has now turned into Traffic Hurricane!
New site ,same look, same ponzi. And unbelievably, it looks like nearly 1000 people have already joined. Which just goes to show you can't help 'stupid'.
(Thanks to RealScam.com for the info!)




Meanwhile, over on Shazza's page, she's not only pushing 'Traffic Hurricane' but also still pushing Traffic Monsoon.
She has this disgraceful pic of Charles using his son to promote his scams. 



Newsflash Charles - kids grow up. Do you really think he'll be thanking you for using him so shamelessly?


Sharon James is a major promoter in Traffic Monsoon.
When clawbacks come, she will definitely be top of the pile!

25th August
What about Charles OTHER current ponzi - AdHitsProfit?




As you can see, its a vulgar version of TM but still taking money I bet? 
Charles has been quoted as saying that the SEC have frozen his money there too, but the site is still up. For how much longer I wonder?
*******
Meanwhile...Charles is still rambling away like a madman:

Let's put things into perspective so you can see how ridiculous this is. I sell ad service. I reward non-paying customers to click on ads. I chose to reward people who buy an adpack service to click ads from profit margins. I have advised potential customers this is not an investment and only by the service if they want ad service, just like I had in the terms of service. Every effort was made to communicate with the potential customer what it is being offered on my website, and that the offer was not for any sort of investment. No income guarantee. Nothing the definition of investment would warrant had been offered or guaranteed to customers.
In contrast: Hillary Clinton used a personal unsecured email to send/receive confidential information, which is a breach to national security protocols and could have placed our country at significant risk. She lied under oath in her deposition to the FBI.
The Department of Justice looks at what Hillary Clinton did and says, "that was careless." No charges filed. Even though confidential information which was transmitted through an unsecured email address could have placed our nations security at risk!
But me-- PayPal has crippled my business, and because of PayPal's actions people claimed to have been scammed but they fail to understand that I couldn't pay people or deliver the purchased traffic when PayPal was holding onto over $60 million of my company's money. Instead of people understanding that the PayPal limitation blocked my ability to deliver traffic and pay people, heartless people attack my personal integrity because of misunderstanding and twisting things to make me look bad.
Telling the TRUTH in my deposition to the SEC.. selling an ad service and choosing to give my profit margins away is suddenly so terrible there's groups of people who organized who believe I should go to jail for the rest of my life. The SEC has taken away everything I own; making me basically homeless and penniless and powerless to act.'

*****

And in the UK we have Sunni Patels REVOLUTION DAY on Brighton beach this Saturday!
'X' amount of affiliates will all line up on a pebbly, wind swept beach to tell the SEC how amazing TM is and that they are truly horrible to poor Charles. 
Can't wait to see how that turns out!
*****
And as if things couldn't get any more ridiculous, he's organised an affidavit for affiliates to sign:
(thanks to RealScam.com for this!)





28th August
Well, the Revolution took place. All fifty of them. 
They were all shouting 'Justice for Charles! Justice for Charles' like lemmings about to jump. They even handed money to a lawyer to notarise documents stating, in basic terms, that TM isn't an investment. So what name would they give to turning $50 into  $55? Magic?  Sunil even promises his followers that they'll receive 75% of their money back!
Is that a personal guarantee Sunil? 
More pics and vids on our Facebook page:

https://www.facebook.com/TrafficMonsoonPONZI/




9th September

The Receivers are issuing Subpeonas left, right and centre at the moment.
From our Facebook page Traffic Monsoon Scam:
https://www.facebook.com/TrafficMonsoonPONZI/

(8th September)

Subpeonas have been served on Payza, Payment World and Pay World by the Official Receivers, requesting information on:

Charles Scoville
Traffic Monsoon UK Limited
Traffic Monsoon UK
Semera Hussain (Scoville’s wife)
Taylor Scoville (Scoville’s son)
Kelly Escobar
AdHitProfits
TviPtc
InfinityBux
BuxSecure
PowerfulBux
ForeverBux
BuxUnleashed
Banrev.com
Ultimate Power Boost
WealthEngineX and
U Launch Formula

Read the full article here:
http://behindmlm.com/…/traffic-monsoon-receiver-subpoenas…/…

9th September 2016
New ones just filed are requesting information on:
Ernie Ganz.
David Barker
Dennis Burke
and the Law firms:
Katten Muchin Roseman LLP
The Law Offices of William I. Rothbard.

Full post can be seen here:
http://behindmlm.com/…/traffic-monsoon-receiver-subpoenas…

12th September 2016

News on Amin Forati and his connection to a Swiss company called S3:
http://taratalkstoday.blogspot.co.uk/2016/09/dr-amin-forati-traffic-monsoon-swiss.html

13th September 2016

The hearing on the 23rd September has been postponed to November 1st due to Charles changing lawyers.
So if he keeps changing counsel, will the case be moved forward again? And again?
Full post on 'BehindMLM' here:
http://behindmlm.com/companies/traffic-monsoon/traffic-monsoon-injunction-hearing-delayed-scoville-changes-lawyers/

More news regarding the link between Swiss Space Systems and Traffic Monsoon:

http://taratalkstoday.blogspot.co.uk/2016/09/dr-amin-forati-traffic-monsoon-and-s3.html

21st September

Latest news regarding Amin Forati:
http://taratalkstoday.blogspot.co.uk/2016/09/traffic-monsoon-amin-forati-d-and.html
and affiliates have started filing lawsuits for the return of their 'investments':
http://patrickpretty.com/2016/09/20/2-new-lawsuits-filed-against-traffic-monsoon/

24th September
Charles has filed a Court injunction to try and stop the preliminary hearing on November 1st citing:


  • AdPacks are not securities.
  • Affiliates are not investors.
  • Traffic Monsoon is not a Ponzi scam.
  • Since 90% of TM's affiliates are not US based, the US security laws do not apply.
  • Scoville resided outside the US.
  • Traffic Monsoon is the same as Google Adsense.

Full story here:
http://behindmlm.com/companies/traffic-monsoon/scoville-files-opposition-to-traffic-monsoon-preliminary-injunction/


6th October 2016
Some more Chargeback successes posted today.
It ISN'T too late if you're prepared to make the effort:





"Hi guys I just want to say a big fat thankyou for the valuable info you guys have shared on how to get a chargeback.

We purchased over 9 thousand dollars worth of adpacks in September of last year. When the SEC saga happened we thought, crap, we gotta get out quick. I thought my chances were very slim as it had been well and truly past 180 days since we purchased them but thought I'd try my luck with the info you guys have kindly shared on your page.

We tried with PayPal first and that was horrible dealing with them. We opened our case but As soon as they see how old your case is (past 180 days)they close it instantly without even looking into it or notifying you. We didn't take no for an answer but after a tonne of emails with a tonne of automatic/generic responses we gave up on PayPal. I'm convinced they have monkeys & robots working for them.

Anyway We moved onto trying a chargeback with our bank ANZ. We filled out a disputes form & sent it in. They replied saying it was outside of their usual timeframe to deal with disputes & that they were sorry and all that other carry on. We then replied to them with all the information you recommend on your website including the 120 day rule covered by international visa laws and a bunch of other stuff. They replied saying that out of good will they will contact the merchants bank for a refund. We were asked to provide more info on the matter and then to leave it with them.

While this process was going on we noticed PayPal had reopened our case, this was due to our bank initiating the chargeback with them. After 10 or so days the case was closed with an outcome of "case closed due to insufficient evidence to dispute chargeback". What on earth does that mean!? We learnt Basically that means there is not enough evidence to decline our request for a refund of our money, yay! Although a good outcome we still had to wait to see the response of our bank to see if they would agree with/uphold that decision & refund our money.

Also on a side note PayPal are quite slack with notifying customers of an update, so we were always checking our PayPal account for updates, they never sent emails to say there was an update on our case.

Fast forward to now and we have just received a full refund of our money! We were notified two days ago that our chargeback was successful & the money is now sitting back in our account. It took less than 3 months to get our money back. So It is possible to still get a refund even past the 180 days, even after a year! Do it, there is no harm in trying and never take no for an answer, believe that you will eventually get a refund and you will get it. It definitely helps now that traffic monsoon has actually been shut down by the SEC as that makes your case stronger!

I can't thank Tara talks and this page enough, we are so very grateful and the money could not have come at a better time, thank you thank you thank you '





8th October

Latest updates:
The SEC has refuted Charles accusations by stating that he DOESN'T have the funds to pay everybody: 

http://behindmlm.com/companies/traffic-monsoon/sec-traffic-monsoon-does-not-have-sufficient-funds-to-repay-investors/


They have alo issued subpeonas to: 

William Bryant.
Google.
Yahoo.
http://behindmlm.com/companies/traffic-monsoon/traffic-monsoon-receiver-subpoenas-google-yahoo-william-bryant/

The SEC has also stated that Charles  constant rants on Facebook are 'legally meaningless' and 'without merit'

 http://behindmlm.com/companies/traffic-monsoon/sec-scovilles-arguments-are-without-merit-legally-meaningless/#more-32075

'...It involved (1) an investment of money, (2) in a common enterprise, (3) with a profit derived from the efforts of others.

Neither Scoville’s attempt to embed $11 worth of imaginary “advertising services” within the $50 investment, nor his requirement that investors click on other banner ads for 4 minutes per day irrespective of the number of AdPacks purchased, changed the nature of what he was selling – the opportunity to receive a return.


'Scoville’s comparison of AdPacks to breakfast cereal or Happy Meals, while perhaps clever, is nevertheless legally meaningless.'


'Scoville’s argument that the anti-fraud provisions of the federal securities laws do not apply to his fraudulent conduct relating to Traffic Monsoon investors who reside outside of the United States is without merit.


Moreover, even if Morrison did apply in this case, the Traffic Monsoon Ponzi scheme would still be subject to the federal securities laws. Traffic Monsoon was a Utah registered business being run out of Murray, Utah.


Its Utah address was included on its website. Scoville was a U.S. citizen who resided (by his own admission) in Utah, irrespective of time he may have spent in the United Kingdom.


Traffic Monsoon was operated exclusively through computer servers housed entirely in North Carolina, which facilitated all of the transactions conducted by Traffic Monsoon investors, wherever situated.


Because the transactions were effected with a U.S. Company, through U.S.-based servers, they were “domestic securities transactions” under Morrison, regardless of where the investors resided at the time of the transaction.'



22nd October 2016

Yet another Go Fund Me page has been launched by Charles 'mom', Shirley Scoville:

'Charles David Scoville, a young, single father with full custody of his son, needed a job where he could work from home. He studied and finally launched a very successful advertising business online, Traffic Monsoon. Not only did the business provide for my son, Charles, and my grandson, it helped thousands of people in numerous countries. 


Charles’ situation took a terrible turn on July 26, 2016. The Securities and Exchange charged him with security fraud and seized all of his personal and business assets. He had nothing with which to defend himself from this false charge that could not only ruin Traffic Monsoon but his life. Losing this civil case could open him up to further lawsuits that possibly could lead to prison. Friends and family rallied to secure a qualified and experienced legal team, which is essential to winning against the SEC.

The SEC’s receiver is paid out of Charles’ funds, but Charles does not have access to them himself. With such disproportionate odds against Charles, I am asking for your help to secure justice for Charles in a very winnable case. Funds raised in this campaign will go to “Scoville Legal Defense Fund” my husband and I set up for Charles. My husband or I will send the funds to Charles’ legal team. We have no idea how long the SEC will fight, but we think $50,000 will get us to the next level of need and should be gathered as soon as possible.


Many know Charles as an entrepreneur, a transparent and honest owner of Traffic Monsoon, a father with his son, and a generous philanthropist. He is all of these. He also needs your donations now as his funds are seized. Your donations quite possibly will mean the difference between winning and losing. My husband and I, Charles’ parents, thank you from the bottom of our hearts. When you are in need, every little bit matters greatly, and we cannot express adequately our gratitude. Thank you.'

https://www.fundedjustice.com/en/projects/34050-Mom-s-Fund-for-Charles-Scoville





3rd November 2016

https://taratalkstoday.blogspot.co.uk/2016/11/traffic-monsoon-case-to-resume-on.html
The case is still ongoing. News to follow


4th November 2016
https://taratalkstoday.blogspot.co.uk/2016/11/traffic-monsoon-court-hearing-adjourned.html
The hearing is adjourned until November 30th 2016

5th November 2016

https://taratalkstoday.blogspot.co.uk/2016/11/traffic-monsoon-latest-court-information.html
The original order has been extended and the assets placed under court control.

30th November 2016

The case has been heard and Judge Parish is now considering whether to send this to the Supreme Court. More details to follow when available.  

7th December 2016

We're still waiting for news of the Court decision, I promise to post as soon as the outcome is available.
(Please accept my apologies for your new comments not showing. This section is full to the brim I'm afraid. You're welcome to pop over to our Facebook page through, see you there! 
https://www.facebook.com/TrafficMonsoonPONZI/)

20th December 2016

Still no news on the Court case, but we do have news about Amin Forati:
https://taratalkstoday.blogspot.co.uk/2016/12/amin-forati-latest-newspaper-story.html

1st January 2017

I had notification of a chargeback this morning from Barclays, so it isn't too late!

hi, tara i had made 3 transaction to trafficmonsoon via paypal so i have made 3 chargeback claim through barclays bank on 
14 oct 2016. case ref no 1******oct16 :- £35.51   case ref no 1*****oct16 :- £1729.60 
case ref no 1***** oct16 :- £1758.37 

now last week i got a letter from barclays for case ref no 1***** oct16 saying:
' Since your initial dispute was raised for £1729.60 to paypal *trafmonsoon, they have challenged your claim. on your behalf we have rejected their challenge and we have advised them accordingly. visa regulation require us now to give the company and their bank a further 60 days to review and respond. they are only likely to do this if they can prove there was a valid reason to have debited your account. if this is the case, we will contact you accordingly. your barclays team.'
now yesterday i received a text from barclays saying you are been credited £1758.37 for case ref no ********** 14oct16. i have also checked my barclays account yes its been credited, i am very happy'

It still isn't too late to make a claim as long as you are within the 540 day limit. 

25th January 2017
Still no news on the court case but there is an interesting development in the S3 story re Amin Forati:
https://taratalkstoday.blogspot.co.uk/2017/01/swiss-space-systems-latest-development.html

26th January 2017
Charles has filed another Motion to Dismiss:
http://trafficmonsoon.org/12517.htm

9th February 2017
Charles is 'exposing' the SEC!:

πŸ›‘ SEC EXPOSED πŸ›‘
There are many who ask questions about the future. When will something happen? What will it be?
I recognize this comes from a place of pain and stress. We just want to be relieved of the injustice which has fallen upon all of us because of PayPal's sudden turn against our business, and the SEC twisting things around to paint an image of something that truly doesn't exist.
Foundation:
It's been proven that there is more than enough money to pay everyone what they have already earned, deliver the services, and have money to spare. There was no ponzi and that's plain and clear to see. New sales weren't needed to meet current obligations.
Those who have been involved in TM for a while certainly have seen results in their advertising, and learned first hand that our services are not an illusion. When PayPal limited TM, certainly all who were involved for a while noticed a drop in visitors to their sites. This is something I don't have to prove to anyone, because each of you experienced it for yourselves.
All along I have always positioned the offers on TM as strictly advertising services. Video clips of me at meetings have been shared and spread to show most undoubtedly that I explained that when someone makes a purchase of an adpack, they receive the service they paid for. The transaction is complete. The money they spent was exchanged with the company for the service they paid for. Now that the money is held by the company, it was used to deliver the services, pay commissions to the sponsor, and from the remaining amount left over amounts were rewarded to people surfing ads in the traffic exchange.
I've always been clear what is offered on TM. Anyone who thought TM was an investment were mistaken, plain and simple. TM never worked as an investment. it's always worked as a business which sells ad services, and rewards people sales commissions for selling the services, and rewards people with cash and advertising credits for viewing other people's websites. The money always came from the sales of services, meaning money the company ALREADY HAD in hand BEFORE issuing any commission or reward for surfing.
Explanation:
Pretty much everyone can see already that TM isn't a ponzi and never offered any investment. So why did the SEC get involved?
To protect people? They wanted to make sure people weren't harmed from some ponzi scheme? How many people feel protected by how slow this is moving? Scheduling a hearing the SEC was so busy with so many other things, including vacation. So while you're all suffering, they're off enjoying themselves. They care about you?
Simple. THEY WANT THE MONEY. All they had to do is freeze all the assets, get a temporary restraining order, and make it so it would be nearly impossible for us to defend ourselves!
The image I've uploaded along with this post clearly indicates that part of the funds obtained by the SEC will go to the whistle-blower. PayPal. What benefit does PayPal have to work with the SEC to make TM look bad? They get a PAY OFF from the SEC.
What does the SEC get for winning against TM? Well, looking at the image it's clear. Only SOME of the money would go to the people involved in TM. The rest goes to the SEC's treasury.
The SEC plan to setup a website for members to submit a claim for money. It isn't going to be found or even used by 100% of the people who's money this is. Low percentage of people will know about it, and low percentage of people will even use it. The rest goes to the SEC.
The receiver benefits from the money while she holds onto it. So you can imagine why she wants to work towards making TM look bad. She wants this case to last a long time too. Longer it lasts, the more she gets to use the money.
In a system where the SEC and receiver benefit from seized assets, the motivations behind enforcement become questionable. They appear to be manipulating the system for their own gain! If the receiver and SEC didn't benefit from seized or frozen assets, I believe they would be more likely to be honest and fair. Probably by now they would have already admitted they were wrong, or never even opened this case to begin with.
12th February
Charles alter ego - Mama Shirley - is begging for more money. Shouldn't there be a law against  this?



ALERT, ALERT, ALERT CLARIFIED! In light of recent events, ClixSense losing PayPal, TM losing PayPal, and the Department of Justice investigating PayPal, I feel great uncertainty with using PayPal as the payment processor for “Mom’s Fund for Charles Scoville,” my Funded Justice campaign. This is especially true since PayPal has placed a review on my account, and a limitation. While this limitation ONLY prevents me from closing my account and no funds are stuck inside PayPal, I am uncertain of PayPal’s intentions. PayPal use is risky.
Please send any donations through bitcoin and bank wire from this point forward until I can get Stripe or another payment processor on Funded Justice. By the way, I love bitcoin.
URGENT! We have a serious and immediate need for everyone to donate. We likely do not have sufficient funds to pay the next bill, which is due Feb. 13. We can pay it late with your help. Help save your business!
Bitpay.comcoinbase.com are just two of the resources. Please set up an account and send over whatever you can. The case will not be won with good feelings and talk. WE NEED DONATIONS NOW!
DONATE BY BITCOIN: 12Xkjbqknaub1JnSbKff73k66nYQ96dR4m
DONATE BY BANK WIRE:
Scoville Legal Defense Fund
BBVA Compass Bank
Routing number: 107005319
Account number: 6740871364
SWIFT code: CPASUS44

18th February 2017
Charles latest post insulting the Judge and the SEC.
He must have a death wish...




Why is this case lasting so long? We have only theories and guesses. Here are some of them.
1. The judge is so busy with her schedule filled up with other cases she doesn't have time to make a decision.
2. There are much more pressing matters, and with TM not really being a ponzi nor is there any real fraud to worry about, she's placing priority in other matters.
3. The facts line up in our favor and she needs to be solid as she makes her decision.
4. Maybe the tough thing for her is that all the facts line up but the SEC was compelling in their arguments which caused her to step back and place it on hold so she can think about things while focusing on other matters.
5. She knows the case the SEC has brought against TM is weak, and thinks with a simple agreement the SEC and I could work this out among ourselves without her having to make a certain judgement which if aligning that decision with laws and how they are stated should resolve in our favor.
Judge Jill Parrish said, "...I don't know if there's a middle ground that you are advocating and you want to propose something for me to look at in that regard. I don't know if the SEC wants to, I mean, maybe take a hard look at what it's proposed and see if there are some things that are maybe overreaching in what was initially proposed given where we are."
(Transcript 30 Nov 2016 Page 114/146 lines 4-10)
So maybe the judge is hoping for both parties to take a hard look at our positions and come to some sort of agreement.
So the judge is balancing out the SEC's argument that there might be room to infere something different than what was actually offered and agreed to within the terms of service, but also having to look at the laws that protect consumers and companies through clicking agreement to the terms of service, and having the offer clearly described (as it was) on the website.
With such a busy schedule she might simply not have time to make a decision while focusing on much easier matters to resolve. She also might be hoping if this goes on long enough the SEC and I might feel compelled to work something out without having to dismantle the business.
I'm exploring with TM's attorneys the possibility of making a few small modifications which wouldn't overall change the business model, but add MORE value for the previous buyers of adpacks and improvements which may satisfy the SEC. Clearly the SEC made some comments during the last hearing which leads me to believe they don't really think TM is a ponzi.
A. They said originally that surf rewards issued from money paid for by adpack buyers makes TM a ponzi. However, in court they explained they didn't have a problem with that, only that the rewards cut off at an amount greater than $50. So they actually contradicted their original claim as to what makes something a ponzi.
B. They said the adpack is a security, but if priced differently it wouldn't have been. So yet again there is a contradiction in their original claim.
These 2 reasons certainly don't match up with the definition of ponzi and also don't match up with the definition of an investment.
Is something truly an investment based upon rewards cut off point and pricing? Do either of these things truly make something a ponzi? The clear and definite answer is no. However, as I said the SEC does infer something different than what was actually and factually offered.











Comments



Robin Hoffman Let's just all hope it comes back and can be global again!!!😊😊😊😊😊
LikeReply113 hrs











Charles Scoville I believe the judge knows we're right and the SEC is wrong, but she knows that when she makes a decision the SEC will appeal, and she wants to make sure her judgement when reviewed by the appeals court will display her ruling in a positive light. She was concerned that whatever she decides might be viewed differently on appeals.

... and that might be why she hopes we can just work this out on our own... because the SEC are stubborn, and maybe she's hoping the SEC will take a long hard look where they are actually overreaching in this case.
LikeReply213 hrs
Azad Haso We all waiting, we miss you & TM. We all lost without TM
LikeReply312 hrs
Nancy Bowden Charles What is the Judge's appeal turn over rate?
Charles Scoville I don't know. Maybe she's trying to keep it low... And this case is possibly going to hurt her stats.. So she's being careful not to allow any decision she makes get overturned .. So maybe she's taking the extra time to get things solid and lining up with law how laws are written

1st March 2017

Charles just hates being unkind and dropping his friends in the sticky brown stuff - but he will anyway.
This is Charles little story about Traffic Hurricane:

'I'm not going to back-bite or spread false rumors with the intention to hurt anyone.
I'll only state the facts.
People ask me what's my take on Traffic Hurricane. I'll tell you. After the SEC filed their lawsuit people were surfing to show support. Suddenly the website went down. Ernie along with my programmer went into motion to bring the website back up. Ernie's intention was to support traffic monsoon members and give everyone traffic monsoon back so they could surf. He along with his programmer installed the site on trafficmonsoon.plus
When we found out that TM was taken down by the receiver, I told Ernie at the time I don't think this is a very good idea. People started to forward the link to the site, and I told Ernie this really looks bad on me and I think he should take it down. He insisted nothing can be traced back to me and not to worry... So the site was there but people got upset their account info was on there... so he took it down because of the back-lash.
In private chats and leader group chats, We were struggling to get donations to help with the legal defense fund. We all knew all the assets were frozen and I couldn't defend myself against false allegations without the support of donations.
So Ernie had this idea. He said people aren't donating because they aren't benefiting from their donation. We all agreed that helping pay attorneys to defend TM and bring it back would indeed benefit everyone who donated. Ernie believed people didn't see it that way, and felt that if people could buy adpacks and get involved in a new business to help them earn money, then people would go for it. He was talking about using company profits from the sales of ad services in a new program would go towards the legal defense fund to support TM attorneys.
Ernie changed the name of TrafficMonsoon.plus to traffic hurricane and removed account details (mostly) and relaunched, and said it has nothing to do with TM because of legal reasons - he didn't want it to be connected with Traffic Monsoon because then it would be tied into the same lawsuit TM is facing.
He also knew I couldn't have anything to do with it because I was under a restraining order. He said TH is my site, and when I win this lawsuit TH will be handed over to me. TH is for my benefit, for TM, and for all the members. It was a place people could go and earn in the meantime. Company profits would go straight into paying the attorneys and we wouldn't have to worry about whether or not we could afford attorneys.
The website is exactly the same. A few minor modifications and possible site optimizations, but anyone with eyes can see it's the exact same thing. A copy of TM because it actually is the exact same script just renamed. All the work I put into the site is there. Ernie intended on this, because people already knew how to use TM and felt it would be a good way to help people jump back into business while at the same time raise funds for the legal defense.
The intention for traffic hurricane was said to help raise funds for TM because people weren't donating towards the cause. Ernie felt that if people got involved in traffic hurricane, they could help raise the needed funds to pay for TM's legal expenses. Ernie did donate some money to TM at the beginning of this lawsuit.
There are many people involved in TrafficHurricane believing it's secretly supporting TM's legal defense. People feel being involved with TrafficHurricane is the right thing to do, and believe that they are supporting me by being involved over there.
I just wanted everyone who thinks TrafficHurricane is helping me, helping with legal defense funds, or benefiting TM in anyway-- that it's not. Seems to me that Ernie has changed his mind.
It sure looks like TM was stolen from me and rebranded.. leading me to believe it was all for me.. all to support me.. all to support the members... all to help TM cover legal fees.. but in the end, we're struggling to meet legal expenses, TrafficHurricane moves on... Ernie is happy with "his" business, leaving me in the dust to sort all this out on my own without TrafficHurricane's help..
Ernie was someone I trusted with my life, obviously. Ernie and Dave were both selected as individuals who would take over TM if something were to happen to me. I believed Ernie was a close friend, and someone I could speak with in confidence about my personal life. He truly felt like he had been a very good friend, supporter, and someone I could trust due to his morals and ethics. What's happening with TrafficHurricane and how Ernie isn't using TH's company profits towards legal defense like he said he would at the beginning has me questioning whether I have simply placed my trust in someone who truly wasn't "trust worthy" like I thought.'

10th March 2017
Charles continues to use of his mother 'Shirleys' Facebook page so he can beg for Legal Defence contributions.
If he'd co-operated with the receiver in the first place, he'd have no need to do this.
The man is absolutely disgusting.








17th March 2017
'Why Traffic Monsoon isn't a Ponzi' by Charles Scoville.
Chapter (?) zzzzzzzz...


How do you keep yourself positive and motivated to keep pressing forward when TM has been paused for over 7 months?
For me it's been all of your unbelievable support. There has never been better members than the people who have been involved in TrafficMonsoon.
What I also do is pull-up the definition of ponzi. I've posted it many times, and I'm happy to do it many more times to help keep you all going. Then I compare what a ponzi is with how Traffic Monsoon actually operated. Then I feel renewed with a sense of vindication. Just waiting for the court system to exonerate me, and let us get back to work.
I also look at the definition of an investment and clearly can see that there truly wasn't an investment offered on Traffic Monsoon. So the SEC should have never gotten involved.
The Second Circuit Court of Appeals has defined a Ponzi scheme as:
"a scheme whereby a corporation operates and continues to operate at a loss. The cooperation gives the appearance of being profitable by obtaining new investors and using those investments to pay for the high premiums promised to earlier investors. The effect of such a scheme is to put the corporation farther and farther into debt by incurring more and more liability and to give the corporation the false appearance of profitability in order to obtain new investors. Hirsch v. Arthur Anderson & Co., 72 F.3d 1085, 1088 n.3 (2d Cir. 1995)"
When PayPal limited my account, my company experienced nearly $20 million in reversals and charge-backs through PayPal and other payment gateways due to the false rumors they started. Even with this -- there is more than enough money available to deliver all the services and pay everyone what they have earned. Every account balance can be cashed-out completely, and all services can be delivered through 3rd party advertising sites without needing more sales in order to do this.
Clearly not a ponzi! My business was not operating at a loss! You can't have $20 million in reversals and still be cash positive in a ponzi! It's impossible!
Definition of an investment:
"an investment contract means a contract, transaction, or scheme whereby a person invests his money in a common enterprise and is led to expect profits solely from the efforts of the promoter or a third party, it being immaterial whether the shares in the enterprise are evidenced by formal certificates or by nominal interests in the physical assets employed in the enterprise." SEC v. Howey Co., 328 U.S. 293 (1946) Pp. 328 U. S. 298-299.

There was no common enterprise, and no representation that there was one. Certainly no solicitation for people to invest.
A ponzi is an investment offer without any actual common enterprise. In other words, the SEC are actually saying TrafficMonsoon isn't an investment by accusing TrafficMonsoon of being a ponzi. Because under the definition of what an investment is under the howey test is people investing in a common enterprise. So if there is no common enterprise, no offer for investing, and the company has more than enough to meet its commitments to its customers-- then it's neither an investment or a ponzi.
The fraud in a ponzi is offering an investment when there isn't actually any common enterprise, and because of that operates at a loss. A ponzi needs more investors to keep up their appearance of profitability when in fact they are near broke with massive debts of commitments they can't possibly keep.
TrafficMonsoon was not offering any investment, and clearly marked its offer as an advertising service. TrafficMonsoon operated on profits, and even with $20 million in reversals, the company still has more than enough money to meet its commitments.





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21st March 2017

Love this post. This is Charles, pretending to be Shirley (his mother,) writing about his parents!

'A LITTLE PERSPECTIVE: We now are raising funds of $4,840.50 for the February 2017 bill. This comes just after raising $9,420.60 for the January 2017 bill, a bill that will be paid entirely by donations from Traffic Monsoon members! Your sacrifice and generosity is fantastic! It is also essential to our paying for experienced and skilled attorneys to help us win this case brought unjustly against my son, Charles Scoville.

Between Aug. 15, 2016 and March 3, 2017, Charles’ friends and TM members donated $63,166.16. Again, this is fantastic! However, during this same time period, Charles’ attorneys billed him $185,248.23. The $122,174.95 came predominantly from Charles’ parents but also other family members and their friends.


December’s bill was $20,287.50. Other months’ bills have been thousands higher, so I asked for the January and February bills early so we could figure out what we are going to do. I shared them with you fantastic supporters in Traffic Monsoon. You answered with donations and messages: “We will fight and we will win!” “SEC, YOU MESSED WITH THE WRONG FAMILY!!!”

We are very grateful to the generous support! We cannot do it without you! Thank you so much! Our hearts are full!

See ways to donate: https://scovillelegaldefensefund.wordpress.com/how-to-dona…/

And considering Charles 'mom' was pleading poverty not so long ago, its amazing how his 'parents' /family managed to gather together $122,174.95 

And this is Charles latest piece of drivel:

Charles Scoville‎ to Traffic Monsoon-World Cash Flow
6 hrs ·

I understand that some people have a hard time pin-pointing the cause of the troubles we're all facing. Blatantly and clearly obvious TrafficMonsoon was not breaking any of PayPal's terms of service. The root cause of the problems truly are PayPal and the SEC.

Some people aren't paying attention to what the definition of a ponzi is, and how TrafficMonsoon truly doesn't match the definition of a ponzi scheme.

There's been serious damages in people's lives within Traffic Monsoon due to PayPal and the SEC. People are upset at what has happened, and so am I. Many people have a hard time realizing that we're trying to fight back against these wrongs we have all been affected by. We're fighting back against them for what they have done to all of us.

Temporary Restraining order and an asset freeze means check-mate. Without financial support the attorneys go away. Without them we lose.

I can't get a job or earn any money because under this total asset freeze and temporary restraining order any money I earn goes straight into receivership. I can't earn anything otherwise that money is also seized and frozen.

This is why my mother along with others are seeking to gain support in raising funds for legal defense. We want to win because in all honest truth, no ponzi exists in TrafficMonsoon and certainly there was no fraud. How the business operates, what is offered, and everything to do with TrafficMonsoon had been clear, open, honest, transparent, and truly no wrong doing exists whatsoever.

Thank you all so much for your support in fighting back against those who have caused so much harm to come upon me, you, and traffic monsoon as a whole.'


29th March 2017
The Court decision is in and the SEC have won the first round:
In sum, all of Traffic Monsoon's arguments as 
to why it will win this case are without merit. Reviewing the evidence, the court concludes the SEC has made a clear showing that it will likely prevail on the merits.
The SEC has made a clear showing that it will prevail and that Mr. Scoville will continue to violate the law by operating a Ponzi scheme absent an injunction. The court therefore grants the SEC's request for a preliminary injunction.

..the court concludes that the SEC has demonstrated a strong likelihood that it will prove that Mr. Scoville operated an illegal Ponzi scheme, it denies his due process objection to the receivership order.

Traffic Monsoon's motion to set aside the receivership is DENIED. The SEC's request for a preliminary injunction is GRANTED. The court shall issue a separate preliminary injunction order and a revised receivership order,

28th March 2017

Jill N.Parrish

https://scovillelegaldefensefund.files.wordpress.com/2017/03/show_temp-pl-29.pdf


30th March 2017

The Court Order:

UPDATE

After conducting a 2-day evidentiary hearing and hearing legal argument in November 2016, the United States District Court for the District of Utah entered a Preliminary Injunction and Memorandum Decision and Order Granting Preliminary Injunction and Denying the Defendants’ Motions to Set Aside The Receivership. These documents were entered on March 28, 2017 and you should review them in their entirety. In summary, the Court granted the SEC’s request for a preliminary injunction against the Defendants, entered an Order Freezing Assets and a Stay of Litigation. As part of these rulings, the Court found that Traffic Monsoon, LLC operated as a Ponzi scheme.

Additionally, the Court entered an Amended Order Appointing Receiver.

As a result of the Court’s Orders, the Receiver will continue to administer the Receivership Estate. The Receiver’s sworn statements that were received as exhibits at the trial are as follows: Declaration of Receiver Peggy Hunt (Business Operations) and Declaration of Receiver Peggy Hunt (Communications).

http://dm.epiq11.com/#/case/traffic/info

2nd April 2017
Looks like Sunil Patel has come over to the 'haterz' side!




  http://behindmlm.com/companies/traffic-monsoon/traffic-monsoon-investor-claims-he-can-put-scoville-away-for-life/#more-35162

  4th April 2017

Charles is back on his soap box again, insulting the Judge.  Maybe he didn't read the Judgement in full? Here's the most important part:
 '...the Court found that Traffic Monsoon, LLC operated as a Ponzi scheme.'

What I think is the SEC are trying this case not because they believe there is a ponzi here at all. What they were probably seeing is 90% of the business was outside the USA, and they went for it.. twisted things around.. used 1/2 definitions.. and tried to persuade the judge there is some ponzi here... but there's really not.. what this is really about is the SEC wanting more power over more jurisdictions.. and failing on the supreme court level previously to this.. and believing Dodd-Frank granted them power which they have failed to exercise ever since, because no judge sided with their interpretation of the plainly written law.. and the SEC always said it wasn't what was written but the intention of the law.. so the judge in our case said it was about intention-- and the only way this case seems to be going on in the first place is so the SEC can gain more power and control over external to the usa jurisdictions... and the only way the case could continue is if the judge sided with the SEC on whether TM was a ponzi for it to go to appeals...
The judge in the last hearing said, "Because it seems to me that in almost all of those cases you have the classic situation where someone says I'm investing in real estate, I'm guaranteeing you 20 percent a year, and, in fact, there's no real estate investment at all, for example, which seems a bit different than we have in this case."
She also said, "Is there a distinction between those cases, which are I suppose admittedly pure investment schemes, and this case, which was marketed as the sale of an advertising product and a non-investment?"
She could clearly see there was no offer for any investment.. and she was basically saying it didn't look like a ponzi to her-- but maybe this case is more of a vehicle to get clarification about this jurisdictional issue for the SEC.
The judge also said in the last hearing, "Well, like I said, I think it's a fascinating issue. At this point I think that I'm not persuaded by the fact that Dodd-Frank was a fix, and I wish we had some guidance from the circuit on it. And maybe this will be a vehicle for obtaining that."
I believe her opinion that TM is a ponzi was only to keep the case alive to be carried to the higher courts as a vehicle to obtain guidance on whether Dodd-Frank was a fix like the SEC tried to persuade the judge. If she sided with TM not being a ponzi or an investment, then the vehicle to the higher courts would have been disintegrated. If you notice, the opinion from the judge sided completely with the SEC on all points but gave express permission to appeal-- almost as though it was a clear invitation to do so.
Looking at what the judge said she made a decision 180 degrees different from what she said in the hearing except on the point of maybe using this case as a vehicle to gain guidance from higher courts relating to Dodd-Frank. Her fascination with this appears to have influenced her decision, and virtually inviting us to take it to the appeals court.

5th April 2017

'Shirley' has turned off commenting for this lie:



And Charles is still insulting the Judge!




At the start of our case with the SEC, there were many people who said THIS IS A MAJOR CASE THAT WILL CREATE PRECEDENT. People also said this case will make history.
Well, it's already making history. This judge said in her opinion that Dodd-Frank, a law passed by congress, was a fix to a supreme court ruling made in a case known as Morrison. This is the first time in history this has ever been made as an opinion by any district judge. It is making headlines.
https://www.law360.com/…/dodd-frank-lets-sec-sue-over-int-l…
It does appear our case is being used as a vehicle to gain clarification from the higher courts relating to this long-running argument Morrison vs. Dodd-Frank.
To be a major case that sets precedent, I can tell you right now that precedence isn't set by giving up and quitting along the way. We all are enduring situations caused by the SEC filing this lawsuit. Lost income, money spent on services not being delivered, damaged reputations, ruined relationships, losing friends, losing spouses, losing custody, losing property, losing medical coverage, losing hope, losing so many other things. Do you think I'm unaffected? I have experienced all these things too and more.
Some people can only see the situation from the perspective of its impact on their personal life. As bad as things are and how tempting it is to just give up and quit, I'm inviting you to see the big picture. Step back and be objective, and you'll see the bigger picture. You'll see unshakable and perservering lawyers and defendents like Erin Brokovitch hold onto the truth and the principles of justice. You'll see tenacious and steadfast defendents like Mark Cuban who held to their knowledge of the fact they had truly done nothing wrong! It was about the principle for him!
If you look at cases which the SEC lost in the end, you'll notice that every single one of them had a judge grant the SEC preliminary injunction, and make some sort of opinion that the SEC's case held merit. Ours is no different. Those cases took years to fight until winning in the end against the SEC.
In the higher courts, such as the appeals court, we stand a better chance of getting justice. We stand a better chance of getting justice in front of a jury. It's clear that Jill Parrish is a newly appointed judge who has been directed to pass the buck. She was fascinated by this Dodd-Frank argument and felt this case could be used as a vehicle to gain clarification on that.
During the hearing, conversation with the judge between the SEC made it quite clear that they felt this case should reach the 10th circuit court of appeals, or possibly even the Supreme Court to gain guidance on the Dodd-Frank vs Morrison issue. Judge Jill Parrish also said she didn't feel comfortable having either side gain access to the funds frozen without having the case appear before the appeals court.
She also said in the hearing some statements that appeared she wasn't convinced an investment was offered, that what a ponzi actually is doesn't appear to be the same as what we have in this case, and she most definitely said she wasn't persuaded that Dodd-Frank was a fix for Morrison like the SEC said because of how plainly written the law was. So how did she suddenly switch her opinion? Probably because she wanted the case to go to the appeals court anyway, which is why she practically invited us to appeal near the end of her opinion.
This is NOT the time in a case like this to simply give up, settle, quit, or abandon the cause. We've been together this far. We've all felt pain. Let's get a reward for that pain, and keep pressing through until we win! Every legal definition (when using the complete definition) of a ponzi actually and truly doesn't match what TM is. There was no solicitation for an investment. There was no commitments made which the company couldn't keep with its customers. We'll keep pressing through this until we get the outcome we deserve!

9th April 2017
Charles is appealing. I pity the new Judge already...


'With TM.. We're going to press forward through the appeals process.
We feel we have solid ground to stand on.
-- 10th Circuit Court --
SEC vs Smart Assets & Brian J Smart. In this case, for example, the SEC illustrate the fraud was Brian J. Smart represented that investor money would be placed in low-risk financial instruments, but he used their money for his own personal expenses, pay earlier investors, and engage in high risk ventures.
In Traffic Monsoon's case, I never represented anything other than the sale of an ad service (on the website, youtube videos, or even in person).
Even the judge from 30 Nov 2016 Hearing said, "Is there a distinction between those cases, which are I suppose admittedly pure investment schemes, and this case, which was marketed as the sale of an advertising product and a non-investment?"
It appears, at least, during the 3rd and final hearing in the preliminary injunction that the judge recognized that the website was offering advertising services and not offering any investment.
Illustrating that within the traffic exchange industry and paid-to-click industry people commonly receive a reward of money or advertising credits for visiting ads-- which traffic monsoon offered to both free or paid members, however the adpack buyers received a reward for surfing which was variable based upon money the company already had received.
So, customer money was not represented to be placed into any financial instrument of any kind. The website fully disclosed that their ad service purchase would provide the company money to deliver the services through other websites, through its internal traffic exchange, 10% of the purchase would go to the person who referred them, and the remaining profit margin belonged to the company and could be used to reward people for surfing ads in the traffic exchange.
The website also disclosed that their purchase is not considered an investment or deposit, and did not promise any returns of any kind, however rewards for surfing as exists in the traffic exchange industry were made available from the money the company had already received in the sales of advertising services. These were expressly explained as rewards for surfing, and not any sort of returns of any kind-- and not to buy with the expectation of any returns because there might be no rewards for surfing at all.
http://legalnewsline.com/…/510527046-tenth-circuit-ponzi-sc…
Douglas F. Vaughan, The Vaughan Company, Realtors, Inc 2012 WL 4848964 (Bkrtcy. N. M.)
10th Circuit case involved a promissory note program that promised investors a rate of return of 20% per year.
Judge Jill Parrish said, "Because it seems to me that in almost all of those cases you have the classic situation where someone says I'm investing in real estate, I'm guaranteeing you 20 percent a year, and, in fact, there's no real estate investment at all, for example, which seems a bit different than we have in this case."
- She was right to explain that she wasn't seeing this sort of scenario in this case, and it is clear by definition established by precedent that a ponzi truly doesn't exist in traffic monsoon.
Judge Jenkins pointed out in his Management Solutions case indicated "new investor funds" to pay "earlier investors" -- situations like Charles Ponzi that was saying you're investing in "this" and there was no "this" there.
Also identifying debtor-transferor utilizing after-acquired investment funds to pay off previous investors.
The identifying and substantive concept here is there was no debtor-transferor situation here. Nothing was owed to anyone. The terms of the offer, the terms of service, and the messages seen at check-out clearly indicate that a purchase of service is not an investment, and there are no refunds. In other words, by the very terms of service the customers are agreeing to-- they are agreeing to the very offer of ad services, not investing, and not being owed any refund.. No Debt.. which means they are agreeing that after a purchase of service they are agreeing they are owed nothing other than the services they have paid for.
By the outline of ponzi; offering to invest in "this" and not having "this" actually be there, but using the invested funds to pay earlier investors rather than invest in "this" -- this sort of model does not actually exist within traffic monsoon.
I believe we have a real shot of asking the judge to over-turn the decision by Judge Jill Parrish based upon established precedent.
Based upon the precedent cases.. Impossible to have money to pay everyone their account balance in a ponzi. The fact that TM can certainly means it's not a ponzi.
We're hoping for a judge that rules according to the words as they are written in the statutes. Judge Jill Parrish did exactly the opposite in her decision. There is hope yet that justice can be achieved through appeal!



12th April 2017
The TM defence fund 'wordpress blog' has been closed down for violating terms and conditions. Good.







And news has surfaced of death threats issued by Sunil.
Even HE couldn't be that stupid, could he? Maybe it was his evil twin?





15th April 2017


Charles has appealed...AGAIN.

'On April 14th Charles Scoville filed an interlocutory appeal against the recent granting of a preliminary injunction and denial of a motion to set aside the Traffic Monsoon Receivership."

http://behindmlm.com/…/charles-scoville-files-traffic-mon…/…



23rd April 2017


With boring predictability, Charles feels the need to insult the Judge....again!



This asset freeze situation is so hard it has beaten me down to my knees and will keep me there permanently if I let it. I'm still pretty stuck in a truly difficult situation due to the receiver letting things go and not helping with living allowances along the way to help me keep bills current, keep my car actively insured, among other things. So without money it's hard to sort out all these details.
This is definitely a situation Rocky spoke about life not being all sunshine and rainbows. It's a very mean and nasty place. I've been hit down by this unjust situation, but I want to prove my inner drive to succeed is able to get hit and keep moving forward. I've taken a lot, and now I'm going to keep moving forward.
I haven't yet started earning an income for myself. I have been working on developing a new business. It's not going to have adpacks or sharing positions because the court order prohibits that while this case is going on. This is going to take a bit of time to get ready because I am starting from a place with all my assets frozen -- So it might take a bit of time as I work through some details.
I just want to thank all of you for your continued support. The more I study into what a ponzi scheme is-- the more off base I can see the SEC truly are, and I have no idea what's going on with this judge. Apparently she just wanted the appeals court to review the case and if she ruled in our favor it would have dismissed the case, so for appeals to review she had to give her initial answer in the SEC's favor. But this is such a crazy mess, and I am thoroughly disgusted by the legal system here in the USA and how they can take an innocent man, label his business as a ponzi (even when it's not one), and keep everything locked up and frozen while leaving that man to lose custody of his son, lose everything, and have everything else taken away while the courts take years to sort out what things actually are.
My goal is to make at least enough income for myself so I can live in my own place again, and discontinue needing donations. I am so grateful for your help, but I do want to get to a position within my life where donations aren't needed anymore to support this lawsuit.

26th April 2017

The latest news on Amin Forati, who was the CFO at Traffic Monsoon:

Amin returned to Dubai on March 17th 2017 with his wife.
Why, we don't know, but he has alot of financial commitments in Dubai, so we can only speculate that it was money driven,
especially since he paid all his rent arrears - eighteen months worth - before returning.
But when he arrived at Dubai airport, he was promptly put in jail for ten days in relation to an ongoing court case and
only got out when a guarantee was put on his passport.
About a week ago, he returned to the police station to ask about his case - only to be put in jail again for two more days!
He then had to find another passport guarantor to get him out of jail.
There are currently two ongoing cases involving Amin and at present, he is blocked from leaving Dubai.

This situation is unfolding now daily, watch this space...

Also, some news in from court:
DOCKET TEXT ORDER granting 88 Motion to Continue>. The deadline for the SEC's response to the Motion to Dismiss 70 shall be due 28 days after the matter is remanded by the Tenth Circuit. Signed by Judge Jill N. Parrish on 4/25/17. No attached document. (ksb)

Stipulated MOTION to Continue Deadline to Respond to Defendant's Motion to Dismiss filed by Plaintiff Securities and Exchange Commission. (Wadley, Daniel)
Continue to Create Account

https://www.pacermonitor.com/…/Securities_and_Exchange_Comm…


*************************

And judging by this deluded post, Charles will be pleading insanity when he finally goes before the Judge:




The SEC and the court system in the USA seem to be filled with very dumb people, unless there is an evil agenda simply to grab the money that belongs to other people. Either they are very stupid, or very cunning evil people.
1. Traffic Monsoon was NEVER offering an investment. At all times Traffic Monsoon offered AD SERVICE. The company using money the company already received from sales within the PROFIT MARGIN to reward surfers is not a ponzi!
2. There is no offer of returns. Setting $55 as the maximum someone can receive in surf rewards is not the same as offering returns!
3. The offer is for ad service at cost savings over mainstream services.
4. Traffic Monsoon was ranked #1 out of hundreds or even thousands of Traffic Exchanges that exist.
On the SEC's own website, it says that a ponzi scheme promises high investment returns with little or no risk by simply handing over your money; often the investment does not exist or only a small percentage of incoming funds are actually invested. Funds from new investors are used to pay the purported returns to earlier investors.
===============================
1. Traffic Monsoon offered no investment and offered no returns. It offered ad services customers could receive by surfing for free or paying low and competitive prices.
2. An investment doesn't exist in reality.
3. Money the company already has received from sales are issued in sales commissions and rewards for surfing.
4. There is no purported returns. The word "purported" means, appear or claim to be or do something, especially falsely.
5. There's more money within the company than is needed to cash-out 100% of everyone's account balances, deliver all the services, and still leaves millions to spare.
6. Unpaid customers can click on links and also get paid to visit websites. 95% of the membership had never made a purchase.
- in other words, there are no false promises of returns, because there are no promises of returns
- there is no promise of any rewards for surfing
I find this whole situation unbelievable, and hopefully in the end the case resolves in our favor-- because it really should based upon facts, truth, law, definitions of things, and precedent.

30th April 2017

Charles is off again, this is beyond tedius.

The good thing about this SEC case is they have at least confirmed my business works exactly as I described. It has also displayed that there truly were funds inside PayPal, even though PayPal said there wasn't. So the good thing is that this case has only shown more clearly that I have been honest this whole time.
The SEC aren't saying I misrepresented or lied to anyone.. so in that way there is no actual fraud. They are just in disagreement about whether TM offered any investment.
Surf rewards were being rewarded from money the company had received from services sold... so if money is being given to people as a surf reward-- is that a return on investment...? As described on the web site & videos, and in my opinion no, it's not "returns"... but the SEC believe it is. And since those "returns" (as they call them) are coming from customers all they had to do is switch the name customer to investor-- and surf rewards to "returns".. and then it says investors are being given returns from investors.. but transparently I was telling people that surf rewards come from money the company already had received and could continue as sales continue forward.
To put it bluntly, I sold ad service.. not investments like the SEC think.
At all times only using money the company already had received within the profit margin for issued rewards for surfing. So the SEC are saying that traffic monsoon is a fully disclosed ponzi, even though no investment was actually being offered. No returns actually promised. In my view they are twisting things, changing words, and therefore changing the very definition of what traffic monsoon was actually offering. Ad Service.
Even the judge in 30 Nov 2016 hearing noticed that Traffic Monsoon marketed its services as an advertising product and a non-investment, and she made mention of it. Therefore, investors truly weren't solicited. Full disclosure given on how things work including how the offer to potential customers is for ad service and not anything else.
Money from sales within the profit margin was used to reward surfers-- so there was an offer to surf to receive ad credits and potential reward of cash-- but it was clearly stated that the money aspect of rewards truly depends on sales (therefore not to expect it as a "given"). The customer received ad service for their payment, and if no surf rewards were issued to them they had the service they paid for, and the company would always be able to deliver that service without more sales or even surfers due to how services were delivered through 3rd party.

6th May 2017
Letter to investors and Receivers Status report:
http://dm.epiq11.com/#/case/traffic/info

Full transcript is here:
https://taratalkstoday.blogspot.co.uk/2017/05/traffic-monsoon-receivers-letter.html

10th May 2017
'Traffic Monsoon Investors Represented by Peiffer Rosca Wolf Attorneys File Lawsuit Against Payment Processor to Seek Compensation for Losses'
http://www.prnewswire.com/news-releases/traffic-monsoon-investors-represented-by-peiffer-rosca-wolf-attorneys-file-lawsuit-against-payment-processor-to-seek-compensation-for-losses-300453550.html



CLEVELAND, May 8, 2017 /PRNewswire/ -- Traffic Monsoon investors represented by the investor right lawyers at Peiffer Rosca Wolf filed suit against California's PayPal Holdings, Inc. on Thursday, May 4, 2017, seeking compensation for the losses they suffered as a result of their investment in the Traffic Monsoon alleged Ponzi scheme.

Charles Scoville-organized Traffic Monsoon marketed Internet "AdPacks" to investors and assured them that the AdPacks were part of a "pay-to-click" program, and not investments. In reality, as alleged by the Securities and Exchange Commission in its 2016 lawsuit, Traffic Monsoon was a Ponzi-like scheme that redirected some of the money into its organizers' pockets and pushed new AdPack investors' money to earlier investors to keep all investors unaware of the alleged scam at the heart of the venture.

The lawsuit filed by the Peiffer Rosca Wolf attorneys Alan Rosca, Lydia Floyd and Adam Wolf, which seeks compensation for the losses suffered by certain Traffic Monsoon investors, focuses on PayPal's role as payment processor for Traffic Monsoon.

The Peiffer Rosca Wolf lawyers are continuing to receive inquiries from numerous Traffic Monsoon investors around the world.

If you purchased Traffic Monsoon AdPacks between September, 2014 and February, 2016, inclusive, you may contact attorneys James Booker, Alan Rosca or Lydia Floyd at 888-998-0520, or via email at jbooker@prwlegal.com for a free evaluation of your potential options regarding your Traffic Monsoon investment. For more information about the Peiffer Rosca Wolf law firm visit www.securitieslitigators.com. For more information about the Traffic Monsoon case maintained by the Peiffer Rosca Wolf law firm visit www.trafficmonsoonlawsuit.com.

Attorney Advertising. Prior results do not guarantee a similar outcome. Please visit our website, www.securitieslitigators.com, for important disclosures, office locations, and lawyer admissions. Peiffer Rosca Wolf Abdullah Carr & Kane, A Professional Law Corporation.

Contact: James Booker, 1-216-589-9280, jbooker@prwlegal.com
This news is also on Bloomsberg:
https://www.bloomberg.com/news/articles/2017-05-05/paypal-accused-in-suit-of-crucial-role-in-massive-ponzi-scheme

PayPal Holdings Inc. was accused by victims of an alleged Ponzi scheme of failing to detect the fraud while processing more than $100 million in investments.
Even after the company had banned the operator of the internet advertising “pay-to-click” program from using its services in 2011 over his involvement in a similar scheme, PayPal played “a crucial –- indeed, indispensable –- role” in letting him siphon and steal investor money, according to Thursday’s complaint in federal court in San Jose, California.

The operator, Charles David Scoville, was sued last year for fraud by the U.S. Securities and Exchange Commission over claims that he and his business, Traffic Monsoon, took in $207 million from more than 162,000 investors worldwide. The investors bought internet advertising products from Traffic Monsoon. In exchange, they were promised visits to their websites and and clicks on banners on their websites.

The agency won an injunction in Utah federal court freezing Traffic Monsoon’s assets. Traffic Monsoon is appealing the order and argues that because it was selling advertising rather than securities, it couldn’t have violated securities laws, according to a court filing.

The investors suing PayPal, who seek class-action status, say the company served as the payment processor for about $134 million in investments in Traffic Monsoon. They’re seeking at least $5 million in damages.

“We look forward to refuting these claims,” PayPal spokeswoman Ellen Hayes said. “Beyond that, we do not have any further comment on this pending litigation.”

By knowingly allowing the fraud, “PayPal departed from its own policy that prohibits the use of its services for ‘transactions that support pyramid or ponzi schemes,”’ according to the complaint.

The case is Ezeude v. PayPal Inc., 5:17-cv-02558, U.S. District Court, Northern District of California (San Jose).
The Law Firm named are not allowed to directly interfere with the current legal proceedings going through court, so they've taken a different route.

It will be really interesting to see what the repercussions of this suit will be...

10th May 2017
Charles latest rant:
The reason Traffic Monsoon had instant withdrawals for any amount you wanted to take from your account balance is because the money rewarded for surfing only came from money the company already received in sales of an advertising service. So that's the reason why there was more money available in the payment processors than existed on member account balances. Since no investment was offered, no amount of surf rewards promised, and the offer was for ad service and a non-investment-- there is no ponzi that exists within Traffic Monsoon. It doesn't matter which service was sold the most-- sales revenue is sales revenue, and it was only from real money the company already had received in sales of its services that it rewarded the surfers. Commissions were only paid from real sales.
When PayPal limited Traffic Monsoon, they said it was because of a sudden spike in sales. They actually tried to get Traffic Monsoon moved over to "Braintree," which I believe is because they wanted to make Braintree more popularly used and they saw that Traffic Monsoon was a big merchant.. they probably simply wanted to add a big merchant to Braintree because of the turn-over involved with Traffic Monsoon. That's how companies like Braintree make money-- the turn-over.
I wouldn't use Braintree because of what PayPal had done to my business, and the impact it had on my members-- I told members money was being held by PayPal and would be released in 6 months, and their limitation was because of a spike in sales. PayPal decided to turn against me because I wouldn't use braintree. They made members believe there was no money being held inside PayPal, and instructed members that Traffic Monsoon didn't have money to pay them-- and therefore made members believe that Traffic Monsoon was a ponzi. They instructed callers how to complain to the SEC and FBI. They told members as well as the SEC that their limitation came because they suspected Traffic Monsoon was operating as a ponzi. However, why would they have kept sales turned on for 30 days but turn off payouts during that initial period? If they thought I was doing something illegal, wouldn't they have turned off all pay-ins? If they thought I was doing something terrible, why did they try to get me setup with Braintree?
Attached is an email from Jason Gardner, my PayPal account manager at the time, where is indicated he was working hard to get me setup with Braintree on the SAME DAY they just told me they were going to transition Traffic Monsoon away from using PayPal by first turning off payouts but keeping payments in turned on for 30 days.
Court documents in the SEC case confirm that PayPal truly was holding onto the money, and there currently is more money being held in receivership than is owed on member account balances. So is there really a ponzi? No, of course not. We did not depend upon new sales in order to cover current member account balances or withdraw requests. Money was already there.
So the SEC have simply twisted some facts, and made it appear as though Traffic Monsoon WAS offering an investment, even though we weren't-- and are trying to make it appear as though surf rewards are returns on investment, even though they are not. Even though $55 is a maximum and not a guaranteed amount of rewards anyone would receive, the SEC is trying to paint a picture that this amount is guaranteed and promised, and therefore a liability-- it actually is not a liability. The company is not in debt owing anything to anyone other than their current account balance, and the services they had paid for-- which the company can fully deliver if it weren't for this crazy lawsuit, and the unjust PayPal limitation.
The impact on members has been so hard-- and it's hard to see through the pain to see where the pain is coming from-- and it truly is directly from what PayPal has done, and the SEC picking up on a case which shouldn't have ever been filed.


20th May 2017

If the judge was confident in her opinion she wouldn't have invited appeal within her opinion.
Judge Jill Parrish said, "You need an initial answer from me. I understand that and I'm obligated to give you the initial answer. But I also am cognizant of the fact that my initial answer might not be the way the Tenth Circuit sees it."
(Transcript of Hearing 30 Nov 2016 page 113 lines 7-11)
She also said, "I understand that, but we also can't get to a point where the assets are distributed before we have some appellate review."
(Transcript of Hearing 30 Nov 2016 page 135 lines 10-12)
So this opinion from the judge is apparently a place holder for the appeals court to make the decision because Judge Jill Parrish wasn't confident in any decision she might have made.
Let's also look at the fact that this judge took the longest amount of time anyone has ever seen to release an opinion after a preliminary injunction. No one in the SEC or even my attorneys have seen it last as long as it did in this case. She was obviously on the fence, but felt more "safe" siding with the SEC at this stage, to allow litigation to progress forward.
We have strong reasons based upon real legal definitions why we should win. That's more than just hope. Thank you all for your continued support!

23rd May 2017
PayPal did a very bad thing against Traffic Monsoon and all its members. The best way to make a bad story go away is to come up with a better story.. Like telling people TM didn't have money inside the PayPal account (even though money was there), and tell people that TM is a scam... and sell it hard. So when you look at what the SEC are doing now, they sure have presented distorted visions of reality, twisted to appear differently than what it actually is to fit into the agenda.. and they work hard to get the masses on board with that agenda.
PayPal definitely has an agenda, to cover their own butt after what they did. So does the SEC & Receiver, grab the money. I've truly done everything right within TrafficMonsoon. I didn't break a single PayPal term of service... and based upon all the existing definitions of a ponzi scheme, TrafficMonsoon truly doesn't match up with any of the definitions. I've posted them several times to help you all understand what's really going on here. There's been a major injustice. You, me, everyone in TM is a victim to the real crime-- and it's begun with PayPal, and followed through with the SEC, and stamped with approval by a federal judge-- who created a new definition of ponzi scheme because the existing ones don't fit.
Her definition also doesn't completely fit, because adpacks are not worthless. The intrinsic value of the advertising services purchased actually is above $50 people were paying for 1,000 visitors to their website and 20 clicks on their banners. The same type of services through multiple advertising options in today's world cost people far more. She ignored the reality of the advertising services and how well they actually ranked among traffic exchanges. She didn't dig deeper into the services offered and their value, but wrote off the value of the services completely.

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More to follow...watch this space!


Related posts re Amin Forati - (CFO)
https://taratalkstoday.blogspot.co.uk/2016/12/charles-scoville-and-amin-forati-cfo.html

201 comments:

  1. Thanks Tara, you have just convinced me not to sign up to TM. I was due to meet a Guy I used to work with tonight, however just the way he has hounded me obsessively has been enough to make me look into this further! Why if so much can be made, are people so keen to sign up new members?! This backs up your claim that New members are paying Old members! This cannot be sustainable long term, and as they say on Dragon's Den for that reason I'm out! Thanks for your advice. All you idiots thinking your gona make a million should try hard work!

    ReplyDelete
  2. Awale:

    Thanks Tara for this noble activism. For the past few weeks many of my friends either joined or were thinking about joining it. Although I didn't have sufficient information about this company simply the information and the way I'd make money through investing TM sounded too good to be true. I once read a quote said by Warren Buffet who said when "when considering investing in business, if it sounds too good to be true than you better find other ways to invest".

    keep up the good work, I share your views with those TM enthusiasts who lack how it works.

    ReplyDelete
  3. You're Brave Tara - it's a touch gig to shine the light out there in the world of darkness to those who are blind. Whether people believe TM is a scam or not, is now irrelevant. You've shared that valuable info for them to be educated, and once done, it's now up to the reader to make the call. After loosing my shirt, house & family in BB, I wouldn't touch this with a ten foot taser.
    Merry Christmas to you all, and to all, be careful.

    ReplyDelete
  4. I wholey agree with you Tara. I got called up by a friend who is into these get rich quick or make a buck for doing next to nothing kind of thing and wanted to recruit me into this TM concept.

    At first sounded like a doddle but my sceptical side always told me to be aware.

    Your right in saying these scams pay at the very beginning and I can see how and why people and their greed gets the better of them.

    But ultimately someone has to pay for this and it's either them for believing the hype or the poor guys putting hard earned cash thinking they will get rich easy and by then the system is flat on its arse and they've lost it all!

    Thank you so much for proving my own doubts right!

    Your the man! And anyone who thinks this Is right needs a check up from the neck up! Peace out b*#ches X

    ReplyDelete
  5. Keep up the good work dude!

    ReplyDelete
  6. I invested a £1000 in Traffic Monsoon but i wasnt really aware of it when I signed up. when i did some research,I realised it sounds too good to be true. But luckily I have managed to get around £850 back so far. Once i get all my money back, I will be leaving it far behind. I was thnking about leaving but your blog finally convinced me

    ReplyDelete
  7. Hi Tara, your blog is very interesting, thanks for all the information that u spread to us.
    It is a good report that reflects the good work done by you.
    Good luck for the future.

    ReplyDelete
  8. TARA YOU ARE RIGHT. I 100% AREE. THANK YOU

    ReplyDelete
  9. Hi Tara

    I am so glad that I found your site I was forced by my mate to join now I know why so that he can withdraw his money.

    ReplyDelete
  10. These affiliates KNOW that this is a Ponzi scheme, they just hope that they'll make a buck or two before it gets shut down or crashes.
    What they are not aware of is that other Ponzi schemes like zeekrewards and banners brokers which were closed down by the government, the government went after the net winnners and forced them to pay this illegal income back in order to pay back the people who lost out.

    ReplyDelete
  11. Tara, I thank you deeply for your post. I was presented by a guy i knew from Philippine, we were 4 when he talked us through the process, we were all willing to pay $2500 in total to speed things up. we even came up with an idea to create an account as a mother account and buy only 1 adpack, then create another account and refer to the previous one, then buy all the adpacks from the second one in order to optimize the profit to 20% from 10%.
    But then i slept on it and when i woke up came to look for people like you to dissuade me. thank you for doing what you are doing Tara and know that people out there are actually saved by your actions.

    ReplyDelete
  12. Great job Tara. Hopefully a decisive battle in this war. I wonder why it took Paypal so long to wake the hell up.

    ReplyDelete
  13. PayPal is not responsible for money you put in, go see your bank and go to the police. all you can do.

    ReplyDelete
  14. I'm glad I found this blog Tara. I had about $1100 tied up in this bulls#@t site. I had a feeling in my gut there was something fishy about this whole thing from the start, but it's hard to ignore all those screen shots of earnings from those affiliates! After reading this blog post I started withdrawing cash as fast as I could, and I've managed to withdraw $925 over the last 8 weeks before Paypal stopped being a processor for withdrawal.
    Thank you for putting this information out there, I owe you a drink, as I've only lost a fraction of what I naively deposited.
    Keep you the good work!

    ReplyDelete
  15. Wish I had stumbled upon this blog sooner than I did. Going through the blog convinced me to start withdrawing my money as fast as I could however I'm still at a loss of just over £100 at the moment. Tried to withdraw today but just like everyone is mentioning, PayPal is no longer an option.

    Now to be able to withdraw, you must open an account with Payza and then purchase something on the TM site using Payza to be able to transfer your funds from TM to Payza.. I knew this was probably just an extension to this ponzi scheme to produce more money but I though let me buy a cash link (costed me $1.66) which is probably the cheapest thing available and then see for myself if I'm able to withdraw. Almost 12 hours later and my withdraw request is still 'pending' whereas through PayPal I found myself withdrawing in less than a minute.

    I think it's safe to say that this site is a complete scam and anyone thinking of joining should steer clear. If it wasn't for this blog I would have probably kept investing and lost way more money than I did so I really appreciate Tara's dedication to running this blog! Peace

    ReplyDelete
    Replies
    1. Thanks Anon. At least you got most of it out. Some people are down thousands..

      Delete
  16. Thank you Tara for everything your doing, I hope more people come across your blog before signing up to these scams. I was unlucky too not have seen your blog before I fell for this scam.

    I too naively brought $2000 worth of adpacks a couple of days ago. I honestly don't know what I was thinking. A few of my friends managed to break even and are now operating on pure profit, so I just assumed that I would be able to aswell.
    However given my luck, just a few minutes after purchasing the adpacks.Traffic monsoon stopped allowing withdrawals through paypal.

    I want to open a paypal dispute, but I honestly don't know what to say, I paid for advertising services and that's what I'm getting technically. Do you think it's reason enough for a refund, that traffic monsoon stopped using paypal as a payment processor without any prior warning. like many others, being able to use paypal was a major reason why I trusted Traffic monsoon. ( the paypal logo is still on the home page may I add)

    Has anyone been successful in getting there money back with paypal and does anyone have any suggestions. Any help will be greatly appreciated, and I'm sure it would not only help me but also many others who are in a similar position.

    ReplyDelete
  17. I filled a dispute to regain the $1000+ I had put into the system, only to find out that my dispute with Paypal was useless. I was told by Paypal this type of service was not covered by buyer protection, meaning my money is stuck with Traffic Monsoon. I have since tried to withdraw upto $300 dollars and the transaction has been pending for 3 days.

    ReplyDelete
  18. Hi Tara you r doing a great job.Dont listen to the scumbags.You gave them a warning but a fool is always a fool now the have lost the so called investments

    ReplyDelete
  19. Great stuff Tara. Doing the Lord's work :)

    These scammers cause misery and ruin people. A couple of hundred pounds or even a thousand is not the end of the world to someone in the West. Now imagine, a poor guy from the Philippines who took his savings and put $3k in there.

    Terrible.

    ReplyDelete
  20. I know a person who put a lot of money -6000$ in Traffic Monsoon and that person still think that from this site will be milioner and site never crash down. Even know - how people can be so dumb? Beleving in Bank i Dubai and all of that? Traffic Monsoon is scam, was scam and will be soon scam with thousans of people who lost a lots of money.

    ReplyDelete
  21. Thanks Tara for the information. I didn't know how this business work and my wife and I were going to join this scam as a friend recommended it. The friend I'm talking about has withdrawn money from her credit card and invested in this scam. I'm truly sorry that she has done this and I tried to explain the truth to her but as someone here mentioned before she just believes the balance on her screen nothing else. Thanks again for the information you shared.

    ReplyDelete
  22. Hi Tara,
    great info... ive just signed up for TM and Paypal but not invested any money yet... may be a silly question but i have entered my bank and card details to register, is there a risk with providing these details ? as i dont wish to invest after reading your info about TM. thank you.

    ReplyDelete
  23. Thanks Anon, very glad you haven't contributed to Charles pension fund! You may wish to contact your bank and explain about TM. They will advise you what to do and can put extra security checks in place.

    ReplyDelete
  24. Hi Tara, thank you for continually raising this issue. You mention that we should file disputes with PayPal ASAP however I did this 2 weeks ago, shortly after joining TM and like some mentioned, PayPal denied the claim and said they couldn't help.

    What's changing? Do PayPal have a duty to help us? I'm well within the 180 day time limit but how should we be phrasing our claims so PayPal don't just hold the money they claim they want to use to resolve disputes? I fear PayPal are not being helpful with this even though they surely should have enough in TM's held funds to reimburse people who now realise this is a scam. Unfortunately I think many people are continuing to purchase.

    Thanks again for all your work to raise awareness. I wish I saw your blog earlier.

    ReplyDelete
    Replies
    1. Unfortunately Paypal aren't accepting ALL disputes but they certainly are accepting SOME of them. If you paid Paypal via your Credit Card, then you may be entitled to a Chargeback. It is certainly worth inquiring.

      Delete
  25. they were just in Toronto yesterday lol I know a few ppl who are using traffic monsoon. I asked them about the change from paypal to payza she told me she waited a few weeks for her money to switch over ...she just received it yesterday. my mother went to the seminar and they were telling ppl not to put there mortgage up lol All in All I like your blog .From one side everyone is happy and then the other side im hearing its a scam lets see what happens ... take care tara!!! and God Bless

    ReplyDelete
  26. So if you file with paypal you have a chance to get your money back? I only put in a few hundred to test and will not put more though i still click daily in case.... But you dropped too much knowledge for any reasonable person bot to be concerned...thanks

    ReplyDelete
  27. Thank you TARA for keep updating us with TM Scam, I wish I have listened to you earlier, on the other hand I have not invested tons of hard earned cash as others

    As per current situation TM is pretty much dead I don't think it will be back in action and start paying their investor very soon

    ReplyDelete
  28. HI Tara
    This is a great blog and very useful for people to make their decision, However it maybe that you could be eating your own words soon.
    "If anybody seriously believes that Charles will be able to open a BANK with his track record of failed Ponzi's they need psychiatric help!"
    Well do my research i have seen that charles and team are half there to opening TM bank. they are currently testing their new credit card payment system, and this should be up and running in the next few days.
    TO me this seems possitive! their profits are growing since you last reviewed them in this blog.

    ReplyDelete
  29. Thanks for all this, I was looking to join TM but I have cancelled my plan.
    Traffic mansoon is new concept to give allure and cheal the people.

    ReplyDelete
    Replies
    1. You made a great decision not to join. The concept is not new. I was scammed by a similar program a few years ago which woke me up to these stupid ponzi schemes.

      Delete
  30. You are right Tara, this dude is not changing his T shirt. I think he made all these videos on the same day. Now he is just feeding everyone from the same content over and over.

    ReplyDelete
  31. Notice how the owners of these ponzi's always blame the payment processor and none of it is their own fault when they can't keep paying out? I can't believe how many people are addicted to these schemes. They just jump from one to another, never caring about the poor people's lives that have been ruined. It makes me sick!

    ReplyDelete
  32. Didn't notice this before, but just seen that TM have listed their UK registered office on the website.

    Looking at companies house...they also filed their annual returns recently (11th feb), and Charles is now listed as the sole director (two others have been removed/resigned).

    Not sure what this means, but maybe someone in the know can do some digging.

    ReplyDelete
  33. has payza replaced paypal: we are confused now?

    ReplyDelete
    Replies
    1. Payza DID replace Paypal. Then Payza had problems, so now you are being asked to open a STP account. But all you're doing is given Charles more money. Withdrawals are still only trickling.

      Delete
  34. Hi Tara

    What is the best bet we can get the money back ? I have raised claims with Paypal, please let me know what more can be done.

    ReplyDelete
  35. Omar and Wanderer. Contact Paypal first if you think they owe you money. Please also REPORT CHARLES TO THE AUTHORITIES. If Traffic Monsoon gets closed down Officially then the assets will be frozen and the money re-distrubuted to affiliates who have lost it. DON'T DELAY!

    ReplyDelete
  36. Hi Tara.

    Good work you are doing here.
    Unfortunately, i am one of the many that has money tied up in TM. But you say hurry up and claim before it is too late? What exactly can i claim for? I bought and received the advertising packs, so on what basis do i make my claim? that it is/was a scam?

    ReplyDelete
    Replies
    1. You can only claim for money you actually paid PayPal, not the fake earnings in your account.If Charles hasn't paid you, you can claim for 'services not received'.

      Delete
  37. Charles released a new video on youtube about decreasing revenue sharing so I guess you can open a dispute with PayPal inform them that the services you have paid for is misleading and not as described and you want the money to be refunded...

    ReplyDelete
  38. i started asking these questions after joining as a member. now i have my funds stuck with TM, bank seems to be unwilling to do a chargeback as TM is currently still functioning. Unfortunately, it seems like until TM really closed down, theres no way i can get my money back :(

    ReplyDelete
    Replies
    1. Report TM Melissa. To the Police. To ActionFraudUK. If TM gets closed down Officially, you have a greater chance of recovering your money.

      Delete
  39. Hello, I wonder if the PayPal dispute regarding the service not provided with TrafficMonsoon works in all countries (including France?) if we have not exceeded the 180 days of delay ?

    ReplyDelete
    Replies
    1. It should do, yes. Ask them for advice.

      Delete
  40. I am in one of their groups on whats app, teh admin of the group delete users for asking questions, they keep on banging on about "taking the business to the next level" they send these videos of charles talking shit about paypal holding up the funds, and saying they are placing the funds in pending in Traffic Monsoon to mirror Paypal, (This doesn't make any sense) they have a power house lawyer doesn't say who?

    These people are brain washed, it's a full blown ponzi scheme! the whole TM will crash and people will lose their money and the likely hood that you will get it back form paypal is slim.

    All this get rich business is not worth your money or time.

    But hay, people will only live and learn!

    ReplyDelete
  41. I don't get it. So has paypal frozen individual accounts with them to do with TM. Once it is in your own papypal account what has it got to do with TM?

    ReplyDelete
  42. The funds have to come from the TM account. If the fund is frozen, no withdrawals can be processed.

    ReplyDelete
  43. PayPal have been refusing my disputes under the basis that the transaction is not covered by their purchase protection policy.
    How do we get round this?.

    ReplyDelete
    Replies
    1. It isn't a given that PayPal will refund you. But if you persevere, you may get lucky. Try again. Ask to speak to a MANAGER or their FRAUD department. Tell PayPal you've been SCAMMED. Be a 'polite pain in the ass'. Good Luck!

      Delete
  44. I still have friends who believe it is all going to be alright and are waiting for their bank cards from TM!!

    ReplyDelete
  45. Hi Tara thanks for your insight into TM. I have not invested much only £170 but now since it looks like TM has gone bust I'm a bit lost as to if I can get a refund. I paid via Payza...... any advice? If it's all gone I'm not fussed just goes to say that I have literally paid to become a muppet lol

    ReplyDelete
    Replies
    1. It's very doubtful I'm afraid. There's always hope through, so do try.

      Delete
  46. GREAT NEWS PAYPAL ARE ACCEPTING CLAIMS AGAINST TM FROM TODAY 18 Feb 2016. They said they are getting too many calls from Tm members to dispute and TM is reported to FBI http://www.ic3.gov/default.aspx . CALL THEM NOW

    ReplyDelete
  47. Thank you TARA, I have received my chargedback from my bank. I never knew i can claim chargeback just saw from your website and follow your instruction ask my bank for charge back and By the Grace of ALLAH i got it back all money which i paid to traffic monsoon ponzi scheme. By the way I paid through Solid trust pay they refuse to refund but bank refund it.:) Thank you for helping us and providing guidance :). I request all affected members to react as soon as possible and claim refund

    ReplyDelete
    Replies
    1. THAT'S WONDERFUL NEWS! So pleased for you!

      Delete
    2. Can i as which bank you used and how the process worked?

      Delete
  48. I am terribly conflicted, I have read all the posts here and I am sure that traffic monsoon will fail or has failed. on the other side I have been following the leaders like sunil, leroy, sharon, hibbert etc. and they all have this positive energy that this is just a bump in the road and traffic monsoon will come back bigger and better and if we hang on we shall be making even more. Who to believe? Is there any real information? If I make a chargeback and get my money and in a few months traffic monsoon is bigger can I go back?

    ReplyDelete
    Replies
    1. Hi David, the likes of Sharon and Immy join these 'opportunitys' for a living. They make money referring people such as yourself, so it's in their interest to tell you everything will be ok and to KEEP BUYING THOSE PACKS because they get paid to do it. They also have BIG downlines who they have no wish to upset or lose (ready for the next 'opportunity'). In your heart you must realise that TM is finished? Common sense must tell you that this was a scam all along. So CONTACT PAYPAL NOW. Don't wait another minute or it WILL be too late.

      Delete
  49. Hi guys,
    Thank you Tara for your awesome job.
    Can you please enlighten me how can I get my money back via PayPal?
    I purchased those adPacks using all my saving that I had...
    I read above that PAyPal is refusing to refund.
    What is the chargeback? I'm not really familiar with that and how it works.
    I'm based in the UK.
    Many thanks.

    ReplyDelete
  50. Hello Artur, Paypal are not obliged to give you back your money if you dont fall into there strict refund policy but they seem to be giving alot of money back at the moment so try them first. If that fails, you may try and request a Chargeback from your Bank or Credit card company, which is basically a return of any money you paid TM (through Paypal) but again it is not guaranteed. More information on Chargeback is available here: http://taratalkstoday.blogspot.co.uk/p/get-your-money.html

    ReplyDelete
    Replies
    1. Thank you Tara for your reply.
      People above are saying "call now", "start a dispute" in regards to PayPal. What do you think, call and do it online?

      Delete
    2. EITHER. But online may be quicker.

      Delete
  51. Can I get back my money if I buy AdPack from Payza? Tara, can You tell me how?

    ReplyDelete
    Replies
    1. You have a 45 day window with payza from your initial payment. After that it is lost I'm afraid. Please report Charles asap to the FBI.

      Delete
  52. Please suggest me what to say in "Compose message to seller" section. I'm not very good in English.

    ReplyDelete
    Replies
    1. Something along the lines off...'I believe that Traffic Monsoon is a scam and I would like my money back.' Through since he isn't contesting any refunds, you can say what you like!

      Delete
    2. I've spoken to PayPal again today and have been told that Traffic Mansson team is actually replying back to these sort of disputes.
      The customer representative wasn't answering my question first about whether Traffic Mansson replies to claims. Only telling me like "I can't reveal this information to you". But after spending sometime on the phone and explaining everything I have been told that they are replying to claims. But not all of them.
      So if Traffic Mansson has responded to your claim then it is 50/50 you'll get refunded. If no response has been received, then you have a good chance of having refund. But it is NOT guaranteed at all.

      Delete
    3. artur thats strange, becasue 99% of rejected disputes aare closed when they reach 10 days from when vendor not respond, even if vendor responds should be able to let you answer and not closed dispute automaticaly. My disputes are not solved yet even if the 10 days passed since it seems paypal not review disputs on sunday or satorday. I called 2 times spanish paypal this weekend and they ashure me if vendor not respond system automaticaly wins you the dispute and also they confirmed me the "digital service" is covered by the protection.

      Delete
  53. Hi Tara

    Thanks for all your invaluable information on TM.

    Without any prior warning in last few days TM put my account balance and all adpacks on Pending. Both of these are with TM directly my account balance is not in any payment processor but held directly with them. (tried unsuccessfully to set up Payza account/due to protocol/verification)

    Please advise as to how I can claim my account balance and the cost of all outstanding adpacks purchased (if possible) and both now Pending until whenever? TM has said these are Pending until Paypal releases funds.


    I look forward to your reply, just not sure what I can now to make these claims directly.



    Please can you advice as to how I can

    ReplyDelete
    Replies
    1. Unfortunately Anon, you can't. What you CAN do is report TM to the authorities as this is now the only realistic way to get any money back.

      Delete
  54. if TM respond on your dispute you have 50/50 chance to win. maybe even les than that! paypal told me that thay can't make any guarantees on wining or loosing disputes over the phone.
    So if you are disputing do it profesionally. don't write things like i think thay are scam. write concrete reason like you usualy do when you meke disputes. and once again think about everything because nobody guarantees you anything!! even TM didn't guaranteed you earnings and paypal also don't throw money thrue window just because you make some regrets. bye

    ReplyDelete
  55. I have phoned Paypal today and asked them to attach my crime ref number to my claim that I got from action fraud. Hopefully that may help my claim if there is any manual input.

    On my claim it says 'Fraudulant vendor - Please help me obtain my money back'

    ReplyDelete
  56. I want to say to everyone, that I won my 20 disputes and got fully refunded. Maybe ppl who used asociated cards into their pp account or used their cards ouside paypal got rejected. Or maybe it differs from countrie to countrie. Since from what PayPal operatords told me each dispute is managed in the countrie from where customer is, in my case Spanish paypal. This is just my imagination : maybe in some lower ranking countries like Poland, PayPal admins might manualy rejecting all disputes so they dont have problems with main PayPal central ofices in Luxenburg, common tactic in countries with coruption problems.

    ReplyDelete
  57. What angers me most about TM is how Charles infiltrated the muslim community with the help of imtiaz.
    Both of them gained the trust of thousands and thousands of muslims they use Gods name to scam people.

    I myself trusted the wrong person who. Told me that charles is a changed man and is God fearing. And then I stupidly invested 20,000 US dollars and i had never withdrawn.
    I came to realise that pyramid schemes are forbidden in islam.

    Last week I filed a dispute with little hope but to my surpirse paypal refunded the full 20,000 dollars.
    And I thank God and hope that everyone gets their money back. No amount is t0o small.

    I dont know how to post screenshots of proof of refund.

    ReplyDelete
  58. Thanks D. Before I start explaining the long Chargeback questions, please wait until you hear from Paypal about your refund first. They will be much quicker to refund your money than the banks are. Let me know how you get on? Good Luck.

    ReplyDelete
  59. Hi tara
    Please help, i wired a massive amount to his account in jan 2016, all my add packs are pending, really stressed out is there a way for a refund , charge back ect,

    ReplyDelete
    Replies
    1. Sorry Anon, but if you wired him cash I'm afraid your only hope of recovering this money is to report him to these authorities and hope they close TM down. FBI: The Internet Crime Complaint Centre:
      http://www.ic3.gov/complaint/default.aspx
      and
      ACTION FRAUD UK
      http://www.actionfraud.police.uk/report-a-fraud-including-online-crime-questions

      Delete
    2. Thanks tara
      If they close the website, will i get my money back?

      Delete
    3. by wire you mean bank transfer? I belive bank transfers have 30 days for chargeback. Ask your bank, it may differ from bank to bank.

      Delete
    4. Bank Transfers are effectively cash. I have never-to date- heard of a wire transfer Chargeback.

      Delete
  60. Tara don't believe Amin Forati words.... He is playing side with Scoville. Make it simple ask paypal directly if Amin Forati has an account and if receiving funds from TM paypal.

    ReplyDelete
  61. hi Tara what happens in a case where multiple payments where sent to Traffic Monsoon via Paypal, and a withdrawal of $3300 was recieved, multiple payments started last year september and last payment was sent last month.

    ReplyDelete
    Replies
    1. You can only claim for the amount you paid in minus the amount you drew out.

      Delete
  62. How can people be so stupid? How will Charles Scoville and his leaders escape the raging mob when this all collapses? Im pretty sure someone will get hurt if this business turns out to be a scam!

    ReplyDelete
  63. What will happen when TM collapses? Are the people running this scheme dont understand that will be angry and want revenge!

    ReplyDelete
  64. I was approached by someone regarding this as on the surface it sounded like a good idea but I meet all things with scepticism till they are proven. there is an abundance of bad news regarding TM online so why are people not doing their research before buying packs? I wouldn't even buy $100 set of headphones without reading a few online reviews so why are people happy to throw big dollars at this? I'm surprised a scam like this works so well in the west where people are supposedly educated.
    I think the hardcore followers (who wake up looking at their balances proud and happy) will still not blame TM when it eventually implodes. They will blame everything and everyone including Tara who has probably saved more marriages and suicides than any of us can appreciate.
    If you've read this blog and you STILL join TM you are an utter fool beyond all help. you are better off gambling in a casino where you might actually win and you get a buzz from the fun.

    ReplyDelete
  65. Hi Tara, i posted here about a week ago, and i got my refund from the bank back today! i really hope people start to wake up from this because i know there are people who put in alot of money in TM.

    ReplyDelete
    Replies
    1. Hi - Which bank do you use? I am with nationwide. Did your bank refund easily. What did they ask for from yourself and Paypal?

      Delete
  66. HI Tara,
    Paypal refused a refund for me saying the seller acknowledge my claim and paypal doesnt cover TM services as it thinks it is an investment . They say they cannot reopen the case . What is the next step , can i reopen a new dispute ? or am I to assume my money is gone now ?

    Thanks



    ReplyDelete
  67. If paypal said no, try your bank. I used my debit card. I rang the fraud department and he told me I should get a refund. I will keep you posted.

    ReplyDelete
  68. Hi. I used my mastercard to buy adpacks via paypal. To whom shall I file the request for refund?

    ReplyDelete
  69. Hi Tara I have invested 2500 dollet's on 30th January through PayPal via barclays debit card and now is 60 days pls help me how can I get refund from PayPal or my bank pls help me

    ReplyDelete
  70. Anon and Mayur...you need to try PayPal first and then the bank. All the information you need is on these pages.

    ReplyDelete
  71. I blindly bought 10 AdPacks about two weeks ago coz a friend told me he really made money with TM last year. I could bite my own a.. now that i didnt check TM before doing this transaction. Is there any chance to get the money back? Or is it already too late now?

    ReplyDelete
  72. There is, yes. All the info you need is on this page.

    ReplyDelete
  73. hi tara

    please help. i put in 3k in December using debit card. last week paypal refused to refund me saying TM refused to authorise my refund. ive got in touch with my bank ( hsbc) and they said they will send me a form to fill in where I have to give reason why i should get refund. what do u advice? shall i say because its a ponzi ( they may say tough luck i chose to invest) or shall i say because they have frozen my money?

    ReplyDelete
  74. You tell them its a PONZI scam and PayPal have frozen their account.

    ReplyDelete
  75. Hi Tara,

    What exactly should I say to my banks fraud department to get a refund?

    ReplyDelete
  76. Hi tara, you saved me . I was convinced by sponsor to buy adpacks and I kept clicking on the shitty links, thinking I wil earn 50 $ and buy adpack, I cud make 9 $ and wasted one full month after TM, finally came across ur blog and to my surprise u just dint tel every single thing about the past right but also about TM's future. You are a genius, an amazing person. I want to thank you from the bottom of my heart, God bless you.

    ReplyDelete
  77. Hi all,
    I have got my chargeback of $7000 yesterday through my credit card company.
    Thnx Tara

    ReplyDelete
  78. Hi Tara,

    Great website and pleased you are helping so many. I fell for his tactics and scam, but fotunately only for £600. I have puta claim in to paypal and will let yo know what happens. What I wonder is if paypal say no, has anybody taken paypal to teh small claims court in the UK and were they successful.

    Thanks

    ReplyDelete
  79. Thanks dude you illuminate all the aspects.

    ReplyDelete
  80. Hi Tara,
    Thank you so much for your advice . The bank told me to write to PayPal first which I did . I got my money back from PayPal. TM doesn't respond to letters from PayPal .
    I adviced six of my friends to do the same and they too have received their monies EXCEPT for the ones which has exceeded the 120 day duration. I feel sorry for the people who are being told to wait for 180 days. They are in for a rude shock.
    .keep up the good work.
    NB: how does this guy get away with blatant thieving is a question I am left with.

    ReplyDelete
  81. ive just had $300 refunded by paypal

    ReplyDelete
  82. Dear Tara,
    I am so happy to tell you; I have my money back from TM scum.
    I would like to thank you for setting up this blog. Like a lot of other people, I was also in Traffic Monsoon trap. I have invested around £2,500 hard earned cash in this Ponzi scheme. Early this year when they suspended all ad packs for no reason, I followed your advice and opened the case with Paypal. Initially, Paypal refused the claim but now I can confirm, yesterday I have all my money back and also for the two other people have their money back whom I recommended on the TM.
    TM is the biggest Ponzi of, this time, ruining a lot of people life. You are doing a great job, and I would like to say a big thank you for all the guidance you have given us to get our money back.
    Wishing you very best and hats off for you
    Shami

    ReplyDelete
  83. Yesterday I recived 468,59$ from paypal. I heard that at least 10 people from Poland also recived their refund. Thanks a lot Tara, without your blog, I wouldn't open dispute.

    ReplyDelete
  84. I am so confused, my good friend joined TM in Apr/May and tells me he is earning well, and tells me to invest £1800
    Lots of feedback online is very positive, saying it has been running since October 2014, and paying its members, and its sister scheme the same for four years.
    How can I ever know the truth about this????
    Thanks

    ReplyDelete
  85. I have my money back. Yeaaa

    ReplyDelete
  86. I understand how you are calling Traffic Monsoon and My Advertising Pays as scams. I have been on line for two years now and was scammed by several companies like Traffic Monsoon and My Advertising Pays. However I feel these two companies are legitimate and long term companies. I think you mean well but are totally wrong of your opinion. I understand My Adverting Pays is suing your company and fully understand why. I am a firm believer of these two companies and earning a passive income over the past two years. I respect your opinion but disagree with your company.

    ReplyDelete
    Replies
    1. Roger, neither MAPS or TM are legitimate, they are both PONZIS. MAPS tried to sue me but the case was thrown out of court and Mike LIED on the court papers. And I don't have a 'company'. Just this little blog and a full time, honest, job.

      Delete
    2. Who decides whether an online business is a PONZI or not?

      Do you want to argue your case with this organisation Roger?
      http://www.sltrib.com/home/4160984-155/feds-says-utah-ponzi-scheme-took

      I personally tested the traffic only and results were not worth speaking of, which quite frankly is not great for and advertising platform!

      Delete
    3. Keep up the good work Tara. Honestly, what your doing is beyond fantastic. Without you most of us a) would be lost and b) would not have found the advice we needed to get our money back. We really appreciate it.
      Eden.

      Delete
    4. You're very welcome Eden, many thanks.

      Delete
  87. http://behindmlm.com/companies/sec-shutdown-of-traffic-monsoon-the-facts/

    ReplyDelete
  88. Hi Tara, I joined TM back in Noverber 2015 is it too late for me to make a claim for my money back? I should have taken your advice, feel like an idiot. please help

    ReplyDelete
    Replies
    1. Hi Adam. Your best option for now is to try for a Bank or Credit Card Chargeback. Details on my Chargeback page.

      Delete
    2. but i paid using paypal. Can i still request a bank chargeback?

      Delete
    3. Yes Adam, you need to first contact Paypal for a refund, if they refuse, try for a Chargeback from your Bank or Credit Card company. (Information on link attached).If that fails, the Receivers may eventually refund a percentage of any money you paid Traffic Monsoon but this will take months/years I'm afraid. http://taratalkstoday.blogspot.co.uk/p/get-your-money.html

      Delete
  89. i am using TM since last month, i was getting paid regularly, but since yesterday 10 am London time money has stopped coming in, do you know what is going on

    ReplyDelete
    Replies
    1. Traffic Monsoon has been closed down by the authorities for being a PONZI. The Receivers details will be published asap.

      Delete
  90. Dear Tara,

    I hope you are okay. The newspapers are full of TM scam.

    On reuters - http://www.reuters.com/article/us-usa-fraud-sec-idUSKCN1082Q7

    On Bloomberg - http://www.bna.com/traffic-monsoon-facing-n73014445332/

    Courthouse News - http://www.courthousenews.com/2016/07/28/sec-freezes-207-million-pure-ponzi-scheme.htm

    Please read TM revenue details from page 7, it shows the TM is a scam. As there is money to pay such a high deficit.

    https://www.bloomberglaw.com/public/desktop/document/Securities_and_Exchange_Commission_v_Traffic_Monsoon_et_al_Docket?1469789055

    Thank you for saving us from this SCAM artist. CS still denies the fact he is busted, and there is no more TM anymore.

    Thank you

    Shami

    ReplyDelete
  91. Shut down and not before time. The only way people are ever going to learn to avoid these schemes is if the SEC starts clawback litigation and I know a fair few who have made hundreds of thousands from an initial $5k deposit. These are the people who need to learn that easy money is a painful one when you have to pay it all back! Good work Tara :)

    ReplyDelete
    Replies
    1. Thanks Jay. I think this is a turning point for these types of schemes. Zeek rewards has led the way with clawbacks from the major players and I hope we'll see this with Banners Broker soon as well.

      Delete
  92. I spent almost USD 189000.00 to purchase adpacks. On advice of tara, I wrote to Paypal fraud department on 31 July, 2016 but they say the case is time barred now. Please advise next action, how can I get back the hard earned money of my complete life's effort which has gone in this ponzi scheme. How to get it back. Please help me out.

    ReplyDelete
    Replies
    1. Then try for a Chargeback from your Bank or Credit Card company. (Information on link attached).If that fails, the Receivers may eventually refund a percentage of any money you paid Traffic Monsoon but this will take months/years I'm afraid. http://taratalkstoday.blogspot.co.uk/p/get-your-money.html

      Delete
    2. Seriously you put in nearly $200,000? How in the hell did you ever hope to get that back with the ROI?

      Delete
  93. Dear Tara,

    One interesting video from Scum master Charles Scoville, feeding the same story.

    https://www.youtube.com/watch?v=fOu1l-OqWBg

    Regards

    Shami

    ReplyDelete
    Replies
    1. I love these video's! Thanks Shami.

      Delete
  94. Do you think it's possible that if TM will be closed people will get their seed money back?

    ReplyDelete
    Replies
    1. A percentage maybe, yes. See the home page for the latest updates.

      Delete
  95. Hi Tara, I am from India, I have purchase 15 add pack from TM through Bank & Credit Card. Can i recover my money and how to recover ?

    ReplyDelete
    Replies
    1. You need to first contact Paypal/Payza/STP for a refund. If they refuse, try for a Chargeback from your Bank or Credit Card company. (Information on link attached). In summary, you are claiming for 'services not received' under the 540 day Chargeback rule. You need to contact the Banks Fraud department - NOT RETAIL DISPUTES -

      All the information you need to help you is on this page:

      http://taratalkstoday.blogspot.co.uk/p/get-your-money.html

      Not all Chargebacks are successful so if your Chargeback application fails, the Receivers may eventually refund a percentage of any ORIGINAL SEED MONEY money you paid Traffic Monsoon but this may take months/years I'm afraid.

      Delete
  96. The scary thing about TM are the blind followers. Lucky I only started with a single adpack, but I do feel for the many who poured their lifes savings into it. The dribble that is being spewed about everything being okay, and hackers must have hit out website are preposterous. Please educate people about these type of scams, there is no such thing as easy money.

    ReplyDelete
  97. Hi, Tara. I've been coming here for all of your updates. I just wanted to say thanks and well done. I'm sure you can see from your blogger stats how much reach you've had and how many people you've potentially helped. I imagine the people working the case at the SEC have come come across this data as well. You should consult for them! All the best.

    ReplyDelete
  98. I started TM in November after my work friends boasted about it. I have invested £1000 in November. Recently I messaged PayPal 3 times but no luck with getting my money back. Can I still do 540 day charge back?

    ReplyDelete
    Replies
    1. You can certainly try Anon. New post on the home page should help you.

      Delete
  99. I have been recently approached regarding My Paying Ads. I wanted to know if this is still a scam because people have told me about the issues they had but now I have been told that they are back up and running and stronger than before and that they are legal. I need to know if this is true or not. I have seen a friends account and my paying ads has credited their account from the money released from PayPal. Can anyone help? is this now a good company to join?

    ReplyDelete
    Replies
    1. It was a scam and still is. Stay away is my advice.

      Delete
  100. I find out TM was SCAM at end of july so first of August I open dispute with paypal, they closed my dispute right away. they told me because I invested the money in TM longer than six month ago and paypal will not covered.

    help!!

    ReplyDelete
    Replies
    1. You can still try for a Chargeback - see home page for new post.

      Delete
  101. I have no access to trafficmonsoon already 2 days. Are there by you the same problem?

    Thanks for your feedback.

    ReplyDelete
    Replies
    1. The site is now closed Anon and won't re-open. Please see the home page for all the info you need to try and get your money back.

      Delete
    2. The site has been permanently closed and the company is now in Liquidation. Options to recover your money are on my home page: http://taratalkstoday.blogspot.co.uk/2016/08/traffic-monsoon-getting-your-money-back.html

      Delete
  102. Hi does Sec gives money retun, how they return money those are outside us? Please explain thank you

    ReplyDelete
    Replies
    1. The SEC won't return your money. The Liquidators they've appointed will, but it will take months/years before you see any back and will only be cents on the dollar. Which is why we're pushing Chargeback. See the home page for more info and the Chargeback page.

      Delete
  103. Hi tara can you please tell me that will TM will be back and pay to their member.......

    ReplyDelete
    Replies
    1. It won't be back Unknown, TM is now dead and over. To get your money back:
      You need to first contact Paypal/Payza/STP for a refund. If they refuse, try for a Chargeback from your Bank or Credit Card company. (Information on link attached). In summary, you are claiming for 'services not received' under the 540 day Chargeback rule. You need to contact the Banks Fraud department - NOT RETAIL DISPUTES -

      All the information you need to help you is on this page:

      http://taratalkstoday.blogspot.co.uk/p/get-your-money.html

      Not all Chargebacks are successful so if your Chargeback application fails, the Receivers

      http://dm.epiq11.com/TMON/Project


      may eventually refund a percentage of any ORIGINAL SEED MONEY money you paid Traffic Monsoon but this may take months/years I'm afraid.

      Delete
  104. Hi
    thank you for your update about helping Charles to donate, I just donate him 100$,
    Trafficmoonsoon and other rev share programs helps me to get new traffic for less costs and I wasn't like other people for money but for advertising which really helps.
    Facebook I spent a lot of money and no money back. In Traffic I made a lot of money which I bought more traffic without sponsoring. So I just don't understand You. Probably your account was blocked and now you are a BIG HATER.

    ReplyDelete
  105. Hi Tara
    I am following your advice, regards to Chargeback Bank asked me to provide proof that Traffic Monsoon in liquidaton, also does Bank accept claim when they find out we buy service from ponzi company,thank you

    Thank you

    ReplyDelete
    Replies
    1. Proof? You just send the website link and the address etc.
      Peggy Hunt @ Dorsey & Whitney
      trafficmonsoon.receiver.inquiries@dorsey.com
      http://dm.epiq11.com/TMON/Project

      Delete
  106. Hi Tara
    I appreciate ,Bank keep asking what did we buy from Traffic monsoon, as you know we bought Ad pack, advertising for our business, to be honest we didn't have any business,we bought Ad pack were getting money regular basis, what to tell them please help me thank you

    ReplyDelete
    Replies
    1. You tell them its a scam that has now been liquidated, and the receivers have been called in.

      Delete
  107. I'm donating charles make him win.

    ReplyDelete
    Replies
    1. Then you have more money than sense my friend...

      Delete
  108. HI Tara

    I have lost $50 in TM and only what left was about $25 and didn't earn much there. I read it all and couldn't believe it one big scam of Traffic Monsoon and he try to get away with millions of dollars. How can victims not able to get money back that was lost in Traffic Monsoon.

    ReplyDelete
    Replies
    1. You need to apply directly to the receivers anon.

      Delete
  109. Thank you for your email dated in relation to your Debit Card Dispute.

    After reviewing the letter you have sent in I can advise that we require further details as to why you wish to dispute these transactions. Unfortunately we are unable to review this as Fraud due to the fact you whiling gave your card details to the merchant.

    Therefore please can you give a detailed description of why you wish to dispute these transactions.

    Should you need further help in the future please contact us on any of the below methods or you can email us.
    That's from Bank if you could hep on this please thanks

    ReplyDelete
    Replies
    1. You tell them that the merchant is a ponzi operator who has just been closed down by the SEC and the Receivers have been called in. You might also wish to point out that all 'scams' wouldn't be 'scams' if people didn't voluntarily part with their money.

      Delete
  110. Anon, all these questions are concerning a retail dispute. You do not have a retail dispute, you've been scammed and need to contact the banks FRAUD dept. Tell them that TM has been liquidated and official receivers have been appointed by the courts.

    ReplyDelete
  111. How can I get to the revolution day for traffic moonsoon

    ReplyDelete
    Replies
    1. That would depend where you live Anon. If you live outside of the UK, a plane might help you get there? Or maybe a boat? If, on the other hand, you live inside the UK, a train or a car would be most helpful. It's very easy to find. Go to Brighton and ask for directions to the pier. When you see lots of silly people waving even sillier banners you know you've arrived! Have a lovely time and don't forget your brolley and your sun cream.

      Delete
  112. I'm so thankful you've been posting about this scam. I've been following you on here since January to see the outcome. I was very interested in Traffic Monsoon until I read your blog. Thank you for speaking up. I feel bad for the idiots who didn't listen to you. I wonder if they're listening now? Great job Tara!

    ReplyDelete
  113. I just came across your blog. I'm both satisfied and sad right now. My friend was caught by TM. He was so stupid, he took a bank loan worth three time his yearly salary to "invest" and quit his job to be "succesful businessman" on TM. He tried to pull everyone to it, so in the end I had to cut contact with him, because I didn't want to hear his constant babbling over it and how I am loser to have low paid, legal job and not getting rich on TM instead.
    So now he is left without the job and with crazy amount of debth. I tried to persuade to him so many times, that this is obvious classic ponzi scam and that he should take all money back when it's still possible but no.... It's unbelievable to me that so many people fall for something so obviously bullshit. Like seemingly smart people refuse to aknowledge that there is no "free" in life, they want to believe so bad that they can get rich by just sitting in chair and clicking...

    ReplyDelete
  114. You were a good friend and warned him, but nothing you said would have changed his mind. I've seen it time and time again. I hope, when he sees sense, he will try and get some back. It is still possible via Chargeback.

    ReplyDelete
  115. Hi Tara has any one had refunded via Chargeback Traffic monsoon money recently I mean after SEC freeze their fund.cheers

    ReplyDelete
    Replies
    1. The SEC proceedings have nothing to do with Bank and Credit Card chargebacks, so I urge you to try for a Chargeback asap if you haven't already done so. The Receivers, appointed by the SEC will take months /years to partially refund any creditors.

      Delete
  116. Hi Tara I received a letter saying I am not eligable for Chargeback because 120days time frame it's over but they not mentioned 540 days , what should I tell them please

    ReplyDelete
    Replies
    1. The 120 day rule is for Retail disputes. We claim under the 540 day rule for 'services not received' and always go through the banks FRAUD dept. More tips and advice is available on my Chargeback page.

      Delete
  117. Do you think any final decisions will be taken during the court hearing on September 23rd, or will it be just one of many court hearings?

    ReplyDelete
    Replies
    1. The first of many. But alot of questions will be certainly be answered.

      Delete
  118. Hi Bank not taking 540 days Chargeback claim, they refused what's your advice thanks

    ReplyDelete
    Replies
    1. My advise is to follow the advice given on my Chargeback page. Banks mostly refuse the first time because they aren't aware of the rule.The tips on my page should help you go further.

      Delete
  119. No luck Tara they not taking Chargeback claim 540 days rule, I spoke to few member of Staff all reply same , is there any rule and regulations that they are bound to take my claim thanks

    ReplyDelete
    Replies
    1. Banks,no. Credit card companies, yes. Banks usually argue their case against strongly and mostly say 'no' the first time. You just have to argue your case stronger than they do.

      Delete
  120. Hi, I called my bank's fraud department and requested for a chargeback based on the 540 day rule but they insisted that they know only about 120 day rule and my payments were made in October and November 2015. So they declined and said that it is past 120 days.

    ReplyDelete
    Replies
    1. Many banks don't know this rule. I suggest you show them my Chargeback page.

      Delete
  121. Hi Tara, i invested about £5000 in Traffic Monsoon just before it disappeared. I paid through Payza and quickly logged the disputes with Payza (based on your advice for goods not received) as it was within 45 days. Its been over 2 months since i logged this with Payza and heard nothing, when i contact them they just tell me "A resolutions specialist is working on the matter and will mediate a resolution, and there is no time frame when this dispute is resolved as it's dependent on the case". How long do i have to wait for? Are they legally allowed to make me wait this long? Do they legally have to pay me back? If not, what result or information am i hoping Payza will get that will allow them to return the funds back to me? My heads a mess with this please help.

    ReplyDelete
  122. It sounds like Payza are waiting for the outcome of the court case on the 23rd September. If Payza's terms and conditions state 45 days, then that is what they should do. But if they don't, how are you going to enforce it? I suggest you go down the Chargeback route instead and apply to the Bank or Credit card company that you paid Payza with.

    ReplyDelete
  123. Hi Tara, What result are Payza hoping for on 23rd September? What result do i need for payza to pay me back? Do payza have insurance that pays out for their customers who don't receive goods/services? or do they hold onto funds of Traffic Monsoon that they can release back or would it simply be a loss that Payza themselves would take hence their delay?
    p.s. i spoke to my bank i used for Payza payments and they told me that its the payment processor's responsibility, they try hard to distance themselves from it.

    ReplyDelete
  124. I don't know Natan, sounds like stalling to me, so just wait and see.
    Remember, you still have the receivers to fall back on, so make sure you contact them.

    ReplyDelete
  125. Ernest Ganz has got Traffic Hurricane up and running as of the 21st August and is a direct clone of Traffic Monsoon. Details here: https://traffichurricane.plus

    Separate thread perhaps, Tara?

    ReplyDelete
  126. Hi Tara
    When we should contact them for our moneyes is it after court hearing ?

    ReplyDelete
    Replies
    1. I'd do it now, before it gets too busy. But you have plenty of time.

      Delete
  127. Hey Tara,
    I have been reading through your articles and finally decided to put through a complaint with Natwest. and after refusing the first few time and contacting the ombudsman, they finally decided to charge back my initial investment with TM (£1600) plus compensation (£300) and any extra cost. I dont know how to thank you or pay you back but God Bless!

    ReplyDelete
    Replies
    1. That's great news Omar, I keep saying that persistance pays and you've just proved it!

      Delete
  128. Dear Tara,

    I hope you are doing great; I found this video on the http://www.trafficmonsoon.org/videos.html where Sunil Patel is scratching the wall and trying to explain that Traffic Monsoon is not a Ponzi scheme.

    Please see the direct video link below. This guy just makes me laugh.

    https://youtu.be/kjHCfTz8_ek

    Regards

    Shami

    ReplyDelete
  129. Dear Tara
    I am following your advice, regards to Chargeback Bank and raised SRs, bank processed and paid me after 50 days. Thanks a lot my fried.

    ReplyDelete
  130. hi Tara just want to thank you for being here for the people who need your help and foresight.
    I claimed a chargeback from my bank after using your template 5 months ago what was required was
    snapshots of bank transactions , paypal transactions , traffic monsoon balances , traffic monsoon terms of conditions , dates and times of purchases , explanation of paypal 180 day protection limit and why it wasn't used , explanation on services not received , traffic monsoon dead website link The receivers address email and contact number and courtesy and Patience.
    a brief explanation as to what happened and what you want .
    best to get advice from a cutomer rep at your bank they can show you the right way ... Keep fighting your fight you are in the right just don't give up !!!

    ReplyDelete
    Replies
    1. Many thanks anon, really hope you get your money back!

      Delete
  131. Some people are still convinced TM have enough evidence to prove this is a legitimate business and the funds will eventually be released. The madness needs to stop so people can begin picking up the pieces.

    Is the verdict on 30th Nov? The sham needs to end.

    ReplyDelete
  132. dear Tara I have just realised that you was helping and advising people about TM SO I DONT KNOW IF ITS TOO LATE TO SPEAK TO MY BANK AS I JOINED TM IN IN September 2015 AND DIDNT GET TO MAKE A WITHDRAWAL.

    ReplyDelete
    Replies
    1. Apoligies for not replying earlier Anon, you must hurry, 540 days is almost up.

      Delete
  133. Hello Tara

    Thank you for your help, I did a bank recharge 120 days, I got all of my money back. I realised it was a scam Jan 2016 when I ready your posts.

    ReplyDelete
  134. HI I NEED HELP TO GET MY MONEY BACK FROM TM SCAM

    Reply